System | Volume (Million) | Value (₹ Billion) | 2015-16 | 2016 | 2015-16 | 2016 | Apr. | May | Jun. | Apr. | May | Jun. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 98.34 | 8.33 | 8.71 | 8.83 | 1,035,551.64 | 86,459.34 | 95,526.09 | 106,101.49 | 1.1 Customer Transactions | 93.95 | 7.97 | 8.34 | 8.46 | 700,899.82 | 55,515.68 | 64,939.73 | 72,024.19 | 1.2 Interbank Transactions | 4.37 | 0.35 | 0.37 | 0.37 | 123,678.19 | 12,895.59 | 11,392.85 | 11,810.82 | 1.3 Interbank Clearing | 0.016 | 0.001 | 0.001 | 0.002 | 210,973.63 | 18,048.07 | 19,193.51 | 22,266.48 | 2 CCIL Operated Systems | 3.12 | 0.26 | 0.29 | 0.31 | 807,370.42 | 72,044.93 | 81,983.85 | 87,278.50 | 2.1 CBLO | 0.22 | 0.01 | 0.02 | 0.02 | 178,335.28 | 12,227.47 | 16,217.58 | 17,272.29 | 2.2 Govt. Securities Clearing | 1.02 | 0.10 | 0.10 | 0.11 | 269,778.20 | 24,716.41 | 27,902.87 | 31,205.54 | 2.2.1 Outright | 0.88 | 0.09 | 0.08 | 0.09 | 97,285.41 | 11,476.80 | 9,053.82 | 11,238.84 | 2.2.2 Repo | 0.134 | 0.010 | 0.014 | 0.016 | 172,492.78 | 13,239.61 | 18,849.05 | 19,966.70 | 2.3 Forex Clearing | 1.89 | 0.15 | 0.17 | 0.18 | 359,256.94 | 35,101.05 | 37,863.40 | 38,800.68 | 3 Paper Clearing | 1,096.37 | 88.17 | 85.06 | 86.19 | 81,860.79 | 7,098.80 | 6,475.30 | 6,359.68 | 3.1 Cheque Truncation System (CTS) | 958.39 | 78.95 | 77.24 | 78.64 | 69,889.15 | 6,257.62 | 5,784.87 | 5,734.50 | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | 3.3 Non-MICR Clearing | 137.98 | 9.22 | 7.81 | 7.55 | 11,971.64 | 841.18 | 690.43 | 625.19 | 4 Retail Electronic Clearing | 3,141.53 | 316.89 | 307.51 | 316.88 | 91,408.14 | 9,169.02 | 8,533.18 | 9,622.29 | 4.1 ECS DR | 224.75 | 2.03 | 1.21 | 0.99 | 1,651.50 | 14.38 | 5.04 | 3.22 | 4.2 ECS CR (includes NECS) | 39.00 | 1.38 | 0.54 | 0.80 | 1,059.44 | 34.30 | 9.11 | 9.64 | 4.3 EFT/NEFT | 1,252.88 | 111.84 | 117.50 | 118.91 | 83,273.11 | 8,324.52 | 7,732.54 | 8,815.31 | 4.4 Immediate Payment Service (IMPS) | 220.81 | 26.78 | 27.66 | 29.68 | 1,622.26 | 210.44 | 216.18 | 237.17 | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 174.85 | 160.59 | 166.50 | 3,801.83 | 585.39 | 570.30 | 556.96 | 5 Cards | 10,038.67 | 918.12 | 941.82 | 918.94 | 29,397.65 | 2,629.00 | 2,715.38 | 2,595.31 | 5.1 Credit Cards | 791.67 | 73.43 | 78.36 | 76.89 | 2,437.02 | 230.13 | 250.39 | 242.40 | 5.1.1 Usage at ATMs | 6.00 | 0.59 | 0.57 | 0.59 | 30.41 | 2.87 | 2.83 | 2.86 | 5.1.2 Usage at POS | 785.67 | 72.84 | 77.78 | 76.30 | 2,406.62 | 227.26 | 247.56 | 239.54 | 5.2 Debit Cards | 9,247.00 | 844.69 | 863.47 | 842.05 | 26,960.63 | 2,398.87 | 2,464.99 | 2,352.91 | 5.2.1 Usage at ATMs | 8,073.39 | 726.48 | 729.60 | 724.01 | 25,371.36 | 2,251.32 | 2,310.25 | 2,198.31 | 5.2.2 Usage at POS | 1,173.61 | 118.21 | 133.86 | 118.03 | 1,589.27 | 147.54 | 154.74 | 154.61 | 6 Prepaid Payment Instruments (PPIs) | 748.02 | 69.30 | 70.95 | 76.98 | 487.58 | 46.72 | 49.95 | 53.47 | 6.1 m-Wallet | 603.98 | 48.76 | 50.31 | 58.63 | 205.84 | 22.93 | 24.35 | 27.74 | 6.2 PPI Cards | 143.47 | 20.49 | 20.60 | 18.29 | 253.77 | 21.68 | 23.43 | 23.01 | 6.3 Paper Vouchers | 0.56 | 0.04 | 0.04 | 0.05 | 27.97 | 2.11 | 2.18 | 2.71 | 7 Mobile Banking | 389.49 | 48.38 | 60.76 | 62.52 | 4,040.91 | 519.17 | 608.45 | 662.72 | 8 Cards Outstanding | 686.04 | 692.59 | 702.75 | 713.64 | – | – | – | – | 8.1 Credit Card | 24.51 | 24.86 | 25.09 | 25.54 | – | – | – | – | 8.2 Debit Card | 661.54 | 667.73 | 677.66 | 688.10 | – | – | – | – | 9 Number of ATMs (in actuals) | 212061 | 213120 | 214271 | 215219 | – | – | – | – | 10 Number of POS (in actuals) | 1385668 | 1400792 | 1415582 | 1429420 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 15,126.04 | 1,401.06 | 1,414.34 | 1,408.12 | 1,835,102.59 | 159,399.74 | 176,090.24 | 189,744.28 | Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |