| System | Volume
(Million) | Value
(₹ Billion) | | 2015-16 | 2016 | 2015-16 | 2016 | | Feb. | Mar. | Apr. | Feb. | Mar. | Apr. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 | RTGS | 98.34 | 8.23 | 9.87 | 8.33 | 1,035,551.64 | 86,727.72 | 122,783.80 | 91,149.71 | | | 1.1 Customer Transactions | 93.95 | 7.87 | 9.48 | 7.97 | 700,899.82 | 59,496.06 | 84,661.99 | 55,515.68 | | | 1.2 Interbank Transactions | 4.37 | 0.35 | 0.39 | 0.35 | 123,678.19 | 10,845.84 | 15,383.37 | 12,895.59 | | | 1.3 Interbank Clearing | 0.016 | 0.001 | 0.001 | 0.001 | 210,973.63 | 16,385.82 | 22,738.44 | 22,738.44 | | 2 | CCIL Operated Systems | 3.12 | 0.27 | 0.30 | 0.26 | 807,370.42 | 67,673.94 | 75,011.74 | 72,044.93 | | | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.01 | 178,335.28 | 12,827.82 | 14,477.88 | 12,227.47 | | | 2.2 Govt. Securities Clearing | 1.02 | 0.08 | 0.10 | 0.10 | 269,778.20 | 24,179.71 | 24,457.10 | 24,716.41 | | | 2.2.1 Outright | 0.88 | 0.07 | 0.09 | 0.09 | 97,285.41 | 7,370.78 | 9,671.40 | 11,476.80 | | | 2.2.2 Repo | 0.134 | 0.015 | 0.013 | 0.010 | 172,492.78 | 16,808.93 | 14,785.70 | 13,239.61 | | | 2.3 Forex Clearing | 1.89 | 0.17 | 0.18 | 0.15 | 359,256.94 | 30,666.41 | 36,076.76 | 35,101.05 | | 3 | Paper Clearing | 1,101.91 | 93.33 | 98.05 | 85.27 | 82,206.76 | 6,732.62 | 7,716.89 | 6,848.98 | | | 3.1 Cheque Truncation System (CTS) | 963.92 | 83.54 | 88.24 | 78.95 | 70,235.12 | 5,946.61 | 6,928.50 | 6,257.62 | | | 3.2 MICR Clearing | – | – | – | – | – | – | – | – | | | 3.2.1 RBI Centres | – | – | – | – | – | – | – | – | | | 3.2.2 Other Centres | – | – | – | – | – | – | – | – | | | 3.3 Non-MICR Clearing | 137.98 | 9.78 | 9.81 | 6.32 | 11,971.64 | 786.01 | 788.39 | 591.36 | | 4 | Retail Electronic Clearing | 3,141.60 | 298.50 | 328.29 | 316.86 | 91,407.92 | 7,985.59 | 11,136.11 | 9,168.85 | | | 4.1 ECS DR | 224.78 | 11.04 | 9.26 | 2.03 | 1,651.89 | 82.13 | 68.94 | 14.35 | | | 4.2 ECS CR (includes NECS) | 39.05 | 1.61 | 3.55 | 1.36 | 1,058.84 | 71.30 | 87.10 | 34.15 | | | 4.3 EFT/NEFT | 1,252.88 | 110.17 | 129.24 | 111.84 | 83,273.11 | 7,278.60 | 10,226.36 | 8,324.52 | | | 4.4 Immediate Payment Service (IMPS) | 220.81 | 23.86 | 25.98 | 26.78 | 1,622.26 | 169.67 | 198.73 | 210.44 | | | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 151.82 | 160.26 | 174.85 | 3,801.83 | 383.89 | 554.98 | 585.39 | | 5 | Cards | 10,038.67 | 866.34 | 917.42 | 913.05 | 29,397.65 | 2,479.69 | 2,610.20 | 2,621.93 | | | 5.1 Credit Cards | 791.67 | 67.63 | 72.83 | 73.43 | 2,437.02 | 209.08 | 229.75 | 230.13 | | | 5.1.1 Usage at ATMs | 6.00 | 0.56 | 0.61 | 0.59 | 30.41 | 2.70 | 2.80 | 2.87 | | | 5.1.2 Usage at POS | 785.67 | 67.07 | 72.22 | 72.84 | 2,406.62 | 206.38 | 226.94 | 227.26 | | | 5.2 Debit Cards | 9,247.00 | 798.70 | 844.59 | 839.61 | 26,960.63 | 2,270.61 | 2,380.45 | 2,391.80 | | | 5.2.1 Usage at ATMs | 8,073.39 | 693.64 | 731.72 | 721.47 | 25,371.36 | 2,141.00 | 2,245.82 | 2,244.34 | | | 5.2.2 Usage at POS | 1,173.61 | 105.07 | 112.87 | 118.14 | 1,589.27 | 129.61 | 134.63 | 147.46 | | 6 | Prepaid Payment Instruments (PPIs) | 747.96 | 65.37 | 72.00 | 69.30 | 490.14 | 49.98 | 59.72 | 46.72 | | | 6.1 m-Wallet | 603.99 | 49.02 | 53.44 | 48.76 | 205.84 | 22.51 | 23.79 | 22.93 | | | 6.2 PPI Cards | 143.41 | 16.31 | 18.50 | 20.49 | 256.34 | 25.30 | 32.76 | 21.68 | | | 6.3 Paper Vouchers | 0.56 | 0.04 | 0.06 | 0.04 | 27.97 | 2.17 | 3.17 | 2.11 | | 7 | Mobile Banking | 387.37 | 42.75 | 49.26 | 48.38 | 4,022.04 | 464.73 | 629.20 | 519.13 | | 8 | Cards Outstanding | 686.33 | 682.51 | 686.33 | 685.13 | – | – | – | – | | | 8.1 Credit Card | 24.51 | 24.13 | 24.51 | 24.86 | – | – | – | – | | | 8.2 Debit Card | 661.82 | 658.38 | 661.82 | 660.27 | – | – | – | – | | 9 | Number of ATMs (in actuals) | 212062 | 210028 | 212062 | 212887 | – | – | – | – | | 10 | Number of POS (in actuals) | 1385668 | 1363344 | 1385668 | 1400792 | – | – | – | – | | 11 | Grand Total (1.1+1.2+2+3+4+5+6) | 15,131.59 | 1,332.03 | 1,425.93 | 1,393.07 | 1,835,450.90 | 155,263.72 | 196,580.01 | 159,142.68 | Note : Data for latest 12 month period is provisional.
1.3: Pertain to multiateral net settlement batches.
3.1: Pertain to three centres – Mumbai, New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions.
9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. | |