| (₹ Billion) | | Item | Outstanding as on July 5, 2019 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2018-19 | 2019-20 | 2018 | 2019 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,762.6 | 21.8 | –107.7 | –5.7 | –3.7 | 254.7 | | 1.2 Borrowings from Banks | 702.2 | –73.4 | 100.7 | –92.4 | 148.7 | 0.3 | | 1.3 Other Demand and Time Liabilities | 112.2 | 3.8 | 7.8 | –39.2 | 28.8 | 39.2 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 126,746.8 | 1,822.1 | 622.6 | 1,009.0 | 8,866.4 | 11,863.7 | | 2.1a Growth (Per cent) | | 1.5 | 0.5 | 0.8 | 8.4 | 10.3 | | 2.1.1 Demand | 13,128.0 | 239.6 | –1,862.6 | –1,984.9 | 983.9 | 1,287.7 | | 2.1.2 Time | 113,618.8 | 1,582.5 | 2,485.2 | 2,994.0 | 7,882.6 | 10,576.0 | | 2.2 Borrowings | 3,518.9 | –52.7 | –49.9 | –263.7 | 524.5 | –88.3 | | 2.3 Other Demand and Time Liabilities | 4,995.3 | 92.5 | –792.8 | –441.2 | 106.7 | 199.4 | | 3. Borrowings from Reserve Bank | 343.1 | –169.3 | –2,186.3 | –1,463.8 | 526.1 | –210.5 | | 4 Cash in Hand and Balances with Reserve Bank | 5,878.6 | 51.6 | –388.7 | –527.3 | 519.4 | 409.8 | | 4.1 Cash in hand | 778.9 | –15.6 | 65.9 | 30.1 | 3.7 | 112.3 | | 4.2 Balances with Reserve Bank | 5,099.7 | 67.2 | –454.6 | –557.4 | 515.7 | 297.5 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 2,382.3 | 96.1 | 15.0 | 151.8 | 138.1 | 506.7 | | 5.2 Money at Call and Short Notice | 186.6 | –103.5 | 67.0 | –135.9 | 41.3 | –62.8 | | 5.3 Advances to Banks | 269.6 | 2.0 | 84.5 | –26.7 | 26.2 | –96.9 | | 5.4 Other Assets | 378.9 | 13.4 | –54.0 | –49.9 | 1.6 | 143.3 | | 6 Investments | 35,458.2 | 791.8 | 1,533.7 | 1,647.7 | 2,124.2 | 740.0 | | 6.1a Growth (Per cent) | | 2.3 | 4.6 | 4.9 | 6.5 | 2.1 | | 6.1 Government Securities | 35,425.1 | 778.8 | 1,503.2 | 1,635.1 | 2,101.6 | 747.9 | | 6.2 Other Approved Securities | 33.1 | 13.0 | 30.5 | 12.5 | 22.6 | –7.9 | | 7 Bank Credit | 96,975.1 | 487.8 | 311.9 | –742.1 | 9,781.6 | 10,409.0 | | 7.1a Growth (Per cent) | | 0.5 | 0.4 | –0.8 | 12.7 | 12.0 | | 7a.1 Food Credit | 707.7 | –6.5 | 171.5 | 291.6 | 71.9 | 116.3 | | 7a.2 Non-food credit | 96,267.5 | 494.3 | 140.4 | –1,033.7 | 9,709.7 | 10,292.7 | | 7b.1 Loans, Cash credit and Overdrafts | 94,759.2 | 480.3 | 377.9 | –460.7 | 9,631.2 | 10,396.6 | | 7b.2 Inland Bills - Purchased | 259.2 | –2.0 | 2.9 | –3.0 | 13.9 | 52.4 | | 7b.3 Discounted | 1,374.7 | 9.3 | –27.3 | –208.3 | 88.0 | 14.5 | | 7b.4 Foreign Bills - Purchased | 235.9 | 12.8 | –14.6 | –10.0 | 47.1 | –12.5 | | 7b.5 Discounted | 346.2 | –12.6 | –26.9 | –60.1 | 1.3 | –41.9 | |