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9A. Retail Electronic Payment Systems
Date : Aug 10, 2012

(Number in Million and Amount in ` Billion)

Year/
Period

Total Electronic
Payments

Electronic Clearing Services (ECS)

National Electronic
Funds Transfer
NEFT/EFT

Card Payments#

NECS/ECS (Credit)

ECS (Debit)

Credit

Debit*

1=(2+3+4+5+6)

2

3

4

5

6

Number

Amount

Num
ber

Amount

Num
ber

Amo
unt

Num
ber

Amo
unt

Number
of Out
standing
Cards**

Num
ber

Amo
unt

Number
of Out
standing
Cards**

Num
ber

Amo
unt

2003-04

166.94

521.43

20.32

102.28

7.87

22.54

0.82

171.25

100.18

176.63

37.76

48.74

2004-05

228.90

1,087.50

40.05

201.80

15.30

29.21

2.55

546.01

129.47

256.86

41.53

53.61

2005-06

285.01

1,463.83

44.22

323.24

35.96

129.86

3.07

612.88

17.33

156.09

338.86

49.76

45.69

58.97

2006-07

378.71

2,356.93

69.02

832.73

75.20

254.41

4.78

774.46

23.12

169.54

413.61

74.98

60.18

81.72

2007-08

535.31

10,419.92

78.37

7,822.22

127.12

489.37

13.32

1,403.26

27.55

228.20

579.85

102.44

88.31

125.21

2008-09

667.82

5,003.22

88.39

974.87

160.05

669.76

32.16

2,519.56

24.70

259.56

653.56

137.43

127.65

185.47

2009-10

718.16

6,848.86

98.13

1,176.13

149.28

695.24

66.34

4,095.07

18.33

234.24

618.24

181.97

170.17

264.18

2010-11

908.59

13,086.87

117.30

1,816.86

156.74

736.46

132.34

9,391.49

18.04

265.14

755.16

227.84

237.06

386.91

2011-12

1,159.84

22,075.33

121.50

1,837.84

164.74

833.55

226.11

17,903.50

17.65

319.96

966.13

278.28

327.54

534.32

2011-12

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April (P)

81.52

1,631.72

7.73

158.27

13.24

62.90

14.86

1,302.94

17.78

23.23

70.55

230.26

22.46

37.06

May (P)

85.73

1,467.85

6.69

136.55

13.54

65.15

15.77

1,145.32

17.66

25.34

78.81

234.98

24.39

42.01

June (P)

87.78

1,662.69

10.41

166.15

13.36

66.84

15.94

1,319.95

17.66

24.18

71.91

239.52

23.89

37.84

July (P)

93.01

1,626.58

11.53

160.70

12.64

65.30

16.63

1,283.54

17.65

25.61

74.72

243.34

26.60

42.33

August
(P)

101.87

1,641.27

15.40

221.53

13.70

67.67

17.33

1,225.68

17.58

27.69

80.79

251.48

27.75

45.61

September (P)

95.22

1,679.71

12.71

130.10

13.31

66.15

17.56

1,365.51

17.63

25.59

76.94

251.97

26.05

41.01

October
(P)

109.68

1,807.89

17.20

171.21

14.09

70.46

19.25

1,420.33

17.62

28.64

89.98

255.56

30.50

55.91

November (P)

93.48

1,657.65

7.55

102.43

13.67

70.58

18.78

1,362.15

17.64

26.41

79.20

259.83

27.06

43.29

December (P)

99.52

1,963.92

7.08

154.01

14.27

73.42

20.61

1,603.45

17.67

28.15

84.22

263.80

29.41

48.82

January
(P)

101.55

2,104.04

6.25

187.15

14.18

72.49

20.63

1,705.70

17.74

29.81

88.68

268.00

30.67

50.02

February (P)

100.44

2,081.13

10.22

114.83

13.95

75.41

21.63

1,765.03

17.57

26.57

81.97

273.65

28.07

43.89

March
(P)

110.05

2,750.89

8.73

134.91

14.79

77.18

27.11

2,403.89

17.65

28.74

88.37

278.28

30.67

46.53

Total (2011-12)

1,159.84

22,075.33

121.50

1,837.84

164.74

833.55

226.11

17,903.50

17.65

319.96

966.13

278.28

327.54

534.32

2012-13

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April (P)

106.28

2,341.04

7.64

151.13

14.38

81.72

23.73

1,956.30

17.77

29.48

101.19

281.90

31.04

50.72

May (P)

110.13

2,333.90

6.07

114.49

14.56

80.46

27.23

1,994.77

17.90

30.17

93.07

286.32

32.10

51.11

June (P)

114.01

2,453.34

9.87

157.28

14.41

81.76

27.20

2,072.12

18.01

29.49

90.39

290.59

33.04

51.79

Total upto
June 2012)

330.42

7,128.29

23.59

422.90

43.35

243.93

78.16

6,023.19

18.01

89.14

284.65

290.59

96.18

153.62

# Card Payments figures pertain only to Point of Sale (POS) transactions.
* Debit Cards figures for 2003-04 and 2004-05 are estimated based on 2005-06 figures.
** Cards issued by banks (excluding those withdrawn/blocked).


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