| (₹ Billion) | | Item | Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month | | 2014-15 | 2015 | 2016 | | Feb. 20 | Jan. 22 | Feb. 5 | Feb. 19 | | 1 | 2 | 3 | 4 | 5 | | 1 Components | | | | | | | 1.1 Aggregate Deposits of Residents | 82,648.9 | 81,559.7 | 89,639.1 | 90,564.3 | 90,416.6 | | 1.1.1 Demand Deposits | 7,940.3 | 7,590.6 | 8,212.3 | 8,500.6 | 8,496.4 | | 1.1.2 Time Deposits of Residents | 74,708.6 | 73,969.2 | 81,426.8 | 82,063.7 | 81,920.2 | | 1.1.2.1 Short-term Time Deposits | 33,618.9 | 33,286.1 | 36,642.1 | 36,928.7 | 36,864.1 | | 1.1.2.1.1 Certificates of Deposits (CDs) | 2,974.5 | 2,708.9 | 2,235.3 | 2,130.0 | 2,182.1 | | 1.1.2.2 Long-term Time Deposits | 41,089.7 | 40,683.0 | 44,784.7 | 45,135.1 | 45,056.1 | | 1.2 Call/Term Funding from Financial Institutions | 2,258.7 | 2,250.6 | 2,992.8 | 2,949.1 | 3,041.0 | | 2 Sources | | | | | | | 2.1 Domestic Credit | 94,881.9 | 94,021.7 | 103,372.2 | 104,506.7 | 104,230.5 | | 2.1.1 Credit to the Government | 24,897.5 | 25,213.6 | 27,098.7 | 27,604.5 | 27,153.3 | | 2.1.2 Credit to the Commercial Sector | 69,984.3 | 68,808.2 | 76,273.5 | 76,902.1 | 77,077.1 | | 2.1.2.1 Bank Credit | 65,364.2 | 64,257.9 | 70,903.3 | 71,534.1 | 71,727.4 | | 2.1.2.1.1 Non-food Credit | 64,420.0 | 63,260.5 | 69,881.4 | 70,447.2 | 70,649.6 | | 2.1.2.2 Net Credit to Primary Dealers | 35.7 | 44.6 | 60.2 | 64.3 | 57.7 | | 2.1.2.3 Investments in Other Approved Securities | 20.7 | 17.9 | 26.8 | 22.3 | 17.3 | | 2.1.2.4 Other Investments (in non-SLR Securities) | 4,563.7 | 4,487.7 | 5,283.3 | 5,281.5 | 5,274.7 | | 2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1–2.2.2–2.2.3) | –1,831.8 | –1,878.6 | –2,848.2 | –2,696.8 | –2,674.3 | | 2.2.1 Foreign Currency Assets | 1,647.0 | 1,567.4 | 1,300.7 | 1,440.7 | 1,564.2 | | 2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits | 2,684.0 | 2,664.2 | 3,060.9 | 3,048.3 | 3,095.8 | | 2.2.3 Overseas Foreign Currency Borrowings | 794.8 | 781.8 | 1,088.0 | 1,089.1 | 1,142.7 | | 2.3 Net Bank Reserves (2.3.1+2.3.2–2.3.3) | 2,741.5 | 3,259.3 | 2,869.7 | 3,399.2 | 2,644.2 | | 2.3.1 Balances with the RBI | 3,730.7 | 3,433.1 | 3,807.9 | 3,897.6 | 3,871.1 | | 2.3.2 Cash in Hand | 533.5 | 516.2 | 617.6 | 572.3 | 578.9 | | 2.3.3 Loans and Advances from the RBI | 1,522.8 | 689.9 | 1,555.8 | 1,070.6 | 1,805.7 | | 2.4 Capital Account | 8,365.4 | 8,336.3 | 9,381.7 | 9,348.9 | 9,364.1 | | 2.5 Other items (net) (2.1+2.2+2.3–2.4–1.1–1.2) | 2,518.6 | 3,255.8 | 1,380.1 | 2,346.8 | 1,378.7 | | 2.5.1 Other Demand and Time Liabilities (net of 2.2.3) | 3,777.2 | 3,658.5 | 3,461.1 | 3,696.4 | 3,576.0 | | 2.5.2 Net Inter-Bank Liabilities (other than to PDs) | –620.4 | –356.4 | –478.8 | –455.9 | –539.9 | |