PART I - Payment System Indicators - Payment & Settlement System Statistics |
| Volume (lakh) | Value (₹ crore) |
FY 2022-23 | 2022 June | 2023 | 2023 | FY 2022-23 | 2022 June | 2023 | 2023 |
May | June | May | June |
1 | 2 | 3 | 4 | 1 | 2 | 3 | 4 |
A. Settlement Systems | | | | | | | | |
Financial Market Infrastructures (FMIs) | | | | | | | | |
1 CCIL Operated Systems | 41.44 | 3.42 | 4.03 | 3.81 | 258797336 | 22912930 | 22537634 | 22638088 |
1.1 Govt. Securities Clearing | 15.00 | 1.32 | 1.63 | 1.54 | 172251292 | 15445511 | 15227196 | 15259736 |
1.1.1 Outright | 7.99 | 0.68 | 0.98 | 0.88 | 10090700 | 844409 | 1326724 | 1299039 |
1.1.2 Repo | 4.07 | 0.34 | 0.45 | 0.45 | 68032487 | 5627915 | 7732270 | 7312076 |
1.1.3 Tri-party Repo | 2.94 | 0.30 | 0.20 | 0.21 | 94128105 | 8973188 | 6168201 | 6648621 |
1.2 Forex Clearing | 25.16 | 1.97 | 2.23 | 2.17 | 78932050 | 6778125 | 6189356 | 6854522 |
1.3 Rupee Derivatives @ | 1.27 | 0.13 | 0.17 | 0.10 | 7613994 | 689294 | 1121082 | 523830 |
B. Payment Systems | | | | | | | | |
I Financial Market Infrastructures (FMIs) | | | | | | | | |
1 Credit Transfers - RTGS | 2425.62 | 194.42 | 220.46 | 212.30 | 149946286 | 12356054 | 12882587 | 14336617 |
1.1 Customer Transactions | 2411.19 | 193.18 | 219.21 | 211.10 | 131667176 | 10840909 | 11413321 | 12739932 |
1.2 Interbank Transactions | 14.43 | 1.24 | 1.25 | 1.20 | 18279111 | 1515145 | 1469266 | 1596685 |
II Retail | | | | | | | | |
2 Credit Transfers - Retail | 983620.84 | 69921.27 | 107130.93 | 106299.38 | 55009620 | 4298158 | 5196720 | 5151213 |
2.1 AePS (Fund Transfers) @ | 5.90 | 0.62 | 0.34 | 0.30 | 356 | 37 | 23 | 20 |
2.2 APBS $ | 17833.95 | 1222.24 | 1838.94 | 1875.41 | 247535 | 23010 | 31424 | 25772 |
2.3 IMPS | 56532.64 | 4557.01 | 5015.49 | 4681.02 | 5585441 | 443776 | 527558 | 500482 |
2.4 NACH Cr $ | 19257.19 | 1489.99 | 1227.66 | 1294.91 | 1541815 | 100909 | 122239 | 109983 |
2.5 NEFT | 52847.43 | 4022.33 | 4896.66 | 5097.12 | 33719541 | 2716013 | 3026331 | 3039491 |
2.6 UPI @ | 837143.73 | 58629.08 | 94151.85 | 93350.61 | 13914932 | 1014413 | 1489145 | 1475464 |
2.6.1 of which USSD @ | 17.21 | 0.99 | 1.75 | 2.18 | 197 | 12 | 21 | 30 |
3 Debit Transfers and Direct Debits | 15343.05 | 1225.96 | 1457.43 | 1453.92 | 1289611 | 100325 | 125654 | 129549 |
3.1 BHIM Aadhaar Pay @ | 214.22 | 39.82 | 15.45 | 14.83 | 6791 | 1049 | 535 | 487 |
3.2 NACH Dr $ | 13502.52 | 1048.14 | 1288.88 | 1296.38 | 1280219 | 99060 | 124864 | 128819 |
3.3 NETC (linked to bank account) @ | 1626.31 | 138.00 | 153.10 | 142.71 | 2601 | 216 | 256 | 243 |
4 Card Payments | 63337.24 | 5370.07 | 4974.51 | 4731.29 | 2152418 | 169643 | 193436 | 188284 |
4.1 Credit Cards | 29145.25 | 2279.46 | 2734.74 | 2629.05 | 1432255 | 108752 | 140660 | 137234 |
4.1.1 PoS based $ | 15598.70 | 1210.51 | 1419.98 | 1378.71 | 541944 | 40466 | 50811 | 48854 |
4.1.2 Others $ | 13546.54 | 1068.95 | 1314.76 | 1250.34 | 890311 | 68286 | 89849 | 88380 |
4.2 Debit Cards | 34192.00 | 3090.61 | 2239.77 | 2102.24 | 720163 | 60891 | 52776 | 51049 |
4.2.1 PoS based $ | 22917.38 | 2012.90 | 1592.87 | 1499.66 | 476693 | 39877 | 35589 | 33778 |
4.2.2 Others $ | 11274.61 | 1077.72 | 646.89 | 602.58 | 243470 | 21014 | 17187 | 17271 |
5 Prepaid Payment Instruments | 74667.44 | 6258.03 | 6872.86 | 6464.03 | 287111 | 24738 | 23967 | 23114 |
5.1 Wallets | 59112.76 | 4979.19 | 5660.41 | 5294.78 | 221896 | 18488 | 20344 | 19767 |
5.2 Cards | 15554.69 | 1278.83 | 1212.46 | 1169.24 | 65215 | 6250 | 3624 | 3347 |
5.2.1 PoS based $ | 1013.09 | 87.22 | 721.33 | 681.07 | 14777 | 1301 | 1190 | 1016 |
5.2.2 Others $ | 14541.60 | 1191.62 | 491.13 | 488.17 | 50438 | 4949 | 2434 | 2331 |
6 Paper-based Instruments | 7102.88 | 593.72 | 572.39 | 539.37 | 7173581 | 599196 | 627772 | 578306 |
6.1 CTS (NPCI Managed) | 7102.88 | 593.72 | 572.39 | 539.37 | 7173581 | 599196 | 627772 | 578306 |
6.2 Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Retail Payments (2+3+4+5+6) | 1144071.46 | 83369.04 | 121008.13 | 119487.97 | 65912340 | 5192060 | 6167549 | 6070466 |
Total Payments (1+2+3+4+5+6) | 1146497.08 | 83563.46 | 121228.59 | 119700.28 | 215858626 | 17548113 | 19050136 | 20407083 |
Total Digital Payments (1+2+3+4+5) | 1139394.20 | 82969.74 | 120656.20 | 119160.91 | 208685046 | 16948917 | 18422364 | 19828777 |