System |
Volume (Million) |
Value (` Billion) |
2012-13 |
2013 |
2012-13 |
2013 |
Jul. |
Aug. |
Sep. |
Jul. |
Aug. |
Sep. |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
1 RTGS |
68.52 |
6.58 |
6.21 |
6.26 |
1,026,350.05 |
80,774.86 |
67,557.35 |
77,271.32 |
1.1 Customer Transactions |
63.99 |
6.15 |
5.81 |
5.86 |
512,997.84 |
48,216.21 |
42,652.24 |
49,130.14 |
1.2 Interbank Transactions |
4.52 |
0.42 |
0.39 |
0.40 |
163,843.20 |
14,206.66 |
12,431.12 |
13,705.08 |
1.3 Interbank Clearing |
0.009 |
0.001 |
0.001 |
0.001 |
349,509.02 |
18,352.00 |
12,473.99 |
14,436.09 |
2 CCIL Operated Systems |
2.26 |
0.23 |
0.19 |
0.20 |
501,598.49 |
58,250.71 |
49,260.43 |
51,039.70 |
2.1 CBLO |
0.16 |
0.02 |
0.02 |
0.02 |
120,480.39 |
19,764.77 |
17,340.95 |
16,683.33 |
2.2 Govt. Securities Clearing |
0.70 |
0.07 |
0.04 |
0.06 |
119,947.98 |
13,885.62 |
9,896.36 |
11,963.83 |
2.2.1 Outright |
0.66 |
0.07 |
0.04 |
0.06 |
65,920.33 |
7,182.59 |
4,247.80 |
5,792.58 |
2.2.2 Repo |
0.041 |
0.004 |
0.004 |
0.004 |
54,027.65 |
6,703.03 |
5,648.56 |
6,171.25 |
2.3 Forex Clearing |
1.40 |
0.14 |
0.13 |
0.13 |
261,170.12 |
24,600.32 |
22,023.12 |
22,392.54 |
3 Paper Clearing |
1,313.48 |
110.61 |
107.22 |
98.08 |
99,982.25 |
7,946.28 |
7,754.26 |
7,276.11 |
3.1 Cheque Truncation System (CTS) |
275.04 |
39.91 |
38.59 |
40.98 |
21,779.52 |
2,952.53 |
2,855.52 |
3,036.51 |
3.2 MICR Clearing |
823.31 |
51.26 |
47.26 |
41.18 |
57,503.97 |
3,350.37 |
3,243.97 |
3,020.58 |
3.2.1 RBI Centres |
496.81 |
29.07 |
25.77 |
22.45 |
36,045.97 |
1,908.31 |
1,636.27 |
1,484.37 |
3.2.2 Other Centres |
326.50 |
22.19 |
21.49 |
18.73 |
21,458.00 |
1,442.06 |
1,607.69 |
1,536.21 |
3.3 Non-MICR Clearing |
215.31 |
19.45 |
21.37 |
15.92 |
20,898.28 |
1,643.38 |
1,654.77 |
1,219.02 |
4 Retail Electronic Clearing |
694.07 |
81.99 |
82.73 |
83.74 |
31,881.14 |
3,824.88 |
3,493.03 |
3,757.17 |
4.1 ECS DR |
176.53 |
15.88 |
15.42 |
16.13 |
1,083.10 |
101.89 |
99.21 |
107.13 |
4.2 ECS CR (includes NECS) |
122.18 |
15.05 |
18.91 |
15.35 |
1,771.28 |
274.80 |
238.78 |
210.16 |
4.3 EFT/NEFT |
394.13 |
50.42 |
47.62 |
51.25 |
29,022.42 |
3,444.39 |
3,150.34 |
3,434.36 |
4.4 Immediate Payment Service (IMPS) |
1.23 |
0.65 |
0.79 |
1.02 |
4.33 |
3.80 |
4.71 |
5.53 |
5 Cards |
6,398.35 |
609.40 |
620.92 |
614.45 |
18,637.36 |
1,766.31 |
1,757.85 |
1,722.55 |
5.1 Credit Cards |
399.13 |
42.59 |
41.65 |
40.26 |
1,243.93 |
111.75 |
108.88 |
105.50 |
5.1.1 Usage at ATMs |
2.52 |
0.23 |
0.24 |
0.23 |
14.42 |
1.36 |
1.39 |
1.33 |
5.1.2 Usage at POS |
396.61 |
42.36 |
41.41 |
40.04 |
1,229.51 |
110.39 |
107.48 |
104.17 |
5.2 Debit Cards |
5,999.21 |
566.81 |
579.27 |
574.19 |
17,393.44 |
1,654.56 |
1,648.97 |
1,617.05 |
5.2.1 Usage at ATMs |
5,530.16 |
514.36 |
523.78 |
520.70 |
16,650.08 |
1,577.34 |
1,568.79 |
1,543.18 |
5.2.2 Usage at POS |
469.05 |
52.45 |
55.49 |
53.49 |
743.36 |
77.22 |
80.18 |
73.87 |
6 Prepaid Payment Instruments (PPIs) |
66.94 |
12.40 |
14.12 |
13.59 |
79.22 |
6.18 |
6.01 |
6.08 |
6.1 m-Wallet |
32.70 |
7.94 |
8.68 |
8.74 |
10.01 |
2.20 |
2.36 |
2.33 |
6.2 PPI Cards |
33.76 |
4.41 |
5.41 |
4.81 |
49.62 |
1.96 |
2.02 |
1.91 |
6.3 Paper Vouchers |
0.48 |
0.05 |
0.04 |
0.04 |
19.60 |
2.02 |
1.63 |
1.84 |
7 Mobile Banking |
53.30 |
7.03 |
6.76 |
7.15 |
59.90 |
12.84 |
14.13 |
15.62 |
8 Cards Outstanding |
350.75 |
374.22 |
380.80 |
386.39 |
- |
- |
- |
- |
8.1 Credit Card |
19.55 |
18.80 |
18.46 |
18.60 |
- |
- |
- |
- |
8.2 Debit Card |
331.20 |
355.42 |
362.34 |
367.79 |
- |
- |
- |
- |
9 Number of ATMs (in actuals) |
114014 |
124072 |
126950 |
130290 |
- |
- |
- |
- |
10 Number of POS (in actuals) |
854290 |
952634 |
981193 |
995941 |
- |
- |
- |
- |
11 Grand Total (1.1+1.2+2+3+4+5+6) |
8,543.60 |
821.22 |
831.37 |
816.32 |
1,329,019.50 |
134,217.22 |
117,354.94 |
126,636.83 |
|