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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : May 22, 2026
(₹ Crore)
Item Outstanding as on last reporting Fortnights of the month/ reporting Fortnights of the month
2024-25 2025 2026
Mar. 21 Feb. 28 Mar. 15 Mar. 31
1 2 3 4 5
1. Components          
1.1 Aggregate Deposits of Residents 22288331 22288331 24878111 24697889 25912733
1.1.1 Demand Deposits 2698049 2698049 3221327 3082806 3688129
1.1.2 Time Deposits of Residents 19590283 19590283 21656784 21615083 22224604
1.1.2.1 Short-term Time Deposits 8815627 8815627 9745553 9726787 10001072
1.1.2.1.1 Certificates of Deposits (CDs) 527375 527375 661504 676518 696724
1.1.2.2 Long-term Time Deposits 10774655 10774655 11911231 11888296 12223532
1.2 Call/Term Funding from Financial Institutions 915248 915248 883014 896448 808208
2. Sources          
2.1 Domestic Credit 26154974 26154974 28988027 29036400 29637430
2.1.1 Credit to the Government 6697298 6697298 6955551 6922302 6960631
2.1.2 Credit to the Commercial Sector 19457676 19457676 22032476 22114099 22676799
2.1.2.1 Bank Credit 18243972 18243972 20751207 20769880 21359948
2.1.2.1.1 Non-food Credit 18207441 18207441 20668564 20695030 21289677
2.1.2.2 Net Credit to Primary Dealers 13742 13742 31549 36445 27057
2.1.2.3 Investments in Other Approved Securities 630 630 502 501 489
2.1.2.4 Other Investments (in non-SLR Securities) 1199332 1199332 1249218 1307273 1289304
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 54514 54514 91420 161627 169109
2.2.1 Foreign Currency Assets 529621 529621 563978 637227 661918
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 292270 292270 312034 313602 317183
2.2.3 Overseas Foreign Currency Borrowings 182837 182837 160525 161997 175626
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 791777 791777 1115730 1022420 1114453
2.3.1 Balances with the RBI 882415 882415 745804 737421 755751
2.3.2 Cash in Hand 81874 81874 76655 67790 87403
2.3.3 Loans and Advances from the RBI 172512 172512 -293271 -217208 -271298
2.4 Capital Account 2581900 2581900 2941782 2941387 2940633
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 1215785 1215785 1492270 1684723 1259417
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 878795 878795 961593 1180987 952428
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 116551 116551 76948 75846 101215

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