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16. Industry-wise Deployment of Gross Bank Credit
Date : Feb 10, 2016
(₹ Billion)
Industry Outstanding as on Growth (%)
Mar. 20, 2015 2014 2015 Financial year so far Y-o-Y
Dec. 26 Nov. 27 Dec. 25 2015-16 2015
1 2 3 4 5 6
1 Industry 26,576 25,588 26,687 26,952 1.4 5.3
1.1 Mining & Quarrying (incl. Coal) 360 366 354 365 1.5 –0.3
1.2 Food Processing 1,715 1,518 1,461 1,489 –13.2 –1.9
1.2.1 Sugar 414 337 353 350 –15.5 3.7
1.2.2 Edible Oils & Vanaspati 211 205 187 193 –8.4 –5.7
1.2.3 Tea 32 32 36 36 13.2 12.9
1.2.4 Others 1,058 944 885 910 –14.0 –3.6
1.3 Beverage & Tobacco 186 186 177 180 –3.4 –3.4
1.4 Textiles 2,019 1,983 1,969 2,023 0.2 2.1
1.4.1 Cotton Textiles 1,000 979 973 1,011 1.0 3.3
1.4.2 Jute Textiles 22 24 22 22 –3.8 –10.5
1.4.3 Man-Made Textiles 204 199 207 209 2.8 5.2
1.4.4 Other Textiles 793 781 767 782 –1.4 0.1
1.5 Leather & Leather Products 102 104 102 103 0.3 –0.7
1.6 Wood & Wood Products 98 95 100 100 1.3 4.7
1.7 Paper & Paper Products 341 339 349 357 4.7 5.2
1.8 Petroleum, Coal Products & Nuclear Fuels 561 532 441 477 –15.1 –10.4
1.9 Chemicals & Chemical Products 1,545 1,497 1,534 1,540 –0.3 2.9
1.9.1 Fertiliser 254 242 226 222 –12.5 –8.1
1.9.2 Drugs & Pharmaceuticals 493 482 501 515 4.4 6.9
1.9.3 Petro Chemicals 331 344 342 342 3.5 –0.5
1.9.4 Others 467 430 464 461 –1.3 7.2
1.10 Rubber, Plastic & their Products 378 371 363 374 –1.0 0.7
1.11 Glass & Glassware 88 88 87 88 –0.8 0.0
1.12 Cement & Cement Products 560 554 552 548 –2.2 –1.1
1.13 Basic Metal & Metal Product 3,854 3,683 3,973 4,008 4.0 8.8
1.13.1 Iron & Steel 2,834 2,729 2,967 2,985 5.3 9.4
1.13.2 Other Metal & Metal Product 1,020 954 1,006 1,023 0.3 7.2
1.14 All Engineering 1,540 1,470 1,545 1,562 1.4 6.3
1.14.1 Electronics 368 377 381 381 3.7 1.2
1.14.2 Others 1,172 1,093 1,163 1,180 0.7 8.0
1.15 Vehicles, Vehicle Parts & Transport Equipment 682 679 673 669 –1.9 –1.5
1.16 Gems & Jewellery 718 705 694 706 –1.7 0.2
1.17 Construction 743 719 756 742 –0.2 3.2
1.18 Infrastructure 9,245 8,952 9,655 9,706 5.0 8.4
1.18.1 Power 5,576 5,380 5,865 5,915 6.1 10.0
1.18.2 Telecommunications 919 864 907 918 –0.1 6.2
1.18.3 Roads 1,687 1,661 1,778 1,793 6.3 7.9
1.18.4 Other Infrastructure 1,064 1,048 1,105 1,080 1.5 3.1
1.19 Other Industries 1,839 1,746 1,901 1,917 4.2 9.8
Note: Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular IDD.CO.Plan.BC.54/04.09.01/2014- 15 dated April 23, 2015.

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