RBI Bulletin


Search Archives

download file (11 kb) or PDF document (130 kb)
15. Deployment of Gross Bank Credit by Major Sectors
Date : May 09, 2017
(₹ Billion)
Item Outstanding as on Growth (%)
Mar. 18, 2016 2016 2017 Financial year so far Y-o-Y
Mar. 18 Feb. 17 Mar. 31 2016-17 2017
1 2 3 4 5 6
1 Gross Bank Credit 66,500 66,500 67,754 71,398 7.4 7.4
1.1 Food Credit 1,031 1,031 886 36 –96.5 -96.5
1.2 Non-food Credit 65,469 65,469 66,867 71,361 9.0 9.0
1.2.1 Agriculture & Allied Activities 8,829 8,829 9,330 9,925 12.4 12.4
1.2.2 Industry 27,307 27,307 26,014 26,779 –1.9 -1.9
1.2.2.1 Micro & Small 3,715 3,715 3,562 3,699 –0.4 -0.4
1.2.2.2 Medium 1,148 1,148 1,005 1,049 –8.7 -8.7
1.2.2.3 Large 22,444 22,444 21,448 22,031 –1.8 -1.8
1.2.3 Services 15,411 15,411 16,120 18,416 19.5 19.5
1.2.3.1 Transport Operators 997 997 1,039 1,104 10.7 10.7
1.2.3.2 Computer Software 191 191 174 179 –6.3 -6.3
1.2.3.3 Tourism, Hotels & Restaurants 371 371 380 375 1.2 1.2
1.2.3.4 Shipping 104 104 118 116 11.7 11.7
1.2.3.5 Professional Services 1,046 1,046 1,243 1,380 32.0 32.0
1.2.3.6 Trade 3,811 3,811 3,943 4,280 12.3 12.3
1.2.3.6.1 Wholesale Trade 1,686 1,686 1,800 1,933 14.6 14.6
1.2.3.6.2 Retail Trade 2,125 2,125 2,143 2,347 10.5 10.5
1.2.3.7 Commercial Real Estate 1,776 1,776 1,781 1,856 4.5 4.5
1.2.3.8 Non-Banking Financial Companies (NBFCs) 3,527 3,527 3,195 3,910 10.9 10.9
1.2.3.9 Other Services 3,587 3,587 4,247 5,214 45.4 45.4
1.2.4 Personal Loans 13,922 13,922 15,403 16,242 16.7 16.7
1.2.4.1 Consumer Durables 178 178 202 208 17.2 17.2
1.2.4.2 Housing 7,468 7,468 8,202 8,601 15.2 15.2
1.2.4.3 Advances against Fixed Deposits 667 667 588 661 –0.9 -0.9
1.2.4.4 Advances to Individuals against share & bonds 64 64 49 54 –16.4 -16.4
1.2.4.5 Credit Card Outstanding 377 377 493 521 38.4 38.4
1.2.4.6 Education 682 682 720 701 2.7 2.7
1.2.4.7 Vehicle Loans 1,529 1,529 1,692 1,721 12.5 12.5
1.2.4.8 Other Personal Loans 2,958 2,958 3,456 3,775 27.6 27.6
1.2A Priority Sector 22,259 22,259 22,889 24,364 9.5 9.5
1.2A.1 Agriculture & Allied Activities 8,826 8,826 9,302 9,910 12.3 12.3
1.2A.2 Micro & Small Enterprises 8,476 8,476 8,437 9,026 6.5 6.5
1.2A.2.1 Manufacturing 3,715 3,715 3,562 3,713 –0.1 -0.1
1.2A.2.2 Services 4,761 4,761 4,875 5,314 11.6 11.6
1.2A.3 Housing 3,423 3,423 3,572 3,684 7.6 7.6
1.2A.4 Micro-Credit 188 188 185 189 0.5 0.5
1.2A.5 Education Loans 601 601 611 604 0.5 0.5
1.2A.6 State-Sponsored Orgs. for SC/ST 5 5 6 6 24.1 24.1
1.2A.7 Weaker Sections 4,774 4,774 5,208 5,542 16.1 16.1
1.2A.8 Export Credit 424 424 435 425 0.3 0.3
Note : Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

2022
2021
2020
2019
2018
2017
2016
2015
2014
2013
Archives
Top