System | Volume (Million) | Value (₹ Billion) | 2016-17 | 2017 | 2016-17 | 2017 | Aug. | Sep. | Oct. | Aug. | Sep. | Oct. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 107.86 | 9.46 | 9.61 | 10.00 | 1,253,652.08 | 113,827.58 | 127,730.70 | 115,808.00 | 1.1 Customer Transactions | 103.66 | 9.16 | 9.32 | 9.71 | 849,950.51 | 79,157.81 | 91,521.65 | 82,084.42 | 1.2 Interbank Transactions | 4.17 | 0.30 | 0.29 | 0.29 | 131,953.25 | 10,005.58 | 10,826.48 | 9,971.68 | 1.3 Interbank Clearing | 0.018 | 0.002 | 0.002 | 0.002 | 271,748.31 | 24,664.19 | 25,382.57 | 23,751.90 | 2 CCIL Operated Systems | 3.65 | 0.27 | 0.30 | 0.27 | 1,056,173.36 | 87,499.01 | 92,763.82 | 86,873.56 | 2.1 CBLO | 0.22 | 0.02 | 0.02 | 0.02 | 229,528.33 | 22,784.18 | 23,778.02 | 22,981.83 | 2.2 Govt. Securities Clearing | 1.51 | 0.08 | 0.10 | 0.08 | 404,389.08 | 31,959.78 | 34,013.49 | 27,863.13 | 2.2.1 Outright | 1.34 | 0.07 | 0.08 | 0.06 | 168,741.46 | 9,795.75 | 11,098.06 | 7,604.53 | 2.2.2 Repo | 0.168 | 0.017 | 0.018 | 0.016 | 235,647.62 | 22,164.03 | 22,915.42 | 20,258.60 | 2.3 Forex Clearing | 1.93 | 0.17 | 0.19 | 0.18 | 422,255.95 | 32,755.05 | 34,972.31 | 36,028.59 | 3 Paper Clearing | 1,206.69 | 94.81 | 94.37 | 96.41 | 80,958.15 | 6,403.59 | 6,429.99 | 6,478.86 | 3.1 Cheque Truncation System (CTS) | 1,111.86 | 92.05 | 92.16 | 94.44 | 74,035.22 | 6,224.34 | 6,271.53 | 6,340.16 | 3.2 MICR Clearing | – | - | - | - | – | – | – | – | 3.2.1 RBI Centres | – | - | - | - | – | – | – | – | 3.2.2 Other Centres | – | - | - | - | – | – | – | – | 3.3 Non-MICR Clearing | 94.83 | 2.76 | 2.22 | 1.97 | 6,922.93 | 179.25 | 158.47 | 138.70 | 4 Retail Electronic Clearing | 4,204.96 | 442.79 | 427.72 | 444.62 | 132,250.12 | 13,988.09 | 15,624.23 | 15,598.70 | 4.1 ECS DR | 8.76 | 0.12 | 0.14 | 0.12 | 39.14 | 0.83 | 0.84 | 0.83 | 4.2 ECS CR (includes NECS) | 10.10 | 0.63 | 0.48 | 0.50 | 144.08 | 10.96 | 9.60 | 10.72 | 4.3 EFT/NEFT | 1,622.10 | 151.61 | 157.67 | 158.78 | 120,039.68 | 12,500.38 | 14,182.14 | 13,851.28 | 4.4 Immediate Payment Service (IMPS) | 506.73 | 75.66 | 82.85 | 88.12 | 4,111.06 | 651.49 | 717.60 | 750.42 | 4.5 National Automated Clearing House (NACH) | 2,057.27 | 214.77 | 186.58 | 197.09 | 7,916.17 | 824.43 | 714.06 | 985.45 | 5 Cards | 12,055.87 | 1,099.84 | 1,102.84 | 1,142.16 | 30,214.00 | 3,073.12 | 3,163.59 | 3,361.88 | 5.1 Credit Cards | 1,093.51 | 115.99 | 113.29 | 124.04 | 3,312.21 | 366.03 | 377.76 | 422.60 | 5.1.1 Usage at ATMs | 6.37 | 0.66 | 0.65 | 0.68 | 28.39 | 3.05 | 3.11 | 3.21 | 5.1.2 Usage at POS | 1,087.13 | 115.33 | 112.63 | 123.36 | 3,283.82 | 362.99 | 374.65 | 419.39 | 5.2 Debit Cards | 10,962.36 | 983.86 | 989.55 | 1,018.12 | 26,901.79 | 2,707.08 | 2,785.83 | 2,939.28 | 5.2.1 Usage at ATMs | 8,563.06 | 718.41 | 724.26 | 739.72 | 23,602.73 | 2,352.96 | 2,419.54 | 2,530.58 | 5.2.2 Usage at POS | 2,399.30 | 265.45 | 265.30 | 278.40 | 3,299.07 | 354.13 | 366.29 | 408.69 | 6 Prepaid Payment Instruments (PPIs) | 1,963.66 | 261.14 | 240.29 | 245.18 | 838.01 | 102.88 | 109.77 | 116.98 | 6.1 m-Wallet | 1,629.98 | 225.43 | 199.48 | 201.23 | 532.42 | 72.62 | 81.54 | 86.60 | 6.2 PPI Cards | 333.11 | 35.67 | 40.76 | 43.91 | 277.52 | 28.53 | 26.19 | 28.80 | 6.3 Paper Vouchers | 0.51 | 0.03 | 0.04 | 0.04 | 25.36 | 1.72 | 2.05 | 1.58 | 7 Mobile Banking | 976.85 | 97.89 | 113.94 | 154.49 | 13,104.76 | 795.37 | 848.47 | 971.13 | 8 Cards Outstanding | 884.72 | 843.51 | 853.11 | 860.13 | – | – | – | – | 8.1 Credit Card | 29.84 | 32.65 | 33.34 | 33.87 | – | – | – | – | 8.2 Debit Card | 854.87 | 810.87 | 819.76 | 826.25 | – | – | – | – | 9 Number of ATMs (in actuals) | 222475 | 222568 | 221722 | 221314 | – | – | – | – | 10 Number of POS (in actuals) | 2529141 | 2882422 | 2900038 | 2958301 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 19,542.66 | 1,908.30 | 1,875.13 | 1,938.63 | 2,282,337.40 | 200,230.07 | 220,439.54 | 204,486.06 | Note : Data for latest 12 month period is provisional. 1.3: Pertain to multiateral net settlement batches. 3.1: Pertain to three centres – Mumbai, New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. 9: Includes ATMs deployed by Scheduled Commercial banks and White Label ATMs (WLA). WLA are included from April 2014 onwards. Mobile Banking - The data from July 2017 includes only individual payments and excludes corporate payments which was being included earlier. | |