| 1. Reserve Bank of India - Liabilities and Assets* | | (₹ Crore) | | Item | 2024 | 2025 | Variation | | Nov. 1 | Oct. 24 | Oct. 31 | Week | Year | | 1 | 2 | 3 | 4 | 5 | | 4 Loans and Advances | | | | | | | 4.1 Central Government | 0 | 0 | 0 | 0 | 0 | | 4.2 State Governments | 31294 | 23777 | 20016 | -3761 | -11278 | | * Data are provisional; difference, if any, is due to rounding off. | | 2. Foreign Exchange Reserves* | | Item | As on Oct. 31, 2025 | Variation over | | Week | End-March 2025 | Year | | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | ₹ Cr. | US$ Mn. | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1 Total Reserves | 6123031 | 689733 | 14732 | -5623 | 410890 | 21407 | 387116 | 7603 | | 1.1 Foreign Currency Assets # | 5012117 | 564591 | 35264 | -1957 | 161283 | -2966 | 52175 | -25258 | | 1.2 Gold | 903062 | 101726 | -24019 | -3810 | 234899 | 23549 | 316541 | 31975 | | 1.3 SDRs | 165514 | 18644 | 1561 | -19 | 10225 | 475 | 12317 | 426 | | 1.4 Reserve Position in the IMF | 42338 | 4772 | 1925 | 164 | 4482 | 349 | 6084 | 460 | * Difference, if any, is due to rounding off. # Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); (c) amounts lent under SAARC and ACU currency swap arrangements; and (d) RBI’s contribution to funding of Nexus Global Payments. |
| 4. Scheduled Commercial Banks - Business in India | | (₹ Crore) | | Item | Outstanding as on Oct. 17, 2025 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2024-25 | 2025-26 | 2024 | 2025 | | 1 | 2 | 3 | 4 | 5 | 6 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 23883278 | -215363 | 1333105 | 1302677 | 2292522 | 2074946 | | 2.1a Growth (Per cent) | | -0.9 | 6.5 | 5.8 | 11.7 | 9.5 | | 2.1.1 Demand | 2973155 | -98441 | 100754 | 275106 | 295870 | 428547 | | 2.1.2 Time | 20910123 | -116922 | 1232351 | 1027571 | 1996652 | 1646399 | | 2.2 Borrowings | 860993 | 5063 | 87455 | -54256 | 41515 | -4404 | | 2.3 Other Demand and Time Liabilities | 1097738 | 50897 | 13188 | 36106 | 50493 | 147121 | | 7 Bank Credit | 19211865 | -49468 | 805510 | 967892 | 1779787 | 1974190 | | 7.1a Growth (Per cent) | | -0.3 | 4.9 | 5.3 | 11.5 | 11.5 | | 7a.1 Food Credit | 52490 | 9830 | -4427 | 15959 | -1187 | 33836 | | 7a.2 Non-food credit | 19159375 | -59298 | 809937 | 951934 | 1780974 | 1940355 | | Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 1, 2023. |
| 6. Money Stock: Components and Sources | | (₹ Crore) | | Item | Outstanding as on | Variation over | | 2025 | Fortnight | Financial Year so far | Year-on-Year | | 2024-25 | 2025-26 | 2024 | 2025 | | Mar. 31 | Oct. 17 | Amount | % | Amount | % | Amount | % | Amount | % | Amount | % | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | | M3 | 27286589 | 28714532 | -180737 | -0.6 | 1349422 | 5.4 | 1427943 | 5.2 | 2549349 | 10.7 | 2425250 | 9.2 | | 1 Components (1.1.+1.2+1.3+1.4) | | | | | | | | | | | | | | 1.1 Currency with the Public | 3630751 | 3729201 | 30709 | 0.8 | 4957 | 0.1 | 98450 | 2.7 | 213550 | 6.7 | 313969 | 9.2 | | 1.2 Demand Deposits with Banks | 2840023 | 3118369 | -98206 | -3.1 | 101098 | 3.9 | 278347 | 9.8 | 297573 | 12.4 | 430383 | 16.0 | | 1.3 Time Deposits with Banks | 20702508 | 21752052 | -114298 | -0.5 | 1239611 | 6.6 | 1049543 | 5.1 | 2012874 | 11.1 | 1664280 | 8.3 | | 1.4 ‘Other’ Deposits with Reserve Bank | 113307 | 114910 | 1057 | 0.9 | 3755 | 4.0 | 1603 | 1.4 | 25352 | 34.8 | 16618 | 16.9 | | 2 Sources (2.1+2.2+2.3+2.4-2.5) | | | | | | | | | | | | | | 2.1 Net Bank Credit to Government | 8510825 | 8693976 | -40191 | -0.5 | 321912 | 4.2 | 183150 | 2.2 | 550102 | 7.5 | 768493 | 9.7 | | 2.1.1 Reserve Bank | 1508105 | 1491026 | -47488 | | -60780 | | -17080 | | 113859 | | 358593 | | | 2.1.2 Other Banks | 7002720 | 7202950 | 7297 | 0.1 | 382691 | 6.0 | 200230 | 2.9 | 436243 | 6.9 | 409900 | 6.0 | | 2.2 Bank Credit to Commercial Sector | 19068129 | 20023114 | -45108 | -0.2 | 802437 | 4.7 | 954985 | 5.0 | 1812065 | 11.2 | 2017845 | 11.2 | | 2.2.1 Reserve Bank | 38246 | 14936 | 2323 | | -5231 | | -23309 | | 3931 | | 5761 | | | 2.2.2 Other Banks | 19029883 | 20008178 | -47431 | -0.2 | 807668 | 4.7 | 978294 | 5.1 | 1808134 | 11.2 | 2012084 | 11.2 | | Note: Data include the impact of merger of a non-bank with a bank w.e.f. July 14, 2023. | | 8. Liquidity Operations by RBI | | (₹ Crore) | | Date | Liquidity Adjustment Facility | Standing Liquidity Facilities | OMO (Outright) | Net Injection (+)/ Absorption (-) (1+3+5+7+9-2-4-6-8) | | Repo | Reverse Repo | Variable Rate Repo | Variable Rate Reverse Repo | MSF | SDF | Sale | Purchase | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | | Oct. 27, 2025 | - | - | 101810 | - | 3040 | 95046 | - | - | - | 9804 | | Oct. 28, 2025 | - | - | 125521 | - | 529 | 129424 | - | - | - | -3374 | | Oct. 29, 2025 | - | - | 58512 | - | 615 | 85235 | 460 | - | - | -25648 | | Oct. 30, 2025 | - | - | 100012 | - | 624 | 120630 | 1 | - | - | -19993 | | Oct. 31, 2025 | - | - | - | - | 5489 | 140138 | - | - | - | -134649 | | Nov. 01, 2025 | - | - | - | - | 445 | 122685 | - | - | - | -122240 | | Nov. 02, 2025 | - | - | - | - | 370 | 119816 | - | - | - | -119446 | | SDF: Standing Deposit Facility; MSF: Marginal Standing Facility. | Ajit Prasad Deputy General Manager (Communications) Press Release: 2025-2026/1464 | |