| (Amount in ₹ crore) | | Item | End-March 2019 | End-March 2020 | End-March 2021 | End-March 2022 | End-March 2023 | End- September 2023 | Percentage variation 2022-23 | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | | 1. Share Capital | 1,03,244 | 1,25,801 | 1,26,687 | 1,35,662 | 1,43,336 | 1,46,115 | 5.7 | | 2. Reserves & Surplus | 4,45,614 | 5,05,865 | 6,92,514 | 8,41,583 | 9,63,307 | 9,26,442 | 14.5 | | 3. Public Deposits | 40,057 | 50,022 | 62,262 | 70,539 | 85,254 | 96,156 | 20.9 | | 4. Total Borrowings (A+B) | 20,02,808 | 22,35,336 | 23,51,008 | 25,84,500 | 30,02,239 | 31,69,959 | 16.2 | | A. Secured Borrowings | 11,06,917 | 13,05,214 | 13,30,259 | 14,87,621 | 17,64,649 | 18,44,331 | 18.6 | | A.1. Debentures | 5,21,003 | 5,13,108 | 5,53,770 | 5,76,001 | 6,24,602 | 6,33,907 | 8.4 | | A.2. Borrowings from Banks | 4,89,732 | 5,72,253 | 6,19,680 | 7,39,466 | 9,14,713 | 9,70,950 | 23.7 | | A.3. Borrowings from FIs | 29,027 | 57,610 | 45,863 | 59,420 | 76,747 | 82,645 | 29.2 | | A.4. Interest Accrued | 16,958 | 17,732 | 17,933 | 19,746 | 17,211 | 14,832 | -12.8 | | A.5. Others | 50,196 | 1,44,510 | 93,012 | 92,988 | 1,31,375 | 1,41,997 | 41.3 | | B. Un-Secured Borrowings | 8,95,891 | 9,30,122 | 10,20,750 | 10,96,879 | 12,37,590 | 13,25,627 | 12.8 | | B.1. Debentures | 3,40,905 | 3,93,392 | 4,28,833 | 4,38,610 | 4,85,632 | 5,11,629 | 10.7 | | B.2. Borrowings from Banks | 1,19,964 | 1,22,657 | 1,55,409 | 1,81,089 | 2,18,507 | 2,26,676 | 20.7 | | B.3. Borrowings from FIs | 9,700 | 5,906 | 11,076 | 9,658 | 13,235 | 17,198 | 37.0 | | B.4. Borrowings from Relatives | 1,994 | 2,642 | 4,189 | 3,000 | 2,805 | 2,277 | -6.5 | | B.5. Inter-Corporate Borrowings | 72,103 | 78,279 | 77,856 | 89,896 | 1,05,184 | 1,04,148 | 17.0 | | B.6. Commercial Paper | 1,42,966 | 66,865 | 72,597 | 70,266 | 84,366 | 1,14,109 | 20.1 | | B.7. Interest Accrued | 17,598 | 19,000 | 19,477 | 17,882 | 18,690 | 21,347 | 4.5 | | B.8. Others | 1,90,661 | 2,41,381 | 2,51,313 | 2,86,477 | 3,09,170 | 3,28,243 | 7.9 | | 5. Current Liabilities & Provisions | 2,33,415 | 2,52,111 | 2,96,233 | 3,20,279 | 3,43,004 | 3,71,470 | 7.1 | | Total Liabilities/ Total Assets | 28,25,139 | 31,69,135 | 35,28,704 | 39,52,564 | 45,37,139 | 47,10,141 | 14.8 | | 1. Loans & Advances | 22,95,371 | 24,63,943 | 27,09,196 | 29,52,442 | 34,26,970 | 36,93,921 | 16.1 | | 1.1. Secured | 16,49,728 | 18,58,735 | 20,10,912 | 21,36,416 | 23,81,311 | 25,22,137 | 11.5 | | 1.2. Un-Secured | 6,45,643 | 6,05,208 | 6,98,284 | 8,16,026 | 10,45,660 | 11,71,784 | 28.1 | | 2. Investments | 2,59,008 | 3,47,875 | 4,62,843 | 5,88,527 | 6,57,723 | 5,79,903 | 11.8 | | 2.1. Govt. Securities | 17,328 | 68,777 | 47,426 | 65,542 | 92,767 | 93,426 | 41.5 | | 2.2. Equity Shares | 1,35,395 | 1,44,453 | 2,81,480 | 3,69,459 | 3,96,665 | 3,13,412 | 7.4 | | 2.3. Preference Shares | 6,644 | 6,439 | 6,106 | 7,007 | 5,814 | 14,458 | -17.0 | | 2.4. Debentures & Bonds | 35,446 | 34,696 | 27,088 | 35,154 | 35,158 | 32,387 | 0.0 | | 2.5. Units of Mutual Funds | 44,421 | 65,106 | 67,015 | 68,284 | 70,422 | 69,764 | 3.1 | | 2.6. Commercial Paper | 1,390 | 1,275 | 1,450 | 1,714 | 1,177 | 2,467 | -31.4 | | 2.7. Other Investments | 18,384 | 27,129 | 32,279 | 41,367 | 55,720 | 53,990 | 34.7 | | 3. Cash & Bank Balances | 96,030 | 1,31,459 | 1,58,937 | 1,79,031 | 1,74,972 | 1,86,057 | -2.3 | | 3.1. Cash in Hand | 6,770 | 6,260 | 3,575 | 5,372 | 6,513 | 17,099 | 21.2 | | 3.2. Deposits with Banks | 89,260 | 1,25,199 | 1,55,361 | 1,73,659 | 1,68,459 | 1,68,958 | -3.0 | | 4. Others | 1,74,730 | 2,25,858 | 1,97,728 | 2,32,564 | 2,77,474 | 2,50,260 | 19.3 | | Memo Items | | | | | | | | | 1. Capital Market Exposure | 1,39,965 | 1,62,749 | 1,99,368 | 3,39,916 | 3,82,292 | 3,23,018 | 12.5 | | of which: Equity Shares | 70,611 | 89,565 | 1,25,618 | 2,56,105 | 2,85,472 | 2,11,050 | 11.5 | | 2. CME as per cent to Total Assets | 5.0 | 5.1 | 5.6 | 8.6 | 8.4 | 6.9 | | | 3. Leverage Ratio | 4.1 | 4.9 | 4.4 | 4.3 | 4.0 | 4.2 | | Notes: 1. Data are provisional.
2. Percentage figures are rounded-off.
3. Excluding CICs and PDs.
Source: Quarterly returns of NBFCs, RBI. | |