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Document - 52 (b). Stocks of Financial Assets and Liabilities of Households- Select Indicators () or PDF - 52 (b). Stocks of Financial Assets and Liabilities of Households- Select Indicators ()
52 (b). Stocks of Financial Assets and Liabilities of Households- Select Indicators
Date : May 22, 2026
(Amount in ₹ Crore)
Item Jun-2022 Sep-2022 Dec-2022 Mar-2023
1 2 3 4
Financial Assets (a+b+c+d+e+f+g+h) 32894206.1 33080388.3 33934151.1 33869902.8
Per cent of GDP 134.2 132.5 132.9 129.7
(a) Bank Deposits (i+ii) 11840527.1 12139059.7 12393459.4 12717029.5
i. Commercial Banks 10987692.1 11288257.2 11536717.0 11821685.0
ii. Co-operative Banks 852834.9 850802.6 856742.4 895344.6
(b) Non-Bank Deposits        
of which:        
Other Financial Institutions 216170.0 218246.7 226328.2 228562.2
i. Non-Banking Financial Companies 74794.2 78061.4 81308.3 85254.0
ii. Housing Finance Companies 141375.8 140185.3 145020.0 143308.2
(c) Life Insurance Funds 5325967.3 5559681.9 5786592.6 5795430.6
(d) Currency 2950343.2 2895763.9 2972524.0 3121514.1
(e) Investments 9323955.2 8920605.8 9107751.3 8383010.8
of which:        
(i) Mutual funds 2103069.7 2316994.5 2404351.7 2445222.9
(ii) Equity 6617859.7 6047045.8 6134999.0 5366910.0
(f) Public Provident Fund (PPF) 851913.4 858591.1 864730.6 939449.0
(g) Pension Funds 744459.2 796454.0 853412.0 898343.0
(h) Small Savings (excluding PPF) 1640870.6 1691985.1 1729352.9 1786563.5
Financial Liabilities (a+b) 8911860.9 9246740.6 9700657.2 10221696.3
Per cent of GDP 36.4 37.0 38.0 39.1
Loans/Borrowings        
(a) Banking Sector 7095467.7 7358918.0 7729700.9 8117495.7
of which:        
i. Commercial Banks 6620073.1 6881338.5 7249643.0 7580934.1
ii. Co-operative Banks 473897.0 476024.8 478486.9 534866.6
(b) Other Financial Institutions 1816393.1 1887822.6 1970956.3 2104200.7
of which:        
i. Non-Banking Financial Companies 869174.9 905825.3 961617.0 1056182.3
ii. Housing Finance Companies 835181.3 868212.5 893115.8 929861.7
iii. Insurance Corporations 112036.9 113784.8 116223.5 118156.7

No. 52 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Contd.)
(Amount in ₹ Crore)
Item Jun-2023 Sep-2023 Dec-2023 Mar-2024
1 2 3 4
Financial Assets (a+b+c+d+e+f+g+h) 35634250.1 37154705.4 39403782.4 41470111.9
Per cent of GDP 133.3 135.4 139.9 143.1
(a) Bank Deposits (i+ii) 12970134.1 13471897.2 13749299.9 14179504.0
i. Commercial Banks 12065518.9 12567779.6 12847876.2 13231336.9
ii. Co-operative Banks 904615.2 904117.6 901423.7 948167.1
(b) Non-Bank Deposits        
of which:        
Other Financial Institutions 228076.8 120094.7 125432.4 127257.3
i. Non-Banking Financial Companies 91373.3 96155.6 101051.4 102994.3
ii. Housing Finance Companies 136703.5 23939.1 24381.0 24263.0
(c) Life Insurance Funds 6064436.9 6255801.1 6553726.0 6820611.8
(d) Currency 3072877.9 3036177.0 3092896.0 3239762.1
(e) Investments 9495886.5 10337151.4 11812427.6 12782635.0
of which:        
(i) Mutual funds 2673033.0 2884735.4 3202983.4 3628236.4
(ii) Equity 6246561.1 6858344.9 7973372.1 8406842.8
(f) Public Provident Fund (PPF) 955060.6 960343.6 964851.5 1051376.5
(g) Pension Funds 970016.0 1017975.0 1091276.0 1172651.0
(h) Small Savings (excluding PPF) 1877761.2 1955265.4 2013872.8 2096314.2
Financial Liabilities (a+b) 10543257.0 11069222.0 11579833.0 12130649.0
Per cent of GDP 39.4 40.3 41.1 41.9
Loans/Borrowings        
(a) Banking Sector 8331142.8 9199965.5 9602707.2 10024680.4
of which:        
i. Commercial Banks 7788960.6 8664614.6 9054512.6 9437070.5
ii. Co-operative Banks 540401.7 533469.0 546276.5 585530.7
(b) Other Financial Institutions 2212114.2 1869256.5 1977125.7 2105968.6
of which:        
i. Non-Banking Financial Companies 1137631.1 1197314.8 1282346.6 1383183.0
ii. Housing Finance Companies 953645.7 549351.7 570585.1 596438.0
iii. Insurance Corporations 120837.4 122590.0 124194.0 126347.6

No. 52 (b): Stocks of Financial Assets and Liabilities of Households- Select Indicators (Concld.)
(Amount in ₹ Crore)
Item Jun-2024 Sep-2024 Dec-2024 Mar-2025
1 2 3 4
Financial Assets (a+b+c+d+e+f+g+h) 44131351.3 46225285.3 45714527.5 45384875.6
Per cent of GDP 148.6 152.6 147.2 142.7
(a) Bank Deposits (i+ii) 14434592.9 14822844.5 14963774.3 15365693.6
i. Commercial Banks 13482508.0 13872242.0 14020106.6 14415444.1
ii. Co-operative Banks 952084.9 950602.5 943667.6 950249.5
(b) Non-Bank Deposits        
of which:        
Other Financial Institutions 134718.7 137760.5 142570.3 146955.5
i. Non-Banking Financial Companies 109284.0 112514.0 116958.5 121178.5
ii. Housing Finance Companies 25434.7 25246.5 25611.9 25777.0
(c) Life Insurance Funds 7123527.6 7385938.1 7272871.3 7358912.9
(d) Currency 3273751.8 3216137.1 3286977.8 3449213.5
(e) Investments 14695182.8 16046630.8 15356794.5 14133914.9
of which:        
(i) Mutual funds 4128022.8 4559447.8 4500251.3 4439412.9
(ii) Equity 9726482.7 10694844.2 10070749.6 8891531.9
(f) Public Provident Fund (PPF) 1059829.5 1063056.1 1064212.0 1157449.2
(g) Pension Funds 1247832.0 1337535.0 1371615.0 1443509.0
(h) Small Savings (excluding PPF) 2161915.8 2215383.2 2255712.2 2329227.2
Financial Liabilities (a+b) 12418934.9 12823274.1 13242766.4 13703685.7
Per cent of GDP 41.8 42.3 42.6 43.1
Loans/Borrowings        
(a) Banking Sector 10229503.1 10551698.6 10872364.9 11259839.3
of which:        
i. Commercial Banks 9645595.7 9966837.1 10269406.4 10649262.9
ii. Co-operative Banks 581745.3 582578.2 600652.8 608109.1
(b) Other Financial Institutions 2189431.8 2271575.4 2370401.5 2443846.4
of which:        
i. Non-Banking Financial Companies 1448996.8 1514485.5 1590250.0 1634822.0
ii. Housing Finance Companies 611563.2 625796.8 646358.2 672115.0
iii. Insurance Corporations 128871.8 131293.2 133793.4 136909.3
Notes : 1. Data as ratios to GDP have been calculated based on new GDP series with base year 2022-23, as released by NSO on February 27, 2026.
2. Pension funds comprises funds with the National Pension Scheme.
3. Outstanding deposits with Small Savings are sourced from the Controller General of Accounts, Government of India.
4. Non-bank deposits apart from other financial institutions, comprises state power utilities, co-operative non credit societies etc. Data for outstanding deposits are available only for other financial institutions.
5. Figures in the columns may not add up to the total due to rounding off.

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