| System | Volume
(Million) | Value
(₹ Billion) | | 2014-15 | 2015 | 2014-15 | 2015 | | Jul. | Aug. | Sep. | Jul. | Aug. | Sep. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 RTGS | 92.78 | 8.25 | 7.82 | 7.77 | 929,332.89 | 86,870.00 | 80,895.66 | 86,734.41 | | 1.1 Customer Transactions | 88.39 | 7.87 | 7.46 | 7.41 | 631,050.74 | 59,710.00 | 55,602.26 | 58,391.38 | | 1.2 Interbank Transactions | 4.38 | 0.38 | 0.37 | 0.35 | 122,981.62 | 9,180.00 | 8,773.96 | 10,399.97 | | 1.3 Interbank Clearing | 0.012 | 0.001 | 0.001 | 0.001 | 175,300.73 | 17,980.00 | 16,519.43 | 17,943.06 | | 2 CCIL Operated Systems | 3.03 | 0.26 | 0.28 | 0.26 | 752,000.42 | 69,847.28 | 66,133.45 | 66,121.72 | | 2.1 CBLO | 0.21 | 0.02 | 0.02 | 0.02 | 167,645.96 | 17,550.23 | 16,267.03 | 16,244.76 | | 2.2 Govt. Securities Clearing | 1.09 | 0.09 | 0.08 | 0.08 | 258,916.76 | 23,104.84 | 20,588.94 | 21,408.37 | | 2.2.1 Outright | 0.98 | 0.08 | 0.08 | 0.07 | 101,561.62 | 8,531.05 | 8,086.82 | 7,956.13 | | 2.2.2 Repo | 0.109 | 0.011 | 0.009 | 0.010 | 157,355.15 | 14,573.79 | 12,502.12 | 13,452.24 | | 2.3 Forex Clearing | 1.73 | 0.15 | 0.17 | 0.16 | 325,437.69 | 29,192.21 | 29,277.48 | 28,468.60 | | 3 Paper Clearing | 1,196.51 | 96.94 | 91.39 | 89.01 | 85,434.14 | 7,098.26 | 6,545.05 | 6,476.06 | | 3.1 Cheque Truncation System (CTS) | 964.86 | 83.89 | 78.85 | 77.88 | 66,769.93 | 5,966.83 | 5,530.43 | 5,508.03 | | 3.2 MICR Clearing | 22.43 | - | - | - | 1,850.40 | – | – | – | | 3.2.1 RBI Centres | 7.50 | - | - | - | 614.51 | – | – | – | | 3.2.2 Other Centres | 14.93 | - | - | - | 1,235.89 | – | – | – | | 3.3 Non-MICR Clearing | 209.82 | 13.05 | 12.54 | 11.13 | 16,939.34 | 1,131.44 | 1,014.62 | 968.03 | | 4 Retail Electronic Clearing | 1,687.44 | 245.97 | 247.24 | 245.92 | 65,365.51 | 6,928.88 | 6,762.91 | 7,442.00 | | 4.1 ECS DR | 226.01 | 20.14 | 19.70 | 20.09 | 1,739.78 | 157.46 | 156.43 | 157.76 | | 4.2 ECS CR (includes NECS) | 115.35 | 3.70 | 3.46 | 3.76 | 2,019.14 | 104.44 | 83.79 | 85.58 | | 4.3 EFT/NEFT | 927.55 | 103.11 | 95.94 | 98.54 | 59,803.83 | 6,289.37 | 6,153.38 | 6,860.21 | | 4.4 Immediate Payment Service (IMPS) | 78.37 | 15.60 | 16.65 | 17.72 | 581.87 | 112.17 | 119.06 | 120.71 | | 4.5 National Automated Clearing House (NACH) | 340.17 | 103.43 | 111.49 | 105.81 | 1,220.88 | 265.43 | 250.25 | 217.74 | | 5 Cards | 8,423.99 | 815.38 | 835.19 | 808.13 | 25,415.27 | 2,416.40 | 2,411.55 | 2,330.71 | | 5.1 Credit Cards | 619.41 | 65.24 | 66.00 | 62.90 | 1,922.63 | 198.48 | 201.57 | 192.68 | | 5.1.1 Usage at ATMs | 4.29 | 0.46 | 0.47 | 0.48 | 23.47 | 2.38 | 2.44 | 2.47 | | 5.1.2 Usage at POS | 615.12 | 64.79 | 65.52 | 62.42 | 1,899.16 | 196.09 | 199.13 | 190.22 | | 5.2 Debit Cards | 7,804.57 | 750.14 | 769.19 | 745.24 | 23,492.65 | 2,217.92 | 2,209.98 | 2,138.03 | | 5.2.1 Usage at ATMs | 6,996.48 | 655.17 | 672.45 | 655.22 | 22,279.16 | 2,077.85 | 2,074.42 | 2,021.24 | | 5.2.2 Usage at POS | 808.09 | 94.97 | 96.74 | 90.02 | 1,213.49 | 140.07 | 135.56 | 116.79 | | 6 Prepaid Payment Instruments (PPIs) | 314.46 | 64.53 | 52.95 | 58.01 | 213.42 | 37.92 | 38.74 | 40.81 | | 6.1 m-Wallet | 255.00 | 53.60 | 42.84 | 48.94 | 81.84 | 14.29 | 13.35 | 17.96 | | 6.2 PPI Cards | 58.91 | 10.89 | 10.07 | 9.01 | 105.35 | 21.64 | 23.46 | 20.06 | | 6.3 Paper Vouchers | 0.55 | 0.04 | 0.04 | 0.05 | 26.24 | 1.99 | 1.93 | 2.79 | | 7 Mobile Banking | 171.92 | 24.96 | 25.15 | 27.11 | 1,035.30 | 235.71 | 217.93 | 269.60 | | 8 Cards Outstanding | 574.56 | 608.80 | 620.84 | 625.80 | – | – | – | – | | 8.1 Credit Card | 21.11 | 22.00 | 22.33 | 22.45 | – | – | – | – | | 8.2 Debit Card | 553.45 | 586.80 | 598.51 | 603.35 | – | – | – | – | | 9 Number of ATMs (in actuals) | 181398 | 187571 | 189189 | 189195 | – | – | – | – | | 10 Number of POS (in actuals) | 1126735 | 1165325 | 1191311 | 1212047 | – | – | – | – | | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 11,718.19 | 1,231.34 | 1,234.87 | 1,209.10 | 1,682,461.11 | 155,218.75 | 146,267.93 | 151,202.65 | Note: 1.3: Pertain to multilateral net settlement batches.
3.1: Pertain to two centres - New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions. | |