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Document - 12. Commercial Bank Survey () or PDF - 12. Commercial Bank Survey ()
12. Commercial Bank Survey
Date : Jun 22, 2026
(₹ Crore)
Item Outstanding as on last reporting Fortnights of the month/ reporting Fortnights of the month
2025-26 2025 2026
Apr. 18 Mar. 31 Apr. 15 Apr. 30
1 2 3 4 5
1. Components          
1.1 Aggregate Deposits of Residents 25912733 22572594 25912733 25327672 25540788
1.1.1 Demand Deposits 3688129 2638562 3688129 3219560 3303489
1.1.2 Time Deposits of Residents 22224604 19934032 22224604 22108112 22237299
1.1.2.1 Short-term Time Deposits 10001072 8970314 10001072 9948651 10006785
1.1.2.1.1 Certificates of Deposits (CDs) 696724 521063 696724 684491 694162
1.1.2.2 Long-term Time Deposits 12223532 10963717 12223532 12159462 12230514
1.2 Call/Term Funding from Financial Institutions 808208 868605 808208 892979 957229
2. Sources          
2.1 Domestic Credit 29637430 26136846 29637430 29157893 29518616
2.1.1 Credit to the Government 6960631 6692827 6960631 6883807 6926417
2.1.2 Credit to the Commercial Sector 22676799 19444019 22676799 22274086 22592199
2.1.2.1 Bank Credit 21359948 18187891 21359948 20917707 21210698
2.1.2.1.1 Non-food Credit 21289677 18155766 21289677 20849217 21106783
2.1.2.2 Net Credit to Primary Dealers 27057 14821 27057 26478 29630
2.1.2.3 Investments in Other Approved Securities 489 616 489 581 491
2.1.2.4 Other Investments (in non-SLR Securities) 1289304 1240692 1289304 1329320 1351380
2.2 Net Foreign Currency Assets of Commercial Banks (2.2.1-2.2.2-2.2.3) 169109 34794 169109 193087 210335
2.2.1 Foreign Currency Assets 661918 501919 661918 679485 706534
2.2.2 Non-resident Foreign Currency Repatriable Fixed Deposits 317183 288271 317183 320220 327797
2.2.3 Overseas Foreign Currency Borrowings 175626 178853 175626 166179 168402
2.3 Net Bank Reserves (2.3.1+2.3.2-2.3.3) 1176620 1196672 1176620 1344420 1151156
2.3.1 Balances with the RBI 753867 909269 753867 739971 800608
2.3.2 Cash in Hand 87403 81711 87403 74075 80738
2.3.3 Loans and Advances from the RBI -335350 -205693 -335350 -530374 -269810
2.4 Capital Account 2940633 2668868 2940633 2995589 3099393
2.5 Other items (net) (2.1+2.2+2.3-2.4-1.1-1.2) 1321585 1258246 1321585 1479160 1282696
2.5.1 Other Demand and Time Liabilities (net of 2.2.3) 952428 836276 952428 905028 963258
2.5.2 Net Inter-Bank Liabilities (other than to PDs) 101215 118345 101215 100436 100789

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