Annual Report


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(37 kb)
Date : Aug 30, 2017
Contents
PART ONE: THE ECONOMY - REVIEW AND PROSPECTS
I. ASSESSMENT AND PROSPECTS
Assessment: 2016-17
Prospects: 2017-18
II. ECONOMIC REVIEW
The Real Economy
Price Situation
Money and Credit
Financial Markets
Government Finances
External Sector
PART TWO: THE WORKING AND OPERATIONS OF THE RESERVE BANK OF INDIA
III. MONETARY POLICY OPERATIONS
Monetary Policy
The Operating Framework
Monetary Policy Transmission
Sectoral Lending Rates
IV. CREDIT DELIVERY AND FINANCIAL INCLUSION
Credit Delivery
Financial Inclusion
Financial Literacy
V. FINANCIAL MARKETS AND FOREIGN EXCHANGE MANAGEMENT
Financial Markets Regulation Department
Financial Markets Operations Department
Foreign Exchange Department
VI. REGULATION, SUPERVISION AND FINANCIAL STABILITY
Financial Stability Unit
Regulation of Financial Intermediaries
Commercial Banks: Department of Banking Regulation
Cooperatives Banks: Department of Cooperative Bank Regulation
Non-Banking Financial Companies: Department of Non-Banking Regulation
Supervision of Financial Intermediaries
Commercial Banks: Department of Banking Supervision
Cooperative Banks: Department of Cooperative Bank Supervision
Non-Banking Financial Companies: Department of Non-Banking Supervision
Enforcement Department
Consumer Education and Protection Department
Deposit Insurance and Credit Guarantee Corporation
National Housing Bank
VII. PUBLIC DEBT MANAGEMENT
Debt Management of the Central Government
Debt Management of State Governments
VIII. CURRENCY MANAGEMENT
Trends in Currency
Currency Management Infrastructure
Clean Note Policy
Counterfeit Notes and Security Printing
Department of Currency Management
Bharatiya Reserve Bank Note Mudran Private Limited
IX. PAYMENT AND SETTLEMENT SYSTEMS AND INFORMATION TECHNOLOGY
Department of Payment and Settlement Systems
Trend and Progress in Payment Systems
Department of Information Technology
X. GOVERNANCE, HUMAN RESOURCES AND ORGANISATIONAL MANAGEMENT
Governance Structure
Communication Processes
Human Resource Initiatives
Strategic Research Unit
Enterprise Wide-Risk Management
Internal Audit/ Inspection
International Relations
Government and Bank Accounts
Managing Foreign Exchange Reserves
Economic and Policy Research
Statistics and Information Management
Legal Issues
Corporate Strategy and Budget Management
Corporate Services
Rajbhasha
Premises Department
XI. THE RESERVE BANK’S ACCOUNTS FOR 2016-17
Balance Sheet
Statement of Significant Accounting Policies for the year ended June 30, 2017
Income
Expenditure
Annex: Chronology of Major Policy Announcements: July 2016 to June 2017
Appendix Tables
BOXES
II.1 Is Consumption-Led Expansion Sustainable?: A Case Study of India
II.2 Dynamics of Pulses Production
II.3 Distribution of Inflation in India
II.4 Decoding CPI Inflation Excluding Food and Fuel
II.5 Credit and Output: Macro and Sectoral Dimensions
II.6 Indian Equity Prices: A Sustainability Analysis
II.7 Fair-value of the Rupee
II.8 Recommendations of the FRBM Review Committee
II.9 Farm Loan Waiver
II.10 Assessment of India’s External Sector Resilience
III.1 MCLR, Lending Rates and Health of the Banking Sector
IV.1 National Strategy for Financial Inclusion
IV.2 Pan India Financial Literacy and Inclusion Survey
IV.3 Pilot Project on Setting up Centres for Financial Literacy (CFLs)
VI.1 Market Reaction to the NPA Ordinance
VI.2 The Insolvency and Bankruptcy Code, 2016
VI.3 Rationalisation of Branch Authorisation
VI.4 Modifications in Permissible Activities of IFSC Banking Units (IBUs)
VI.5 Implementation of Ind AS - Guidance on the Expected Credit Loss Framework
VI.6 Discussion Paper on Wholesale and Long-Term Finance Banks
VI.7 Two-tier Rural Cooperative Structure in Jharkhand
VI.8 Asset Reconstruction Companies: Progress and the Way Forward
VI.9 Asset Quality Review (AQR) in Perspective - Lessons Learnt
VI.10 Revised Prompt Corrective Action Framework for Banks
VI.11 Standing Committee on Cyber Security
VI.12 Sachet Portal
VI.13 Supervisory Enforcement Framework
VI.14 The Ombudsman Scheme for Non-Banking Financial Companies
VI.15 Complaint Management System
VIII.1 Survey-Based Estimation of Fake Indian Currency Notes (FICNs)
IX.1 Distributed Ledger Technology (DLT)
X.1 Social Media and Central Bank Communication: An Overview
X.2 The RBI Academy
X.3 Risk Tolerance Framework of the Reserve Bank
X.4 Developments in the Incident Reporting System
X.5 Approaches to Capital Account Liberalisation: OECD and IMF
X.6 Effects of G-20 Regulatory Reforms on India
X.7 Corporate Strategy in the Reserve Bank
APPENDIX TABLES
1. Macroeconomic and Financial Indicators
2. Growth Rates and Composition of Real Gross Domestic Product (At 2011-12 Prices)
3. Gross Savings
4. Inflation, Money and Credit
5. Capital Market - Primary and Secondary
6. Key Fiscal Indicators
7. Combined Receipts and Disbursements of the Central and State Governments
8. India’s Overall Balance of Payments
9. Foreign Direct Investment Flows to India: Country-wise and Industry-wise

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