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Document - 16. Industry-wise Deployment of Gross Bank Credit () or PDF - 16. Industry-wise Deployment of Gross Bank Credit ()
16. Industry-wise Deployment of Gross Bank Credit
Date : Mar 23, 2026
(₹ Crore)
Industry Outstanding as on Growth (%)
Mar. 21, 2025 2025 2026 Financial year so far Y-o-Y
Jan. 24 Dec. 31 Jan. 31 2025-26 2026
1 2 3 4 % %
2. Industries (2.1 to 2.19) 3985660 3913969 4390876 4388308 10.1 12.1
2.1 Mining & Quarrying (incl. Coal) 56818 53242 64857 64669 13.8 21.5
2.2 Food Processing 219525 217361 236807 238126 8.5 9.6
2.2.1 Sugar 28522 23146 20369 24554 -13.9 6.1
2.2.2 Edible Oils & Vanaspati 20927 21314 24886 23812 13.8 11.7
2.2.3 Tea 5084 6116 5296 5077 -0.1 -17.0
2.2.4 Others 164992 166785 186255 184683 11.9 10.7
2.3 Beverage & Tobacco 35515 30470 37450 37884 6.7 24.3
2.4 Textiles 277267 267676 295292 294365 6.2 10.0
2.4.1 Cotton Textiles 107495 101533 108974 107782 0.3 6.2
2.4.2 Jute Textiles 4288 4328 4967 4899 14.2 13.2
2.4.3 Man-Made Textiles 49186 49425 51060 51493 4.7 4.2
2.4.4 Other Textiles 116298 112390 130291 130190 11.9 15.8
2.5 Leather & Leather Products 12980 12712 13717 13792 6.3 8.5
2.6 Wood & Wood Products 27826 26895 30313 30571 9.9 13.7
2.7 Paper & Paper Products 52848 51885 57588 58104 9.9 12.0
2.8 Petroleum, Coal Products & Nuclear Fuels 154179 154402 194376 176716 14.6 14.5
2.9 Chemicals & Chemical Products 267815 265384 302682 305421 14.0 15.1
2.9.1 Fertiliser 32011 31244 34473 34976 9.3 11.9
2.9.2 Drugs & Pharmaceuticals 88524 87795 95548 96762 9.3 10.2
2.9.3 Petro Chemicals 28797 29702 36059 38231 32.8 28.7
2.9.4 Others 118482 116643 136601 135453 14.3 16.1
2.10 Rubber, Plastic & their Products 103465 100176 108654 110156 6.5 10.0
2.11 Glass & Glassware 13443 12610 13760 13826 2.9 9.6
2.12 Cement & Cement Products 59753 60576 64567 64549 8.0 6.6
2.13 Basic Metal & Metal Product 433501 434354 494247 494119 14.0 13.8
2.13.1 Iron & Steel 300156 308145 335161 333268 11.0 8.2
2.13.2 Other Metal & Metal Product 133345 126209 159086 160851 20.6 27.4
2.14 All Engineering 240136 229143 296171 311363 29.7 35.9
2.14.1 Electronics 52863 51244 68839 64380 21.8 25.6
2.14.2 Others 187273 177899 227332 246983 31.9 38.8
2.15 Vehicles, Vehicle Parts & Transport Equipment 119450 118077 134489 135522 13.5 14.8
2.16 Gems & Jewellery 85814 86443 110067 117215 36.6 35.6
2.17 Construction 160037 154071 168839 167086 4.4 8.4
2.18 Infrastructure 1364369 1340944 1443193 1426796 4.6 6.4
2.18.1 Power 692160 671689 782827 789193 14.0 17.5
2.18.2 Telecommunications 123850 127903 111963 105860 -14.5 -17.2
2.18.3 Roads 334147 330936 343879 331485 -0.8 0.2
2.18.4 Airports 9156 8682 6426 6419 -29.9 -26.1
2.18.5 Ports 5916 5465 8186 8156 37.9 49.3
2.18.6 Railways 13415 13148 10102 9964 -25.7 -24.2
2.18.7 Other Infrastructure 185726 183122 179810 175719 -5.4 -4.0
2.19 Other Industries 300921 297547 323805 328027 9.0 10.2
Note: With effect from December 31, 2025, definition of last reporting fortnight has been changed to the last day of the month under the Banking Laws (Amendment) Act 2025. Accordingly, the y-o-y growth rates from December 2025 onwards are based on end-of-month data for the current year and data for the last reporting fortnight (as per old definition) for the corresponding month of the previous year.

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