| AANA | Average Aggregate Notional Amount |
| AEs | Advanced Economies |
| AFA | Additional Factor of Authentication |
| AFS | Available for Sale |
| AID | All Inclusive Direction |
| AIFIs | All-India Financial Institutions |
| AMC-MFs | Asset Management Companies-Mutual Funds |
| AMFI | Association of Mutual Funds in India |
| AML | Anti Money Laundering |
| APY | Atal Pension Yojana |
| ARDL | Autoregressive Distributed Lag |
| AUM | Assets Under Management |
| BCBS | Basel Committee on Banking Supervision |
| BEER | Bond-Equity-Earnings-Yield Ratio |
| BIFR | Board for Industrial and Financial Reconstruction |
| BIS | Bank for International Settlements |
| BOS | Banking Ombudsman Scheme |
| CAB | Current Account Balance |
| CASA | Current Account Savings Account |
| CBDCs | Central Bank Digital Currencies |
| CBLO | Collateralized Borrowings & Lending Obligation |
| CCIL | Clearing Corporation of India Limited |
| CCPs | Central Counterparties |
| CD | Certificate of Deposit |
| CDS | Credit Default Swap |
| CDSL | Central Depository Services Limited |
| CERT-In | Indian Computer Emergency Response Team |
| CET-1 | Common Equity Tier 1 |
| CFT | Combating of Financing of Terrorism |
| CIRP | Corporate Insolvency Resolution Process |
| CLT | Central Ledger Technology |
| CNAV | Constant Net Asset Value |
| CPs | Commercial Papers |
| CPI | Consumer Price Index |
| CRAR | Capital to Risk-Weighted Assets Ratio |
| CRAs | Credit Rating Agencies |
| CRE-RH | Commercial Real Estate – Residential Housing |
| CRILC | Central Repository of Information on Large Credits |
| CRR | Cash Reserve Ratio |
| CSIRT-FIN | Computer Security Incident Response Team – Finance Sector |
| CSK | Cyber Swachhta Kendra |
| DBU | Digital Banking Unit |
| DCCBs | District Central Cooperative Banks |
| DeFi | Decentralised Finance |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DIF | Deposit Insurance Fund |
| DIIs | Domestic Institutional Investors |
| DPD | Days Past Due |
| DLT | Distributed Ledger Technology |
| EBLR | External Benchmark Linked Lending Rate |
| ECBs | External Commercial Borrowings |
| ECLGS | Emergency Credit Line Guarantee Scheme |
| e-KYC | e-Know Your Customer |
| EMDEs | Emerging Market and Developing Economies |
| EMEs | Emerging Market Economies |
| EMI | Equated Monthly Instalment |
| ESG | Environmental, Social, and Governance |
| ESMA | European Securities and Market Authority |
| ESRB | European Systemic Risk Board |
| EVE | Economic Value of Equity |
| FAO | Food and Agricultural Organisation |
| FBIL | Financial Benchmark India Pvt Ltd |
| FBs | Foreign Banks |
| FCNR(B) | Foreign Currency Non-Resident (Banks) |
| FCs | Financial Creditors |
| FDI | Foreign Direct Investment |
| FIIs | Foreign Institutional Investors |
| FinTech | Financial Technology |
| FMEs | Fund Management Entities |
| FoF | Fund-of-Funds |
| FPI | Food Price Index |
| FPIs | Foreign Portfolio Investors |
| FRA-OIS | Forward Rate Agreement – Overnight Interest Swap |
| FSB | Financial Stability Board |
| FSDC | Financial Stability & Development Council |
| FSDC-SC | Financial Stability and Development Council - Sub Committee |
| FSR | Financial Stability Report |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GFD | Gross Fiscal Deficit |
| GNPA | Gross Non-Performing Asset |
| G-SIBs | Global Systemically Important Banks |
| GVA | Gross Value Added |
| HFCs | Housing Finance Companies |
| HFT | Held for Trading |
| HNIs | High Net Worth Individuals |
| HPI | House Price Index |
| HQLAs | High Quality Liquid Assets |
| HTM | Held-to-Maturity |
| IBC | Insolvency and Bankruptcy Code |
| ICEX | Indian Commodity Exchange Ltd |
| IFSC | International Financial Service Centre |
| IFSCA | International Financial Services Centres Authority |
| IMD | Indian Meteorological Department |
| IMF | International Monetary Fund |
| InvITs | Infrastructure Investment Trusts |
| IORS | Inter-Operable Regulatory Sandbox |
| IOSCO | International Organisation of Securities Commissions |
| IPO | Initial Public Offering |
| IRB | Internal Rating Based |
| IRDAI | Insurance Regulatory and Development Authority of India |
| JPY | Japanese Yen |
| KMPs | Key Management Personnel |
| KYC | Know Your Customer |
| LABs | Local Area Banks |
| LCR | Liquidity-Coverage Ratio |
| LEI | Legal Entity Identifier |
| LT | Long-term |
| LTV | Loan-to-Value |
| MCLR | Marginal Cost of Funds Based Landing Rate |
| MCX | Multi-Commodity Exchange of India Limited |
| MCX BULLDEX | MCX iCOMDEX Bullion Index |
| MCX METLDEX | MCX iCOMDEX Base Metal Index |
| MMFs | Money Market Funds |
| mPoS | Mobile PoS |
| MSME | Micro, Small and Medium Enterprises |
| MST | Macro Stress Test |
| MTM | Mark-To-Market |
| NaBFID | National Bank for Financing Infrastructure and Development |
| NBFC | Non-Banking Financial Company |
| NBFC-ICC | NBFC-Investment and Credit Company |
| NBFC-IDF | NBFC- Infrastructure Debt Fund |
| NBFC-IFC | NBFC- Infrastructure Finance Company |
| NBFC-MFI | NBFC-Micro Finance Institutions |
| NBFIs | Non-Banking Financial Intermediaries |
| NCCDs | Non-Centrally Cleared Derivatives |
| NCDEX | National Commodity and Derivatives Exchange Limited |
| NCGTC | National Credit Guarantee Trustee Company Limited |
| NCLT | National Company Law Tribunal |
| NDS-OM | Negotiated Dealing System – Order Matching |
| NDTL | Net Demand & Time Liabilities |
| NIIs | Non-Institutional Investors |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NNPA | Net Non Performing Asset |
| NOF | Net Owned Funds |
| NPA | Non-Performing Asset |
| NPL | Non-Performing Loans |
| NPS | National Pension System |
| NPV | Net Present Value |
| NRIs | Non-Resident Indians |
| NSDL | National Securities Depository Limited |
| NSE | National Stock Exchange |
| NSO | National Statistical Office |
| NSUCBs | Non-Scheduled Urban Cooperative Banks |
| OCs | Operational Creditors |
| OEFs | Open-Ended Funds |
| OFS | Offer for Sale |
| OIS | Overnight Indexed Swap |
| OOI | Other Operating Income |
| OTC | Over-the-Counter |
| PAT | Profit After Tax |
| PFCE | Private Final Consumption Expenditure |
| PCR | Provisioning Coverage Ratio |
| PDs | Primary Dealers |
| PE | Price to Earning |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PIDF | Payments Infrastructure Development Fund |
| PMCBL | Punjab and Maharashtra Co-operative Bank Ltd |
| PMS | Portfolio Management Services |
| POA | Power of Attorney |
| PoS | Point of Sale |
| PRA | Prudential Regulation Authority |
| PSBs | Public Sector Banks |
| PSL | Priority Sector Lending |
| PSPs | Payments Service Providers |
| PSUs | Public Sector Undertakings |
| PVBs | Private Sector Banks |
| QE | Quantitative Easing |
| QR | Quick Response |
| QT | Quantitative Tightening |
| RAPMS | Residential Asset Price Monitoring Survey |
| RB-IOS | Reserve Bank - Integrated Ombudsman Scheme |
| RCBs | Rural Cooperative Banks |
| RDG | Retail Direct Gilt |
| RDGAHs | Retail Direct Gilt Account Holders |
| REITs | Real Estate Investment Trusts |
| REs | Regulated Entities |
| RF | Resolution Framework |
| RFQ | Request for Quotes |
| RoA | Return on Asset |
| RoE | Return on Equity |
| RR | Risk Reversal |
| RRBs | Regional Rural Banks |
| RWA | Risk-Weighted Assets |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDF | Standing Deposit Facility |
| SDLs | State Development Loans |
| SEBI | Securities and Exchange Board of India |
| SFBs | Small Finance Banks |
| SIPs | Systematic Investment Plans |
| SLR | Statutory Liquidity Ratio |
| SMARTs | Securities Market Trainers |
| SMAs | Special Mention Accounts |
| SPDs | Standalone Primary Dealers |
| SRS | Systemic Risk Survey |
| StCBs | State Cooperative Banks |
| SUCBs | Scheduled Urban Cooperative Banks |
| UCB | Urban Cooperative Bank |
| UPI | Unified Payment Interface |
| USFB | Unity Small Finance Bank |
| VAR | Vector Auto Regression |
| VRRR | Variable Rate Reverse Repo |
| WALR | Weighted Average Lending Rate |
| WPI | Wholesale Price Index |
| YTM | Yield to Maturity |