| System | Volume (Million) | Value (₹ Billion) | | 2014-15 | 2015 | 2014-15 | 2015 | | Oct. | Nov. | Dec. | Oct. | Nov. | Dec. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 RTGS | 92.78 | 8.34 | 7.60 | 8.03 | 929,332.89 | 80,764.99 | 68,045.93 | 89,031.27 | | 1.1 Customer Transactions | 88.39 | 7.97 | 7.26 | 7.67 | 631,050.74 | 53,520.48 | 45,281.08 | 58,712.64 | | 1.2 Interbank Transactions | 4.38 | 0.37 | 0.34 | 0.36 | 122,981.62 | 9,845.09 | 8,614.95 | 10,211.40 | | 1.3 Interbank Clearing | 0.012 | 0.001 | 0.001 | 0.001 | 175,300.73 | 17,399.42 | 14,149.90 | 20,107.23 | | 2 CCIL Operated Systems | 3.03 | 0.27 | 0.20 | 0.25 | 752,000.42 | 67,779.96 | 54,346.61 | 69,114.62 | | 2.1 CBLO | 0.21 | 0.02 | 0.02 | 0.02 | 167,645.96 | 13,932.05 | 12,635.52 | 15,567.72 | | 2.2 Govt. Securities Clearing | 1.09 | 0.09 | 0.06 | 0.08 | 258,916.76 | 24,943.03 | 17,621.84 | 23,147.93 | | 2.2.1 Outright | 0.98 | 0.08 | 0.05 | 0.07 | 101,561.62 | 9,325.71 | 5,068.58 | 7,946.88 | | 2.2.2 Repo | 0.109 | 0.010 | 0.010 | 0.012 | 157,355.15 | 15,617.32 | 12,553.26 | 15,201.05 | | 2.3 Forex Clearing | 1.73 | 0.16 | 0.13 | 0.15 | 325,437.69 | 28,904.88 | 24,089.25 | 30,398.97 | | 3 Paper Clearing | 1,196.51 | 94.78 | 81.37 | 93.75 | 85,434.14 | 7,034.90 | 6,178.45 | 6,935.57 | | 3.1 Cheque Truncation System (CTS) | 964.86 | 82.97 | 70.81 | 82.07 | 66,769.93 | 5,806.75 | 4,988.06 | 6,026.51 | | 3.2 MICR Clearing | 22.43 | - | - | - | 1,850.40 | – | – | – | | 3.2.1 RBI Centres | 7.50 | - | - | - | 614.51 | – | – | – | | 3.2.2 Other Centres | 14.93 | - | - | - | 1,235.89 | – | – | – | | 3.3 Non-MICR Clearing | 209.82 | 11.81 | 10.56 | 11.67 | 16,939.34 | 1,228.15 | 1,190.39 | 909.06 | | 4 Retail Electronic Clearing | 1,687.44 | 268.99 | 257.62 | 290.89 | 65,365.51 | 7,704.95 | 7,021.76 | 8,174.17 | | 4.1 ECS DR | 226.01 | 20.27 | 20.05 | 31.57 | 1,739.78 | 160.21 | 157.77 | 153.06 | | 4.2 ECS CR (includes NECS) | 115.35 | 4.00 | 2.09 | 2.09 | 2,019.14 | 95.94 | 56.31 | 89.69 | | 4.3 EFT/NEFT | 927.55 | 114.60 | 99.82 | 111.55 | 59,803.83 | 6,906.88 | 6,325.87 | 7,518.12 | | 4.4 Immediate Payment Service (IMPS) | 78.37 | 19.42 | 19.08 | 20.52 | 581.87 | 137.04 | 137.67 | 142.00 | | 4.5 National Automated Clearing House (NACH) | 340.17 | 110.70 | 116.59 | 125.15 | 1,220.88 | 404.88 | 344.14 | 271.30 | | 5 Cards | 8,423.99 | 872.69 | 840.98 | 885.85 | 25,415.27 | 2,563.44 | 2,509.56 | 2,564.71 | | 5.1 Credit Cards | 619.41 | 69.44 | 66.53 | 69.90 | 1,922.63 | 219.08 | 210.27 | 214.69 | | 5.1.1 Usage at ATMs | 4.29 | 0.52 | 0.49 | 0.53 | 23.47 | 2.70 | 2.58 | 2.75 | | 5.1.2 Usage at POS | 615.12 | 68.92 | 66.04 | 69.37 | 1,899.16 | 216.38 | 207.69 | 211.94 | | 5.2 Debit Cards | 7,804.57 | 803.25 | 774.45 | 815.95 | 23,492.65 | 2,344.36 | 2,299.29 | 2,350.02 | | 5.2.1 Usage at ATMs | 6,996.48 | 702.82 | 674.88 | 707.87 | 22,279.16 | 2,205.24 | 2,151.14 | 2,204.23 | | 5.2.2 Usage at POS | 808.09 | 100.43 | 99.57 | 108.08 | 1,213.49 | 139.12 | 148.15 | 145.79 | | 6 Prepaid Payment Instruments (PPIs) | 314.46 | 61.82 | 62.66 | 68.67 | 213.42 | 38.07 | 43.40 | 44.34 | | 6.1 m-Wallet | 255.00 | 49.58 | 49.83 | 53.70 | 81.84 | 15.45 | 19.31 | 20.63 | | 6.2 PPI Cards | 58.91 | 12.20 | 12.78 | 14.93 | 105.35 | 20.50 | 21.80 | 21.28 | | 6.3 Paper Vouchers | 0.55 | 0.04 | 0.04 | 0.05 | 26.24 | 2.12 | 2.29 | 2.42 | | 7 Mobile Banking | 171.92 | 32.48 | 40.45 | 39.49 | 1,035.30 | 305.68 | 334.71 | 490.29 | | 8 Cards Outstanding | 574.56 | 633.66 | 647.11 | 659.61 | – | – | – | – | | 8.1 Credit Card | 21.11 | 22.88 | 22.48 | 22.75 | – | – | – | – | | 8.2 Debit Card | 553.45 | 610.78 | 624.63 | 636.86 | – | – | – | – | | 9 Number of ATMs (in actuals) | 181398 | 190827 | 192208 | 193580 | – | – | – | – | | 10 Number of POS (in actuals) | 1126735 | 1236933 | 1270208 | 1245447 | – | – | – | – | | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 11,718.19 | 1,306.89 | 1,250.44 | 1,347.42 | 1,682,461.11 | 148,486.89 | 123,995.81 | 155,757.44 | Note: 1.3: Pertain to multilateral net settlement batches.
3.1: Pertain to two centres - New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions. | |