| (₹ Billion) | | Item | Oct-Dec 2014 (PR) | Oct-Dec 2015 (P) | | Credit | Debit | Net | Credit | Debit | Net | | 1 | 2 | 3 | 4 | 5 | 6 | | Overall Balance of Payments (1+2+3) | 16,344 | 15,527 | 816 | 15,698 | 15,430 | 267 | | 1 CURRENT ACCOUNT (1.1+ 1.2) | 8,717 | 9,196 | –478 | 8,079 | 8,546 | –467 | | 1.1 MERCHANDISE | 4,961 | 7,354 | –2,393 | 4,281 | 6,523 | –2,242 | | 1.2 INVISIBLES (1.2.1+1.2.2+1.2.3) | 3,757 | 1,842 | 1,915 | 3,798 | 2,024 | 1,775 | | 1.2.1 Services | 2,456 | 1,218 | 1,238 | 2,497 | 1,305 | 1,192 | | 1.2.1.1 Travel | 338 | 228 | 111 | 380 | 221 | 159 | | 1.2.1.2 Transportation | 291 | 255 | 35 | 218 | 227 | –9 | | 1.2.1.3 Insurance | 35 | 19 | 16 | 30 | 22 | 8 | | 1.2.1.4 G.n.i.e. | 10 | 14 | –4 | 10 | 8 | 2 | | 1.2.1.5 Miscellaneous | 1,781 | 702 | 1,080 | 1,860 | 827 | 1,033 | | 1.2.1.5.1 Software Services | 1,158 | 53 | 1,105 | 1,256 | 42 | 1,214 | | 1.2.1.5.2 Business Services | 446 | 438 | 9 | 439 | 503 | –64 | | 1.2.1.5.3 Financial Services | 83 | 46 | 37 | 63 | 58 | 5 | | 1.2.1.5.4 Communication Services | 33 | 14 | 20 | 32 | 15 | 17 | | 1.2.2 Transfers | 1,086 | 69 | 1,017 | 1,051 | 45 | 1,005 | | 1.2.2.1 Official | 8 | 14 | –6 | 11 | 14 | –4 | | 1.2.2.2 Private | 1,078 | 55 | 1,023 | 1,040 | 31 | 1,009 | | 1.2.3 Income | 215 | 555 | –340 | 250 | 673 | –423 | | 1.2.3.1 Investment Income | 158 | 517 | –360 | 192 | 636 | –443 | | 1.2.3.2 Compensation of Employees | 57 | 38 | 19 | 58 | 37 | 21 | | 2 CAPITAL ACCOUNT (2.1+2.2+2.3+2.4+2.5) | 7,626 | 6,210 | 1,416 | 7,579 | 6,884 | 695 | | 2.1 Foreign Investment (2.1.1+2.1.2) | 4,162 | 3,345 | 817 | 4,148 | 3,451 | 697 | | 2.1.1 Foreign Direct Investment | 720 | 292 | 428 | 1,124 | 413 | 711 | | 2.1.1.1 In India | 609 | 133 | 475 | 1,080 | 158 | 922 | | 2.1.1.1.1 Equity | 409 | 129 | 280 | 865 | 156 | 710 | | 2.1.1.1.2 Reinvested Earnings | 159 | – | 159 | 173 | – | 173 | | 2.1.1.1.3 Other Capital | 40 | 4 | 36 | 41 | 2 | 39 | | 2.1.1.2 Abroad | 111 | 159 | –47 | 44 | 255 | –211 | | 2.1.1.2.1 Equity | 111 | 63 | 48 | 44 | 127 | –83 | | 2.1.1.2.2 Reinvested Earnings | – | 52 | –52 | – | 55 | –55 | | 2.1.1.2.3 Other Capital | – | 43 | –43 | – | 73 | –73 | | 2.1.2 Portfolio Investment | 3,442 | 3,053 | 389 | 3,024 | 3,038 | –14 | | 2.1.2.1 In India | 3,428 | 3,047 | 381 | 3,017 | 3,030 | –13 | | 2.1.2.1.1 FIIs | 3,428 | 3,047 | 381 | 3,017 | 3,030 | –13 | | 2.1.2.1.1.1 Equity | 2,538 | 2,522 | 15 | 2,368 | 2,449 | –81 | | 2.1.2.1.1.2 Debt | 891 | 525 | 366 | 648 | 581 | 68 | | 2.1.2.1.2 ADR/GDRs | – | – | – | – | – | – | | 2.1.2.2 Abroad | 14 | 6 | 8 | 7 | 8 | –1 | | 2.2 Loans (2.2.1+2.2.2+2.2.3) | 1,646 | 1,719 | –74 | 1,912 | 2,067 | –155 | | 2.2.1 External Assistance | 86 | 68 | 18 | 100 | 77 | 22 | | 2.2.1.1 By India | 1 | 6 | –5 | 1 | 8 | –7 | | 2.2.1.2 To India | 85 | 62 | 23 | 99 | 69 | 30 | | 2.2.2 Commercial Borrowings | 472 | 479 | –8 | 445 | 505 | –60 | | 2.2.2.1 By India | 25 | 2 | 23 | 28 | 13 | 15 | | 2.2.2.2 To India | 446 | 477 | –31 | 417 | 492 | –75 | | 2.2.3 Short Term to India | 1,088 | 1,172 | –84 | 1,367 | 1,484 | –118 | | 2.2.3.1 Suppliers' Credit > 180 days & Buyers' Credit | 1,042 | 1,172 | –130 | 1,323 | 1,484 | –162 | | 2.2.3.2 Suppliers' Credit up to 180 days | 46 | – | 46 | 44 | – | 44 | | 2.3 Banking Capital (2.3.1+2.3.2) | 1,465 | 814 | 650 | 1,144 | 1,057 | 87 | | 2.3.1 Commercial Banks | 1,445 | 814 | 631 | 1,144 | 1,057 | 87 | | 2.3.1.1 Assets | 404 | 28 | 377 | 246 | 260 | –14 | | 2.3.1.2 Liabilities | 1,041 | 787 | 254 | 898 | 797 | 100 | | 2.3.1.2.1 Non-Resident Deposits | 898 | 676 | 222 | 780 | 678 | 102 | | 2.3.2 Others | 20 | – | 20 | – | – | – | | 2.4 Rupee Debt Service | – | – | – | – | – | – | | 2.5 Other Capital | 353 | 331 | 22 | 375 | 309 | 66 | | 3 Errors & Omissions | – | 121 | –121 | 40 | – | 40 | | 4 Monetary Movements (4.1+ 4.2) | – | 816 | –816 | – | 267 | –267 | | 4.1 I.M.F. | – | – | – | – | – | – | | 4.2 Foreign Exchange Reserves (Increase - / Decrease +) | – | 816 | –816 | – | 267 | –267 | | Note : Explanatory notes on these tables are available in December issue of RBI Bulletin, 2012. | |