| (₹ Billion) | | Item | Outstanding as on | Growth (%) | | Mar. 20, 2015 | 2014 | 2015 | Financial year so far | Y-o-Y | | Apr. 18 | Mar. 20 | Apr. 17 | 2015-16 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Gross Bank Credit | 61,023 | 56,370 | 61,023 | 61,282 | 0.4 | 8.7 | | 1.1 Food Credit | 994 | 887 | 994 | 868 | –12.6 | –2.2 | | 1.2 Non-food Credit | 60,030 | 55,483 | 60,030 | 60,414 | 0.6 | 8.9 | | 1.2.1 Agriculture & Allied Activities | 7,659 | 6,865 | 7,659 | 7,835 | 2.3 | 14.1 | | 1.2.2 Industry | 26,488 | 24,987 | 26,488 | 26,582 | 0.4 | 6.4 | | 1.2.2.1 Micro & Small | 3,800 | 3,533 | 3,800 | 3,887 | 2.3 | 10.0 | | 1.2.2.2 Medium | 1,265 | 1,233 | 1,265 | 1,266 | 0.1 | 2.7 | | 1.2.2.3 Large | 21,422 | 20,221 | 21,422 | 21,429 | 0.0 | 6.0 | | 1.2.3 Services | 13,994 | 13,234 | 13,994 | 14,221 | 1.6 | 7.5 | | 1.2.3.1 Transport Operators | 878 | 904 | 878 | 924 | 5.2 | 2.1 | | 1.2.3.2 Computer Software | 166 | 169 | 166 | 176 | 6.0 | 4.1 | | 1.2.3.3 Tourism, Hotels & Restaurants | 363 | 390 | 363 | 376 | 3.6 | –3.7 | | 1.2.3.4 Shipping | 100 | 95 | 100 | 101 | 1.2 | 5.8 | | 1.2.3.5 Professional Services | 745 | 717 | 745 | 843 | 13.2 | 17.6 | | 1.2.3.6 Trade | 3,556 | 3,186 | 3,556 | 3,624 | 1.9 | 13.7 | | 1.2.3.6.1 Wholesale Trade | 1,795 | 1,644 | 1,795 | 1,751 | –2.4 | 6.5 | | 1.2.3.6.2 Retail Trade | 1,762 | 1,542 | 1,762 | 1,872 | 6.3 | 21.4 | | 1.2.3.7 Commercial Real Estate | 1,665 | 1,530 | 1,665 | 1,664 | –0.0 | 8.8 | | 1.2.3.8 Non-Banking Financial Companies (NBFCs) | 3,117 | 3,119 | 3,117 | 3,222 | 3.3 | 3.3 | | 1.2.3.9 Other Services | 3,404 | 3,122 | 3,404 | 3,292 | –3.3 | 5.4 | | 1.2.4 Personal Loans | 11,889 | 10,397 | 11,889 | 11,775 | –1.0 | 13.3 | | 1.2.4.1 Consumer Durables | 153 | 137 | 153 | 156 | 1.8 | 13.8 | | 1.2.4.2 Housing | 6,256 | 5,467 | 6,256 | 6,419 | 2.6 | 17.4 | | 1.2.4.3 Advances against Fixed Deposits | 625 | 588 | 625 | 627 | 0.3 | 6.7 | | 1.2.4.4 Advances to Individuals against share & bonds | 45 | 34 | 45 | 53 | 17.7 | 58.6 | | 1.2.4.5 Credit Card Outstanding | 305 | 254 | 305 | 313 | 2.6 | 22.9 | | 1.2.4.6 Education | 634 | 601 | 634 | 638 | 0.7 | 6.2 | | 1.2.4.7 Vehicle Loans | 1,505 | 1,337 | 1,505 | 1,265 | –15.9 | –5.3 | | 1.2.4.8 Other Personal Loans | 2,366 | 1,979 | 2,366 | 2,304 | –2.6 | 16.4 | | 1.2A Priority Sector | 20,103 | 18,493 | 20,103 | 20,192 | 0.4 | 9.2 | | 1.2A.1 Agriculture & Allied Activities | 7,659 | 6,865 | 7,659 | 7,835 | 2.3 | 14.1 | | 1.2A.2 Micro & Small Enterprises | 8,003 | 7,292 | 8,003 | 8,126 | 1.5 | 11.4 | | 1.2A.2.1 Manufacturing | 3,800 | 3,533 | 3,800 | 3,887 | 2.3 | 10.0 | | 1.2A.2.2 Services | 4,203 | 3,759 | 4,203 | 4,240 | 0.9 | 12.8 | | 1.2A.3 Housing | 3,224 | 3,068 | 3,224 | 3,203 | –0.6 | 4.4 | | 1.2A.4 Micro-Credit | 177 | 178 | 177 | 176 | –0.6 | –1.1 | | 1.2A.5 Education Loans | 592 | 569 | 592 | 592 | 0.0 | 4.0 | | 1.2A.6 State-Sponsored Orgs. for SC/ST | 3 | 3 | 3 | 4 | 0.5 | 2.0 | | 1.2A.7 Weaker Sections | 4,049 | 3,679 | 4,049 | 4,015 | –0.8 | 9.2 | | 1.2A.8 Export Credit | 426 | 482 | 426 | 440 | 3.3 | –8.7 | Note: Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks.
1.2A.2.1 : Manufacturing include ₹ 335 billion and item
1.2A.2.2 : Services includes ₹ 34 billion credit to medium enterprises for the month of March 2014 only. | |