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Date : Dec 29, 2020
Appendix Table V.11: Major Financial Indicators of State Co-operative Agriculture and Rural Development Banks - State-wise
(At end - March)
(Amount ₹ lakh)
Sr. No. Region/State Branches Profit / Loss NPAs to Loans ratio
(per cent)
Recovery Ratio (per cent) *
(at End-June)
2019 2018 2019P 2018 2019P 2017 2018
1 2 3 4 5 6 7 8 9
  Northern region              
1 Haryana @ 19 -3,188 -7,638 83.1 83.5 18.7 10.7
2 Himachal Pradesh # 51 127 23 23.8 25.5 52.4 47.6
3 Jammu & Kashmir* 51 -693 -1,193 20.2 27.0 46.2 30.4
4 Punjab @ 89 829 120 11.2 17.1 61.3 67.8
5 Rajasthan @ 7 -4,392 4,420 44.2 44.2 25.9 38.4
  North-eastern region              
6 Assam* - - - - - - -
7 Tripura* 5 20 -12 47.0 99.0 18.3 40.5
  Eastern region              
8 Bihar* - - - - - - -
9 Odisha @ - - - - - - -
10 West Bengal # 2 244 323 23.3 23.9 40.6 41.3
  Central region              
11 Chhattisgarh @ - - - - - - -
12 Madhya Pradesh @ - - - - - - -
13 Uttar Pradesh* 323 192 -8,451 44.1 38.4 30.5 25.3
  Western region              
14 Gujarat* 176 2,100 2,102 55.0 54.8 37.1 32.7
15 Maharashtra @ - - - - - - -
  Southern region              
16 Karnataka @ 25 69 76 22.7 29.3 36.8 32.6
17 Kerala @ 14 2,753 2,566 0.5 2.2 99.0 95.4
18 Puducherry* 1 -42 -44 2.6 8.4 - 93.0
19 Tamil Nadu @ 26 1,044 2,762 18.9 15.7 - 85.6
  All India 789 -937 -4,946 25.0 26.5 48.4 46.1
@: Federal structure. #: Mixed structure. *: Unitary structure. -: Not applicable.
Notes: 1. Components may not add up to the exact total/s due to rounding off.
2. In Chhattisgarh the Short-term co-operative credit structure merged with Long-term during 2014-15. Also, Assam, Bihar, Odisha, Madhya Pradesh and Maharashtra are no longer functional SCARDBs.
3. *Recovery for the financial year is taken as on 30th June.
4. P- Provisional.
Source: NABARD.

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