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Date : Dec 29, 2020
Appendix Table IV.13: Progress of Microfinance Programmes
(At end-March)
Item Self Help Groups
Number (₹ lakh) Amount (₹ crore)
2015-16 2016-17 2017-18 2018-19 2019-20 2015-16 2016-17 2017-18 2018-19 2019-20
Loans Disbursed by Banks 18.3 19.0 22.6 27.0 31.5 37,287 38,781 47,186 58,318 77,659
  (9.3) (9.9) (13.8) (17.8) (22.1) (19,406.0) (20,012.0) (27,479.0) (36,818.0) (55,589.95)
Loans Outstanding with Banks 46.7 48.5 50.2 50.8 56.8 57,119 61,581 75,598 87,098 1,08,075
  (25.0) (28.1) (30.8) (35.1) (39.6) (30,589.0) (34,127.0) (43,575.0) (58,431.0) (73,183.94)
Savings with Banks 79.0 85.8 87.4 100.1 102.4 13,691 16,114 19,592 23,324 26,152
  (39.0) (42.9) (46.1) (60.2) (62.6) (7,251.0) (8,679.0) (11,784.0) (14,481.0) (15,836.27)
  Microfinance Institutions
Number Amount (₹ crores)
Loans Disbursed by Banks 647.0 2,314.0 1,922.0 1,933.0 4,762.0 20,796 19,304 25,515 14,626 20,226
Loans Outstanding with Banks 2,020.0 5,357.0 5,073.0 5,488.0 15,197.0 25,581 29,225 32,306 17,761 29,289
  Joint Liability Groups
Number (₹ in lakhs) Amount (₹ crores)
Loans Disbursed by Banks 5.7 7.0 10.2 16.0 41.8 6,161 9,511 13,955 30,947 83,103
Notes: 1. Figures in brackets give the details of SHGs covered under the National Rural Livelihoods Mission (NRLM) and the National Urban Livelihoods Mission (NULM) for 2015-16, 2016-17, 2017-18, 2018-19 and 2019-20 respectively.
2. Actual number of MFIs availing loans from banks would be less than the number of accounts, as most of MFIs avail loans several times from the same bank and also from more than one bank.
Source: NABARD.

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