| System | Volume
(Million) | Value
(₹ Billion) | | 2015-16 | 2016 | 2015-16 | 2016 | | Jun. | Jul. | Aug. | Jun. | Jul. | Aug. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 RTGS | 98.34 | 8.83 | 8.26 | 8.56 | 1,035,551.64 | 106,101.49 | 96,016.24 | 98,591.56 | | 1.1 Customer Transactions | 93.95 | 8.46 | 7.92 | 8.21 | 700,899.82 | 72,024.19 | 64,718.26 | 66,495.95 | | 1.2 Interbank Transactions | 4.37 | 0.37 | 0.33 | 0.35 | 123,678.19 | 11,810.82 | 10,201.29 | 11,092.37 | | 1.3 Interbank Clearing | 0.016 | 0.002 | 0.002 | 0.002 | 210,973.63 | 22,266.48 | 21,096.69 | 21,003.23 | | 2 CCIL Operated Systems | 3.12 | 0.31 | 0.35 | 0.34 | 807,370.42 | 87,278.50 | 89,800.06 | 94,427.60 | | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 178,335.28 | 17,272.29 | 17,332.33 | 19,583.26 | | 2.2 Govt. Securities Clearing | 1.02 | 0.11 | 0.19 | 0.17 | 269,778.20 | 31,205.54 | 40,872.50 | 41,104.59 | | 2.2.1 Outright | 0.88 | 0.09 | 0.17 | 0.16 | 97,285.41 | 11,238.84 | 21,145.09 | 19,631.47 | | 2.2.2 Repo | 0.134 | 0.016 | 0.014 | 0.016 | 172,492.78 | 19,966.70 | 19,727.41 | 21,473.12 | | 2.3 Forex Clearing | 1.89 | 0.18 | 0.14 | 0.15 | 359,256.94 | 38,800.68 | 31,595.23 | 33,739.74 | | 3 Paper Clearing | 1,096.37 | 86.19 | 85.85 | 88.23 | 81,860.79 | 6,359.68 | 6,282.11 | 6,451.21 | | 3.1 Cheque Truncation System (CTS) | 958.39 | 78.64 | 79.24 | 81.62 | 69,889.15 | 5,734.50 | 5,716.59 | 5,924.66 | | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | | 3.3 Non-MICR Clearing | 137.98 | 7.55 | 6.60 | 6.60 | 11,971.64 | 625.19 | 565.52 | 526.55 | | 4 Retail Electronic Clearing | 3,141.53 | 316.88 | 336.73 | 307.55 | 91,408.14 | 9,622.29 | 9,040.77 | 9,726.54 | | 4.1 ECS DR | 224.75 | 0.99 | 0.87 | 0.83 | 1,651.50 | 3.22 | 2.60 | 2.49 | | 4.2 ECS CR (includes NECS) | 39.00 | 0.80 | 0.60 | 0.95 | 1,059.44 | 9.64 | 7.49 | 9.65 | | 4.3 EFT/NEFT | 1,252.88 | 118.91 | 113.48 | 118.55 | 83,273.11 | 8,815.31 | 8,145.39 | 8,764.13 | | 4.4 Immediate Payment Service (IMPS) | 220.81 | 29.68 | 32.18 | 33.89 | 1,622.26 | 237.17 | 251.22 | 268.49 | | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 166.50 | 189.60 | 153.33 | 3,801.83 | 556.96 | 634.06 | 681.78 | | 5 Cards | 10,038.67 | 927.27 | 961.25 | 971.81 | 29,397.65 | 2,601.89 | 2,608.91 | 2,640.63 | | 5.1 Credit Cards | 791.67 | 76.90 | 80.05 | 84.59 | 2,437.02 | 242.41 | 246.34 | 260.50 | | 5.1.1 Usage at ATMs | 6.00 | 0.59 | 0.61 | 0.65 | 30.41 | 2.86 | 2.92 | 3.04 | | 5.1.2 Usage at POS | 785.67 | 76.31 | 79.44 | 83.95 | 2,406.62 | 239.56 | 243.41 | 257.46 | | 5.2 Debit Cards | 9,247.00 | 850.37 | 881.20 | 887.22 | 26,960.63 | 2,359.48 | 2,362.57 | 2,380.13 | | 5.2.1 Usage at ATMs | 8,073.39 | 732.17 | 752.13 | 756.68 | 25,371.36 | 2,204.48 | 2,191.65 | 2,196.44 | | 5.2.2 Usage at POS | 1,173.61 | 118.20 | 129.07 | 130.54 | 1,589.27 | 155.01 | 170.92 | 183.69 | | 6 Prepaid Payment Instruments (PPIs) | 748.02 | 76.98 | 77.85 | 96.28 | 487.58 | 53.47 | 53.40 | 56.46 | | 6.1 m-Wallet | 603.98 | 58.63 | 59.45 | 70.68 | 205.84 | 27.74 | 27.60 | 30.74 | | 6.2 PPI Cards | 143.47 | 18.29 | 18.35 | 25.56 | 253.77 | 23.01 | 23.09 | 23.69 | | 6.3 Paper Vouchers | 0.56 | 0.05 | 0.05 | 0.04 | 27.97 | 2.71 | 2.71 | 2.03 | | 7 Mobile Banking | 389.49 | 62.52 | 64.44 | 70.05 | 4,040.91 | 662.72 | 668.04 | 721.82 | | 8 Cards Outstanding | 686.04 | 716.68 | 723.17 | 738.77 | – | – | – | – | | 8.1 Credit Card | 24.51 | 25.54 | 25.94 | 26.38 | – | – | – | – | | 8.2 Debit Card | 661.54 | 691.14 | 697.22 | 712.39 | – | – | – | – | | 9 Number of ATMs (in actuals) | 212061 | 215192 | 216030 | 216997 | – | – | – | – | | 10 Number of POS (in actuals) | 1385668 | 1432727 | 1443899 | 1496769 | – | – | – | – | | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 15,126.04 | 1,416.46 | 1,470.29 | 1,472.76 | 1,835,102.59 | 189,750.86 | 182,704.81 | 190,890.75 | Note : Data for latest 12 month period is provisional.
1.3: Pertain to multiateral net settlement batches.
3.1: Pertain to three centres – Mumbai, New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions.
9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |