RBI Bulletin


Search Archives

download file (11 kb) or PDF document (73 kb)
15. Deployment of Gross Bank Credit by Major Sectors
Date : Apr 11, 2019
(₹ Billion)
Item Outstanding as on Growth (%)
Mar. 30, 2018 2018 2019 Financial year so far Y-o-Y
Feb. 16 Jan. 18 Feb. 15 2018-19 2019
1 2 3 4 5 6
1 Gross Bank Credit 77,303 73,967 82,750 83,681 8.3 13.1
1.1 Food Credit 419 577 707 615 47.0 6.6
1.2 Non-food Credit 76,884 73,390 82,043 83,065 8.0 13.2
1.2.1 Agriculture & Allied Activities 10,302 10,168 10,832 10,928 6.1 7.5
1.2.2 Industry 26,993 26,272 27,500 27,743 2.8 5.6
1.2.2.1 Micro & Small 3,730 3,703 3,710 3,727 –0.1 0.6
1.2.2.2 Medium 1,037 1,027 1,040 1,034 –0.2 0.7
1.2.2.3 Large 22,226 21,542 22,751 22,982 3.4 6.7
1.2.3 Services 20,505 18,406 22,340 22,762 11.0 23.7
1.2.3.1 Transport Operators 1,213 1,189 1,332 1,349 11.3 13.5
1.2.3.2 Computer Software 186 186 189 192 3.1 3.1
1.2.3.3 Tourism, Hotels & Restaurants 365 371 387 386 5.9 4.2
1.2.3.4 Shipping 63 66 75 74 17.3 12.9
1.2.3.5 Professional Services 1,554 1,540 1,693 1,781 14.6 15.6
1.2.3.6 Trade 4,669 4,487 4,959 5,047 8.1 12.5
1.2.3.6.1 Wholesale Trade 2,052 1,961 2,186 2,243 9.3 14.4
1.2.3.6.2 Retail Trade 2,618 2,526 2,774 2,804 7.1 11.0
1.2.3.7 Commercial Real Estate 1,858 1,802 1,981 1,988 7.0 10.3
1.2.3.8 Non-Banking Financial Companies (NBFCs) 4,964 3,902 5,576 5,754 15.9 47.5
1.2.3.9 Other Services 5,633 4,864 6,149 6,191 9.9 27.3
1.2.4 Personal Loans 19,085 18,544 21,371 21,633 13.4 16.7
1.2.4.1 Consumer Durables 197 189 46 45 –77.0 -76.0
1.2.4.2 Housing 9,746 9,556 11,208 11,349 16.5 18.8
1.2.4.3 Advances against Fixed Deposits 725 657 687 706 –2.6 7.5
1.2.4.4 Advances to Individuals against share & bond 56 53 58 59 5.5 10.1
1.2.4.5 Credit Card Outstanding 686 658 842 834 21.5 26.7
1.2.4.6 Education 697 705 692 689 –1.2 -2.3
1.2.4.7 Vehicle Loans 1,898 1,859 2,006 2,005 5.6 7.8
1.2.4.8 Other Personal Loans 5,080 4,867 5,831 5,946 17.0 22.2
1.2A Priority Sector 25,532 24,437 26,646 26,829 5.1 9.8
1.2A.1 Agriculture & Allied Activities 10,216 10,082 10,768 10,863 6.3 7.7
1.2A.2 Micro & Small Enterprises 9,964 9,176 10,181 10,266 3.0 11.9
1.2A.2.1 Manufacturing 3,730 3,703 3,710 3,727 –0.1 0.6
1.2A.2.2 Services 6,234 5,472 6,470 6,540 4.9 19.5
1.2A.3 Housing 3,756 3,747 4,287 4,332 15.3 15.6
1.2A.4 Micro-Credit 264 240 235 243 –7.8 1.0
1.2A.5 Education Loans 607 589 566 563 –7.3 -4.5
1.2A.6 State-Sponsored Orgs. for SC/ST 3 3 4 4 31.4 35.1
1.2A.7 Weaker Sections 5,690 5,577 6,086 6,149 8.1 10.3
1.2A.8 Export Credit 283 236 175 165 –41.7 -30.2
Note : Data are provisional and relate to select 41 scheduled commercial banks, accounting for about 90 per cent of total non-food credit extended by all scheduled commercial banks (excludes ING Vysya which has been merged with Kotak Mahindra since April 2015).
Export credit under priority sector relates to foreign banks only.
Micro & small under item 2.1 includes credit to micro & small industries in manufacturing sector.
Micro & small enterprises under item 5.2 includes credit to micro & small enterprises in manufacturing as well as services sector.
Priority Sector is as per old definition and does not conform to FIDD Circular FIDD.CO.Plan.BC.54/04.09.01/2014-15 dated April 23, 2015.

2019
2018
2017
2016
2015
2014
2013
2012
2011
2010
Archives
Server 214
Top