Annual Report


Note : To read the chapter of your choice, please click on the links below. You can also read past reports by accessing the archives in the right panel.
(62 kb)
Date : Aug 29, 2019
Contents
PART ONE: THE ECONOMY - REVIEW AND PROSPECTS
I. ASSESSMENT AND PROSPECTS
Lessons from the 2018-19 Experience
Prospects for 2019-20
II. ECONOMIC REVIEW
The Real Economy
Price Situation
Money and Credit
Financial Markets
Government Finances
External Sector
PART TWO: THE WORKING AND OPERATIONS OF THE RESERVE BANK OF INDIA
III. MONETARY POLICY OPERATIONS
Monetary Policy
The Operating Framework
Monetary Policy Transmission
Sectoral Lending Rates
IV. CREDIT DELIVERY AND FINANCIAL INCLUSION
Credit Delivery
Financial Inclusion
Financial Literacy
V. FINANCIAL MARKETS AND FOREIGN EXCHANGE MANAGEMENT
Financial Markets Regulation Department
Financial Markets Operations Department
Foreign Exchange Department
VI. REGULATION, SUPERVISION AND FINANCIAL STABILITY
Financial Stability Unit
Regulation of Financial Intermediaries
Commercial Banks: Department of Banking Regulation
Cooperatives Banks: Department of Cooperative Bank Regulation
Non-Banking Financial Companies: Department of Non-Banking Regulation
Supervision of Financial Intermediaries
Commercial Banks: Department of Banking Supervision
Cooperatives Banks: Department of Cooperative Bank Supervision
Non-Banking Financial Companies: Department of Non-Banking Supervision
Enforcement Department
Customer Education and Protection Department
Deposit Insurance and Credit Guarantee Corporation
National Housing Bank
VII. PUBLIC DEBT MANAGEMENT
Debt Management of the Central Government
Debt Management of State Governments
VIII. CURRENCY MANAGEMENT
Developments in Currency in Circulation
Currency Management Infrastructure
Expenditure on Security Printing
Bharatiya Reserve Bank Note Mudran Private Limited
IX. PAYMENT AND SETTLEMENT SYSTEMS AND INFORMATION TECHNOLOGY
Department of Payment and Settlement Systems
Department of Information Technology
X. COMMUNICATION, INTERNATIONAL RELATIONS, RESEARCH AND STATISTICS
Communication Processes
Strategic Research Unit
International Relations
Government and Bank Accounts
Managing Foreign Exchange Reserves
Economic and Policy Research
Statistics and Information Management
Legal Issues
XI. GOVERNANCE, HUMAN RESOURCES AND ORGANISATIONAL MANAGEMENT
Governance Structure
Human Resource Initiatives
Enterprise-Wide Risk Management
Internal Audit/Inspection
Corporate Strategy and Budget Management
Corporate Services
Rajbhasha
Premises Department
XII. THE RESERVE BANK’S ACCOUNTS FOR 2018-19
Balance Sheet
Statement of Significant Accounting Policies for the year ended June 30, 2019
Income
Expenditure
Annex: Chronology of Major Policy Announcements: July 2018 to June 2019
Appendix Tables
BOXES
II.1.1 Nowcasting India’s GDP Growth
II.1.2 Policy Uncertainty Index for India – Big Data Analysis
II.1.3 Drivers of Factor Productivity in India
II.1.4 The Problems of Plenty
II.2.1 Supply Chains and Food Inflation Dynamics
II.3.1 Role of Capital in Bank’s Lending Behaviour
II.6.1 India’s Third-market Export Competition in Manufacturing Goods
II.6.2 India: Emerging Electronics Exporter
III.1 Interlinkage between Financial and Economic Cycles
IV.1 Expert Committee on Micro, Small and Medium Enterprises (MSME)
IV.2 National Strategy for Financial Inclusion
V.1 Voluntary Retention Route (VRR) for Foreign Portfolio Investment in Debt
V.2 The USD/INR Buy/Sell Swap: A New Armour in RBI’s Liquidity Management Toolkit
V.3 New Policy Framework for External Commercial Borrowings (ECB)
VI.1 Risk Propagation through Financial Networks
VI.2 Implementation of Large Exposures Framework w.e.f. April 1, 2019
VI.3 Establishment of Umbrella Organisation for Primary (Urban) Cooperative Banks (UCBs)
VI.4 Liquidity Risk Management Framework for NBFCs
VI.5 Basic Cyber Security Framework for Primary (Urban) Cooperative Banks (UCBs)
VI.6 Enforcement Policy and Framework
VI.7 Mediation and Conciliation as Tools for Efficient Customer Grievance Redressal
VI.8 The Role of Deposit Insurers in Contingency Planning and Crisis Management
VII.1 Risk Asymmetry in SDLs
VIII.1 Amendment of Note Refund Rules, 2009
IX.1 Tokenisation
IX.2 Organisational Restructuring of Indian Financial Technology and Allied Services (IFTAS)
X.1 Public Awareness Campaign
X.2 Capital Market Convergence across Emerging and Advanced Economies
X.3 Leveraging Technology for Direct Handling of Government Transactions by the Reserve Bank of India
X.4 Gold in Foreign Exchange Reserves – Recent Trends
X.5 Granular Data Access Lab (GDAL)
XI.1 Training and Development in the Reserve Bank: Recent Initiatives
XI.2 Equal Opportunity Policy
XI.3 Expert Committee to review the extant Economic Capital Framework of the Reserve Bank of India – Recommendations and Implementation
XI.4 Management of Operational Risk: Importance of Self-Assessment
XI.5 Utkarsh 2022 – RBI’s Medium-Term Strategy
APPENDIX TABLES
1. Macroeconomic and Financial Indicators
2. Growth Rates and Composition of Real Gross Domestic Product (At 2011-12 Prices)
3A. Gross Savings
3B. Financial Saving of the Household Sector
4. Inflation, Money and Credit
5. Capital Market - Primary and Secondary
6. Key Fiscal Indicators
7. Combined Receipts and Disbursements of the Central and State Governments
8. India’s Overall Balance of Payments
9. Foreign Direct Investment Flows to India: Country-wise and Industry-wise

Top