System |
Volume (Million) |
Value (` Billion) |
2012-13 |
2013 |
2012-13 |
2013 |
Aug. |
Sep. |
Oct. |
Aug. |
Sep. |
Oct. |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
1 RTGS |
68.52 |
6.21 |
6.26 |
6.95 |
1,026,350.05 |
67,557.35 |
77,271.32 |
71,945.40 |
1.1 Customer Transactions |
63.99 |
5.81 |
5.86 |
6.55 |
512,997.84 |
42,652.24 |
49,130.14 |
47,057.88 |
1.2 Interbank Transactions |
4.52 |
0.39 |
0.40 |
0.40 |
163,843.20 |
12,431.12 |
13,705.08 |
11,766.19 |
1.3 Interbank Clearing |
0.009 |
0.001 |
0.001 |
0.001 |
349,509.02 |
12,473.99 |
14,436.09 |
13,121.33 |
2 CCIL Operated Systems |
2.26 |
0.19 |
0.20 |
0.21 |
501,598.49 |
49,260.43 |
51,039.70 |
49,084.34 |
2.1 CBLO |
0.16 |
0.02 |
0.02 |
0.01 |
120,480.39 |
17,340.95 |
16,683.33 |
13,821.01 |
2.2 Govt. Securities Clearing |
0.70 |
0.04 |
0.06 |
0.07 |
119,947.98 |
9,896.36 |
11,963.83 |
12,792.81 |
2.2.1 Outright |
0.66 |
0.04 |
0.06 |
0.06 |
65,920.33 |
4,247.80 |
5,792.58 |
6,277.06 |
2.2.2 Repo |
0.041 |
0.004 |
0.004 |
0.004 |
54,027.65 |
5,648.56 |
6,171.25 |
6,515.75 |
2.3 Forex Clearing |
1.40 |
0.13 |
0.13 |
0.13 |
261,170.12 |
22,023.12 |
22,392.54 |
22,470.52 |
3 Paper Clearing |
1,313.48 |
107.22 |
98.08 |
112.08 |
99,982.25 |
7,754.26 |
7,276.11 |
7,794.27 |
3.1 Cheque Truncation System (CTS) |
275.04 |
38.59 |
40.98 |
51.26 |
21,779.52 |
2,855.52 |
3,036.51 |
3,754.68 |
3.2 MICR Clearing |
823.31 |
47.26 |
41.18 |
42.23 |
57,503.97 |
3,243.97 |
3,020.58 |
2,505.66 |
3.2.1 RBI Centres |
496.81 |
25.77 |
22.45 |
24.00 |
36,045.97 |
1,636.27 |
1,484.37 |
1,313.57 |
3.2.2 Other Centres |
326.50 |
21.49 |
18.73 |
18.23 |
21,458.00 |
1,607.69 |
1,536.21 |
1,192.09 |
3.3 Non-MICR Clearing |
215.31 |
21.37 |
15.92 |
18.59 |
20,898.28 |
1,654.77 |
1,219.02 |
1,533.93 |
4 Retail Electronic Clearing |
694.07 |
82.73 |
83.74 |
92.25 |
31,881.14 |
3,493.03 |
3,757.17 |
4,209.08 |
4.1 ECS DR |
176.53 |
15.42 |
16.13 |
15.85 |
1,083.10 |
99.21 |
107.13 |
100.57 |
4.2 ECS CR (includes NECS) |
122.18 |
18.91 |
15.35 |
18.26 |
1,771.28 |
238.78 |
210.16 |
241.04 |
4.3 EFT/NEFT |
394.13 |
47.62 |
51.25 |
56.91 |
29,022.42 |
3,150.34 |
3,434.36 |
3,860.15 |
4.4 Immediate Payment Service (IMPS) |
1.23 |
0.79 |
1.02 |
1.22 |
4.33 |
4.71 |
5.53 |
7.32 |
5 Cards |
6,398.35 |
620.92 |
614.45 |
650.13 |
18,637.36 |
1,757.85 |
1,737.61 |
1,920.20 |
5.1 Credit Cards |
399.13 |
41.65 |
40.26 |
43.53 |
1,243.93 |
108.88 |
120.56 |
120.26 |
5.1.1 Usage at ATMs |
2.52 |
0.24 |
0.23 |
0.25 |
14.42 |
1.39 |
1.33 |
1.44 |
5.1.2 Usage at POS |
396.61 |
41.41 |
40.04 |
43.28 |
1,229.51 |
107.48 |
119.23 |
118.81 |
5.2 Debit Cards |
5,999.21 |
579.27 |
574.19 |
606.60 |
17,393.44 |
1,648.97 |
1,617.05 |
1,799.95 |
5.2.1 Usage at ATMs |
5,530.16 |
523.78 |
520.70 |
551.66 |
16,650.08 |
1,568.79 |
1,543.18 |
1,713.08 |
5.2.2 Usage at POS |
469.05 |
55.49 |
53.49 |
54.94 |
743.36 |
80.18 |
73.87 |
86.86 |
6 Prepaid Payment Instruments (PPIs) |
66.94 |
14.12 |
13.67 |
10.36 |
79.22 |
6.01 |
6.23 |
6.89 |
6.1 m-Wallet |
32.70 |
8.68 |
8.74 |
8.14 |
10.01 |
2.36 |
2.33 |
2.12 |
6.2 PPI Cards |
33.76 |
5.41 |
4.90 |
2.17 |
49.62 |
2.02 |
2.06 |
2.43 |
6.3 Paper Vouchers |
0.48 |
0.04 |
0.04 |
0.05 |
19.60 |
1.63 |
1.84 |
2.35 |
7 Mobile Banking |
53.30 |
6.76 |
7.15 |
7.84 |
59.90 |
14.13 |
15.62 |
19.75 |
8 Cards Outstanding |
350.75 |
380.80 |
386.39 |
393.31 |
.. |
.. |
.. |
.. |
8.1 Credit Card |
19.55 |
18.46 |
18.60 |
19.12 |
.. |
.. |
.. |
.. |
8.2 Debit Card |
331.20 |
362.34 |
367.79 |
374.19 |
.. |
.. |
.. |
.. |
9 Number of ATMs (in actuals) |
114014 |
126950 |
130290 |
133313 |
.. |
.. |
.. |
.. |
10 Number of POS (in actuals) |
854290 |
981193 |
995941 |
963491 |
.. |
.. |
.. |
.. |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
8,543.60 |
831.37 |
816.40 |
871.97 |
1,329,019.50 |
117,354.94 |
126,652.05 |
121,838.86 |
|