| (₹ Billion) | | Item | Outstanding as on | Growth (%) | | Mar. 31, 2017 | 2016 | 2017 | Financial year so far | Y-o-Y | | May 27 | Apr. 28 | May 26 | 2017-18 | 2017 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Gross Bank Credit | 71,347 | 66,457 | 68,981 | 68,776 | -3.6 | 3.5 | | 1.1 Food Credit | 400 | 892 | 492 | 533 | 33.2 | -40.2 | | 1.2 Non-food Credit | 70,947 | 65,565 | 68,489 | 68,243 | –3.8 | 4.1 | | 1.2.1 Agriculture & Allied Activities | 9,924 | 8,992 | 9,700 | 9,657 | –2.7 | 7.4 | | 1.2.2 Industry | 26,800 | 26,633 | 26,245 | 26,068 | –2.7 | -2.1 | | 1.2.2.1 Micro & Small | 3,697 | 3,602 | 3,618 | 3,605 | –2.5 | 0.1 | | 1.2.2.2 Medium | 1,048 | 1,088 | 991 | 983 | –6.2 | -9.6 | | 1.2.2.3 Large | 22,055 | 21,943 | 21,636 | 21,480 | –2.6 | -2.1 | | 1.2.3 Services | 18,022 | 15,713 | 16,412 | 16,345 | –9.3 | 4.0 | | 1.2.3.1 Transport Operators | 1,104 | 1,051 | 1,088 | 1,094 | –1.0 | 4.0 | | 1.2.3.2 Computer Software | 179 | 189 | 175 | 172 | –3.7 | -8.7 | | 1.2.3.3 Tourism, Hotels & Restaurants | 375 | 373 | 360 | 361 | –3.8 | -3.3 | | 1.2.3.4 Shipping | 84 | 101 | 75 | 75 | –10.9 | -25.7 | | 1.2.3.5 Professional Services | 1,377 | 1,133 | 1,343 | 1,296 | –5.9 | 14.4 | | 1.2.3.6 Trade | 4,279 | 3,858 | 4,052 | 4,095 | –4.3 | 6.1 | | 1.2.3.6.1 Wholesale Trade | 1,932 | 1,705 | 1,777 | 1,806 | –6.5 | 5.9 | | 1.2.3.6.2 Retail Trade | 2,347 | 2,153 | 2,275 | 2,289 | –2.5 | 6.3 | | 1.2.3.7 Commercial Real Estate | 1,856 | 1,825 | 1,821 | 1,781 | –4.0 | -2.4 | | 1.2.3.8 Non-Banking Financial Companies (NBFCs) | 3,910 | 3,484 | 3,493 | 3,415 | –12.7 | -2.0 | | 1.2.3.9 Other Services | 4,859 | 3,699 | 4,003 | 4,057 | –16.5 | 9.7 | | 1.2.4 Personal Loans | 16,200 | 14,227 | 16,132 | 16,173 | –0.2 | 13.7 | | 1.2.4.1 Consumer Durables | 208 | 186 | 210 | 172 | –17.4 | -7.8 | | 1.2.4.2 Housing | 8,601 | 7,663 | 8,578 | 8,588 | –0.1 | 12.1 | | 1.2.4.3 Advances against Fixed Deposits | 661 | 624 | 582 | 572 | –13.5 | -8.3 | | 1.2.4.4 Advances to Individuals against share & bond | 48 | 57 | 51 | 51 | 6.9 | -11.5 | | 1.2.4.5 Credit Card Outstanding | 521 | 421 | 541 | 558 | 7.0 | 32.6 | | 1.2.4.6 Education | 701 | 679 | 700 | 697 | –0.5 | 2.6 | | 1.2.4.7 Vehicle Loans | 1,705 | 1,546 | 1,732 | 1,731 | 1.5 | 11.9 | | 1.2.4.8 Other Personal Loans | 3,755 | 3,050 | 3,737 | 3,804 | 1.3 | 24.7 | | 1.2A Priority Sector | 24,357 | 22,452 | 23,734 | 23,379 | –4.0 | 4.1 | | 1.2A.1 Agriculture & Allied Activities | 9,909 | 8,990 | 9,680 | 9,640 | –2.7 | 7.2 | | 1.2A.2 Micro & Small Enterprises | 9,020 | 8,480 | 8,749 | 8,728 | –3.2 | 2.9 | | 1.2A.2.1 Manufacturing | 3,697 | 3,602 | 3,618 | 3,605 | –2.5 | 0.1 | | 1.2A.2.2 Services | 5,322 | 4,879 | 5,131 | 5,123 | –3.7 | 5.0 | | 1.2A.3 Housing | 3,683 | 3,474 | 3,623 | 3,526 | –4.3 | 1.5 | | 1.2A.4 Micro-Credit | 189 | 187 | 182 | 142 | –24.6 | -23.6 | | 1.2A.5 Education Loans | 604 | 582 | 605 | 593 | –1.9 | 1.8 | | 1.2A.6 State-Sponsored Orgs. for SC/ST | 6 | 6 | 6 | 3 | –59.7 | -55.0 | | 1.2A.7 Weaker Sections | 5,546 | 4,886 | 5,291 | 5,153 | –7.1 | 5.5 | | 1.2A.8 Export Credit | 425 | 442 | 421 | 401 | –5.7 | -9.4 | Note : Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 95 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.
For April 28, 2017 data, owing to non-availability of fully consolidated post-merger data from SBI, data in respect of its four erstwhile subsidiaries, viz., State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore and State Bank of Patiala available as on March 31, 2017 have been repeated. | |