| (Amount in ₹ billion) | | Items | End-March 2017 | End-March 2018 | End-Sept 2018 | Percentage Variation 2017-18 | | 1 | 2 | 3 | 4 | 5 | | I. Gross advances | 14,857 | 17,643 | 19,842 | 18.8 | | II. Non-food Credit (1 to 5) | 14,855 | 17,640 | 19,837 | 18.7 | | 1. Agriculture and Allied Activities | 354 | 476 | 596 | 34.4 | | 2. Industry (2.1 to 2.4) | 8,940 | 9,655 | 10,374 | 8.0 | | 2.1 Micro and Small | 508 | 561 | 516 | 10.4 | | 2.2 Medium | 172 | 252 | 325 | 46.7 | | 2.3 Large | 4,375 | 4,785 | 5,128 | 9.4 | | 2.4 Others | 3,885 | 4,055 | 4,405 | 4.4 | | 3. Services (3.1 to 3.10) | 2,224 | 3,013 | 3,563 | 35.5 | | 3.1 Transport Operators | 173 | 188 | 217 | 8.5 | | 3.2 Computer Software | 6 | 13 | 14 | 112.3 | | 3.3 Tourism, Hotel and Restaurants | 60 | 60 | 69 | -0.6 | | 3.4 Shipping | 7 | 6 | 6 | -17.9 | | 3.5 Professional Services | 71 | 79 | 90 | 11.7 | | 3.6 Trade | 230 | 349 | 411 | 51.8 | | 3.6.1 Wholesale Trade (other than Food Procurement) | 60 | 74 | 86 | 23.4 | | 3.6.2 Retail Trade | 170 | 275 | 325 | 61.9 | | 3.7 Commercial Real Estate | 958 | 1,257 | 1,337 | 31.2 | | 3.8 NBFCs | 198 | 240 | 357 | 21.3 | | 3.9 Aviation | 6 | 7 | 9 | 20.0 | | 3.10 Other Services | 514 | 813 | 1,052 | 58.2 | | 4. Retail Loans (4.1 to 4.8) | 2,490 | 3,639 | 4,381 | 46.2 | | 4.1 Housing Loans (incl. priority sector Housing) | 106 | 135 | 165 | 27.5 | | 4.2 Consumer Durables | 57 | 88 | 111 | 54.2 | | 4.3 Credit Card Receivables | 138 | 178 | 213 | 28.7 | | 4.4 Vehicle/Auto Loans | 1,035 | 1,675 | 1,942 | 61.9 | | 4.5 Education Loans | 44 | 74 | 98 | 67.1 | | 4.6 Advances against Fixed Deposits (incl. FCNR (B), etc.) | 2 | 0 | 0 | -100.0 | | 4.7 Advances to Individuals against Shares, Bonds, etc. | 124 | 164 | 203 | 32.3 | | 4.8 Other Retail Loans | 984 | 1,326 | 1,650 | 34.7 | | 5. Other Non-food Credit | 847 | 857 | 923 | 1.1 | Notes: 1. Data are provisional.
2. This format of reporting of credit to various sectors was introduced from March 31, 2017.
Hence, the comparable data for previous years are not available.
Source: Supervisory Returns, RBI. | |