| (₹ Billion) | | Item | Outstanding as on last reporting Fridays of the month/ reporting Fridays of the month | | 2014-15 | 2014 | 2015 | | Dec. 26 | Nov. 27 | Dec. 11 | Dec. 25 | | 1 | 2 | 3 | 4 | 5 | | 1 Components | | | | | | | 1.1 Aggregate Deposits of Residents | 82,648.9 | 80,119.5 | 88,249.6 | 88,864.7 | 88,871.5 | | 1.1.1 Demand Deposits | 7,940.3 | 7,617.9 | 8,595.6 | 8,376.9 | 8,576.5 | | 1.1.2 Time Deposits of Residents | 74,708.6 | 72,501.6 | 79,653.9 | 80,487.8 | 80,295.0 | | 1.1.2.1 Short-term Time Deposits | 33,618.9 | 32,625.7 | 35,844.3 | 36,219.5 | 36,132.8 | | 1.1.2.1.1 Certificates of Deposits (CDs) | 2,974.5 | 2,682.8 | 1,753.8 | 1,846.2 | 2,000.0 | | 1.1.2.2 Long-term Time Deposits | 41,089.7 | 39,875.9 | 43,809.7 | 44,268.3 | 44,162.3 | | 1.2 Call/Term Funding from Financial Institutions | 2,258.7 | 2,013.8 | 2,536.9 | 2,983.3 | 3,023.9 | | 2 Sources | | | | | | | 2.1 Domestic Credit | 94,881.9 | 91,703.6 | 100,633.4 | 102,343.6 | 102,325.6 | | 2.1.1 Credit to the Government | 24,897.5 | 24,240.0 | 26,959.1 | 27,444.9 | 26,931.1 | | 2.1.2 Credit to the Commercial Sector | 69,984.3 | 67,463.6 | 73,674.3 | 74,898.7 | 75,394.5 | | 2.1.2.1 Bank Credit | 65,364.2 | 63,185.2 | 68,679.3 | 69,661.1 | 70,170.0 | | 2.1.2.1.1 Non-food Credit | 64,420.0 | 62,102.0 | 67,590.0 | 68,567.2 | 69,059.9 | | 2.1.2.2 Net Credit to Primary Dealers | 35.7 | 54.9 | 63.2 | 69.5 | 69.8 | | 2.1.2.3 Investments in Other Approved Securities | 20.7 | 17.5 | 21.0 | 20.9 | 20.6 | | 2.1.2.4 Other Investments (in non-SLR Securities) | 4,563.7 | 4,205.9 | 4,910.8 | 5,147.2 | 5,134.1 | | 2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1–2.2.2–2.2.3) | –1,831.8 | –2,102.3 | –2,647.1 | –2,603.1 | –2,697.8 | | 2.2.1 Foreign Currency Assets | 1,647.0 | 1,281.3 | 1,365.4 | 1,410.7 | 1,370.4 | | 2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits | 2,684.0 | 2,713.9 | 2,998.1 | 2,984.8 | 2,975.1 | | 2.2.3 Overseas Foreign Currency Borrowings | 794.8 | 669.7 | 1,014.5 | 1,029.0 | 1,093.1 | | 2.3 Net Bank Reserves (2.3.1+2.3.2–2.3.3) | 2,741.5 | 3,150.5 | 3,607.2 | 3,636.3 | 2,922.4 | | 2.3.1 Balances with the RBI | 3,730.7 | 3,458.5 | 3,870.5 | 3,760.3 | 4,090.4 | | 2.3.2 Cash in Hand | 533.5 | 557.2 | 657.5 | 621.2 | 630.4 | | 2.3.3 Loans and Advances from the RBI | 1,522.8 | 865.2 | 920.8 | 745.2 | 1,798.3 | | 2.4 Capital Account | 8,365.4 | 8,173.7 | 9,171.8 | 9,306.2 | 9,307.0 | | 2.5 Other items (net) (2.1+2.2+2.3–2.4–1.1–1.2) | 2,518.6 | 2,444.9 | 1,635.2 | 2,222.5 | 1,347.9 | | 2.5.1 Other Demand and Time Liabilities (net of 2.2.3) | 3,777.2 | 3,676.0 | 3,516.6 | 3,552.2 | 3,523.8 | | 2.5.2 Net Inter-Bank Liabilities (other than to PDs) | –620.4 | –277.5 | –469.7 | –478.5 | –447.7 | |