| (Paragraph 3.12) | Entry Point Norms/Viability Norms prescribed by RBI in May, 1993 |
I. | Viability Norms | (Amount Rs. in lakhs) | | | | | | | CATEGORY OF CENTRES #
| | | A | B | C | D | Share Capital | 75.00 | 40.00 | 25.00 | 10.00 | Reserves | 30.00 | 16.00 | 10.00 | 4.00 | Deposits | 645.00 | 344.00 | 215.00 | 86.00 | Advances | 525.00 | 280.00 | 175.00 | 70.00 | Working Capital | 750.00 | 400.00 | 250.00 | 100.00 | Membership (Nos) | 6000 | 4000 | 3000 | 2000 |
N.B. | The above viability norms have to be normally achieved within a period of 3 years. | | | The membership norms has to be achieved by the end of 2 years. | | | |
| | A | B | C | D | Share Capital (Rs.in lakhs) | 60.00 | 30.00 | 15.00 | 6.00 | Membership-Initial | 3000 | 2000 | 1500 | 1000 |
III. | Relaxation in Entry Point Norms (EPNs) for |
| | | | | | | (Amount Rs.in lakhs) | | | | Share Capital | Membership | | A | B | C | D | a) | Less | 50% of share | Reduction | Share | 37.50 | 20.00 | 12.50 | 5.00 | | | Developed | capital prescribed | on a pro- | Capital | | | | | | | States | under V.N. for | rata basis | Membership | 3000 | 2000 | 1500 | 1000 | | | | the relevant | | | | | | | | | | centre | | | | | | | b) | Least | 33 1/3% of the | Reduction | Share | 25.00 | 13.34 | 8.34 | 3.34 | | | developed | share capital | on a pro- | Capital | | | | | | | states | prescribed under | rata basis | Membership | 2000 | 1334 | 1000 | 667 | | | (NE States, | V N for the | | | | | | | | | Tribal | relevant centre | | | | | | | | | areas etc.) | | | | | | | | c) | Banks | 50% of share | Reduction | Share | 37.50 | 20.00 | 12.50 | 5.00 | | | organised | capital prescri- | on a pro- | Capital | | | | | | | by Mahila/ | bed under V.N. | rata basis | Membership | 3000 | 2000 | 1500 | 1000 | | | SC/ST | for the relevant | | | | | | |
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# | | Category of Centre | Population | A. - Metropolitan - Large | 50 lakhs and above | B. - Metropolitan - Other | 10 lakhs and above but less than 50 lakhs | C - Urban | 1 lakh and above but less than 10 lakhs | D - Semi-Urban | 10,000 and above but less than 1 lakh |
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