| 1. Reserve Bank of India - Liabilities and Assets* | | (₹ Crore) | | Item | 2023 | 2024 | Variation | | Jul. 28 | Jul. 19 | Jul. 26 | Week | Year | | 1 | 2 | 3 | 4 | 5 | | 4 Loans and Advances | | | | | | | 4.1 Central Government | 0 | 0 | 0 | 0 | 0 | | 4.2 State Governments | 13909 | 19805 | 21239 | 1434 | 7331 | | * Data are provisional; difference, if any, is due to rounding off. |
| 2. Foreign Exchange Reserves* | | Item | As on July 26, 2024 | Variation over | | Week | End-March 2024 | Year | | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 Total Reserves | 5587802 | 667386 | -24719 | -3471 | 196546 | 20967 | 620664 | 63516 | | 1.1 Foreign Currency Assets # | 4913727 | 586877 | -6005 | -1171 | 151883 | 15927 | 510306 | 51540 | | 1.2 Gold | 483062 | 57695 | -18847 | -2297 | 43743 | 5020 | 113703 | 12791 | | 1.3 SDRs | 152398 | 18202 | 75 | -5 | 1175 | 70 | 683 | -243 | | 1.4 Reserve Position in the IMF | 38614 | 4612 | 58 | 2 | -254 | -50 | -4028 | -573 | * Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements. |
| 4. Scheduled Commercial Banks - Business in India | | (₹ Crore) | | Item | Outstanding as on Jul. 12, 2024 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2023-24 | 2024-25 | 2023 | 2024 | | 1 | 2 | 3 | 4 | 5 | 6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 21177216 | -108604 | 986863 | 701990 | 2220776 | 2146440 | | | (21090509) | | (832868) | | (2066781) | (2213727) | | 2.1a Growth (Per cent) | | -0.5 | 5.5 | 3.4 | 13.2 | 11.3 | | | | | (4.6) | | (12.3) | (11.7) | | 2.1.1 Demand | 2390991 | -210686 | 996 | -52862 | 225578 | 209565 | | 2.1.2 Time | 18786225 | 102082 | 985867 | 754852 | 1995198 | 1936875 | | 2.2 Borrowings | 883946 | 119485 | 342443 | 106004 | 456437 | 96174 | | 2.3 Other Demand and Time Liabilities | 889740 | -39830 | 13229 | -47688 | 167808 | 86860 | | 7 Bank Credit | 16812421 | -69755 | 1071094 | 380257 | 2465344 | 2066092 | | | (16317876) | | (457583) | | (1851834) | (2185057) | | 7.1a Growth (Per cent) | | -0.4 | 7.8 | 2.3 | 20.1 | 14.0 | | | | | (3.3) | | (15.1) | (15.5) | | 7a.1 Food Credit | 30263 | -3641 | 4398 | 7182 | -11625 | 5959 | | 7a.2 Non-food Credit | 16782159 | -66114 | 1066696 | 373075 | 2476969 | 2060133 | 1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger. |
| 6. Money Stock: Components and Sources | | (₹ Crore) | | Item | Outstanding as on | Variation over | | 2024 | Fortnight | Financial Year so far | Year-on-Year | | 2023-24 | 2024-25 | 2023 | 2024 | | Mar. 31 | Jul. 12 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | | M3 | 24831384 | 25613962 | -87877 | -0.3 | 799926 | 3.6 | 782578 | 3.2 | 2232790 | 10.7 | 2470276 | 10.7 | | | (24939627) | (25700669) | (-90567) | (-0.4) | | | (761043) | (3.1) | | | (2402988) | (10.3) | | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | | 1.1 Currency with the Public | 3410042 | 3468429 | 22568 | 0.7 | -39764 | -1.2 | 58387 | 1.7 | 131537 | 4.2 | 231758 | 7.2 | | 1.2 Demand Deposits with Banks | 2586888 | 2534238 | -211999 | -7.7 | 910 | 0.0 | -52650 | -2.0 | 226427 | 10.8 | 212730 | 9.2 | | 1.3 Time Deposits with Banks | 18739918 | 19519324 | 105349 | 0.5 | 841923 | 5.1 | 779406 | 4.2 | 1857400 | 11.9 | 2008435 | 11.5 | | | (18848160) | (19606031) | (102659) | (0.5) | | | (757871) | (4.0) | | | (1941148) | (11.0) | | 1.4 ‘Other’ Deposits with Reserve Bank | 94536 | 91971 | -3795 | -4.0 | -3143 | -4.0 | -2565 | -2.7 | 17426 | 30.5 | 17352 | 23.3 | | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 7512016 | 7637898 | 213757 | 2.9 | 84705 | 1.2 | 125882 | 1.7 | 829915 | 12.9 | 387660 | 5.3 | | | (7603571) | (7703246) | (213761) | (2.9) | | | (99675) | (1.3) | | | (340540) | (4.6) | | 2.1.1 Reserve Bank | 1193213 | 1081536 | 55395 | | -206212 | | -111676 | | 113978 | | -163378 | | | 2.1.2 Other Banks | 6318803 | 6556362 | 158362 | 2.5 | 290917 | 5.1 | 237559 | 3.8 | 715938 | 13.5 | 551038 | 9.2 | | | (6410358) | (6621710) | (158366) | (2.5) | | | (211352) | (3.3) | | | (503918) | (8.2) | | 2.2 Bank Credit to Commercial Sector | 16672145 | 17081935 | -62975 | -0.4 | 441121 | 3.1 | 409790 | 2.5 | 1842958 | 14.1 | 2211179 | 14.9 | | | (17202832) | (17576480) | (-68660) | (-0.4) | | | (373649) | (2.2) | | | (2092213) | (13.5) | | 2.2.1 Reserve Bank | 14406 | 11107 | 185 | | -22505 | | -3299 | | -29035 | | 7063 | | | 2.2.2 Other Banks | 16657739 | 17070828 | -63160 | -0.4 | 463625 | 3.2 | 413089 | 2.5 | 1871993 | 14.4 | 2204116 | 14.8 | | | (17188425) | (17565373) | (-68845) | (-0.4) | | | (376948) | (2.2) | | | (2085151) | (13.5) | | Note: Figures in parentheses include the impact of merger of a non-bank with a bank. |
| 8. Liquidity Operations by RBI | | (₹ Crore) | | Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) | | Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | | Jul. 22, 2024 | - | - | - | - | 4545 | 47923 | - | 345 | - | -43723 | | Jul. 23, 2024 | - | - | - | - | 4635 | 51630 | - | 370 | - | -47365 | | Jul. 24, 2024 | - | - | - | 3860 | 3401 | 62865 | - | - | - | -63324 | | Jul. 25, 2024 | - | - | - | - | 2807 | 89489 | - | 1710 | - | -88392 | | Jul. 26, 2024 | - | - | - | 23420 | 2021 | 138026 | - | 1560 | - | -160985 | | Jul. 27, 2024 | - | - | - | - | 71 | 78287 | - | - | - | -78216 | | Jul. 28, 2024 | - | - | - | - | 92 | 77632 | - | - | - | -77540 | | SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. | The above information can be accessed on Internet at https://wss.rbi.org.in/. The concepts and methodologies for WSS are available in Handbook on WSS (https://rbi.org.in/scripts/PublicationsView.aspx?id=15762). Time series data are available at https://data.rbi.org.in. Ajit Prasad
Deputy General Manager
(Communications) Press Release: 2024-2025/826 | |