| System | Volume (Million ) | Value (₹ Billion) | | 2015-16 | 2016 | 2015-16 | 2016 | | Jan. | Feb. | Mar. | Jan. | Feb. | Mar. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 RTGS | 98.34 | 8.22 | 8.23 | 9.87 | 1,035,551.79 | 82,659.68 | 86,727.77 | 122,783.90 | | 1.1 Customer Transactions | 93.95 | 7.86 | 7.87 | 9.48 | 700,899.97 | 55,307.40 | 59,496.12 | 84,662.08 | | 1.2 Interbank Transactions | 4.37 | 0.36 | 0.35 | 0.39 | 123,678.19 | 11,210.31 | 10,845.84 | 15,383.37 | | 1.3 Interbank Clearing | 0.016 | 0.001 | 0.001 | 0.001 | 210,973.63 | 16,141.98 | 16,385.82 | 22,738.44 | | 2 CCIL Operated Systems | 3.12 | 0.26 | 0.27 | 0.30 | 807,370.42 | 65,553.48 | 67,673.94 | 75,011.74 | | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 178,335.28 | 13,104.45 | 12,827.82 | 14,477.88 | | 2.2 Govt. Securities Clearing | 1.02 | 0.08 | 0.08 | 0.10 | 269,778.20 | 23,750.43 | 24,179.71 | 24,457.10 | | 2.2.1 Outright | 0.88 | 0.07 | 0.07 | 0.09 | 97,285.41 | 7,702.02 | 7,370.78 | 9,671.40 | | 2.2.2 Repo | 0.134 | 0.012 | 0.015 | 0.013 | 172,492.78 | 16,048.41 | 16,808.93 | 14,785.70 | | 2.3 Forex Clearing | 1.89 | 0.16 | 0.17 | 0.18 | 359,256.94 | 28,698.60 | 30,666.41 | 36,076.76 | | 3 Paper Clearing | 1,101.91 | 87.49 | 93.33 | 98.05 | 82,206.76 | 6,376.98 | 6,732.62 | 7,716.89 | | 3.1 Cheque Truncation System (CTS) | 963.92 | 77.58 | 83.54 | 88.24 | 70,235.12 | 5,546.26 | 5,946.61 | 6,928.50 | | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | | 3.3 Non-MICR Clearing | 137.98 | 9.91 | 9.78 | 9.81 | 11,971.64 | 830.72 | 786.01 | 788.39 | | 4 Retail Electronic Clearing | 3,141.60 | 290.25 | 298.50 | 328.29 | 91,407.92 | 7,863.67 | 7,985.59 | 11,136.11 | | 4.1 ECS DR | 224.78 | 13.36 | 11.04 | 9.26 | 1,651.89 | 99.01 | 82.13 | 68.94 | | 4.2 ECS CR (includes NECS) | 39.05 | 2.94 | 1.61 | 3.55 | 1,058.84 | 71.54 | 71.30 | 87.10 | | 4.3 EFT/NEFT | 1,252.88 | 118.97 | 110.17 | 129.24 | 83,273.11 | 7,086.75 | 7,278.60 | 10,226.36 | | 4.4 Immediate Payment Service (IMPS) | 220.81 | 22.48 | 23.86 | 25.98 | 1,622.26 | 165.59 | 169.67 | 198.73 | | 4.5 National Automated Clearing House (NACH) | 1,404.08 | 132.50 | 151.82 | 160.26 | 3,801.83 | 440.77 | 383.89 | 554.98 | | 5 Cards | 10,036.73 | 887.73 | 864.39 | 917.42 | 29,323.57 | 2,516.85 | 2,468.78 | 2,572.56 | | 5.1 Credit Cards | 791.73 | 70.22 | 67.69 | 72.83 | 2,411.60 | 188.86 | 209.21 | 229.74 | | 5.1.1 Usage at ATMs | 6.00 | 0.55 | 0.56 | 0.61 | 30.40 | 2.66 | 2.70 | 2.80 | | 5.1.2 Usage at POS | 785.73 | 69.68 | 67.14 | 72.22 | 2,381.20 | 186.20 | 206.51 | 226.94 | | 5.2 Debit Cards | 9,245.00 | 817.51 | 796.69 | 844.59 | 26,911.96 | 2,327.99 | 2,259.57 | 2,342.82 | | 5.2.1 Usage at ATMs | 8,071.48 | 707.63 | 691.73 | 731.72 | 25,322.77 | 2,181.88 | 2,130.04 | 2,208.19 | | 5.2.2 Usage at POS | 1,173.52 | 109.88 | 104.96 | 112.87 | 1,589.20 | 146.11 | 129.54 | 134.63 | | 6 Prepaid Payment Instruments (PPIs) | 747.96 | 65.25 | 65.37 | 72.00 | 490.14 | 49.09 | 49.98 | 59.72 | | 6.1 m-Wallet | 603.99 | 48.74 | 49.02 | 53.44 | 205.84 | 22.14 | 22.51 | 23.79 | | 6.2 PPI Cards | 143.41 | 16.46 | 16.31 | 18.50 | 256.34 | 24.62 | 25.30 | 32.76 | | 6.3 Paper Vouchers | 0.56 | 0.05 | 0.04 | 0.06 | 27.97 | 2.34 | 2.17 | 3.17 | | 7 Mobile Banking | 386.55 | 42.80 | 42.75 | 48.43 | 4,017.84 | 465.21 | 464.73 | 625.01 | | 8 Cards Outstanding | 686.33 | 677.14 | 682.20 | 686.33 | – | – | – | – | | 8.1 Credit Card | 24.51 | 23.78 | 24.13 | 24.51 | – | – | – | – | | 8.2 Debit Card | 661.82 | 653.36 | 658.07 | 661.82 | – | – | – | – | | 9 Number of ATMs (in actuals) | 199100 | 195933 | 197292 | 199100 | – | – | – | – | | 10 Number of POS (in actuals) | 1382981 | 1337310 | 1363344 | 1382981 | – | – | – | – | | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 15,129.65 | 1,339.20 | 1,330.08 | 1,425.92 | 1,835,376.97 | 148,877.77 | 155,252.86 | 196,542.47 | Note : Data for latest 12 month period is provisional.
1.3: Pertain to multilateral net settlement batches.
3.1: Pertain to two centres - New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions. | |