System | Volume (Million) | Value (₹ Billion) | 2014-15 | 2015 | 2014-15 | 2015 | May | Jun. | Jul. | May | Jun. | Jul. | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 1 RTGS | 92.78 | 8.06 | 8.26 | 8.25 | 929,332.89 | 74,950.00 | 93,130.00 | 86,870.00 | 1.1 Customer Transactions | 88.39 | 7.69 | 7.88 | 7.87 | 631,050.74 | 51,060.00 | 64,280.00 | 59,710.00 | 1.2 Interbank Transactions | 4.38 | 0.37 | 0.38 | 0.38 | 122,981.62 | 8,990.00 | 9,900.00 | 9,180.00 | 1.3 Interbank Clearing | 0.012 | 0.001 | 0.001 | 0.001 | 175,300.73 | 14,900.00 | 18,950.00 | 17,980.00 | 2 CCIL Operated Systems | 3.03 | 0.26 | 0.28 | 0.26 | 752,000.42 | 63,693.28 | 76,446.45 | 69,847.28 | 2.1 CBLO | 0.21 | 0.02 | 0.02 | 0.02 | 167,645.96 | 13,002.70 | 18,136.03 | 17,550.23 | 2.2 Govt. Securities Clearing | 1.09 | 0.09 | 0.10 | 0.09 | 258,916.76 | 21,158.73 | 25,663.06 | 23,104.84 | 2.2.1 Outright | 0.98 | 0.08 | 0.09 | 0.08 | 101,561.62 | 8,572.16 | 9,724.64 | 8,531.05 | 2.2.2 Repo | 0.109 | 0.010 | 0.012 | 0.011 | 157,355.15 | 12,586.57 | 15,938.42 | 14,573.79 | 2.3 Forex Clearing | 1.73 | 0.16 | 0.16 | 0.15 | 325,437.69 | 29,531.85 | 32,647.36 | 29,192.21 | 3 Paper Clearing | 1,196.51 | 91.13 | 90.30 | 96.94 | 85,434.14 | 6,767.62 | 6,693.75 | 7,098.26 | 3.1 Cheque Truncation System (CTS) | 964.86 | 77.84 | 79.35 | 83.89 | 66,769.93 | 5,739.44 | 5,833.21 | 5,966.83 | 3.2 MICR Clearing | 22.43 | - | - | - | 1,850.40 | – | – | – | 3.2.1 RBI Centres | 7.50 | - | - | - | 614.51 | – | – | – | 3.2.2 Other Centres | 14.93 | - | - | - | 1,235.89 | – | – | – | 3.3 Non-MICR Clearing | 209.82 | 13.30 | 10.95 | 13.05 | 16,939.34 | 1,028.17 | 860.54 | 1,131.44 | 4 Retail Electronic Clearing | 1,687.44 | 219.57 | 227.61 | 245.17 | 65,365.51 | 6,144.27 | 6,899.17 | 6,923.25 | 4.1 ECS DR | 226.01 | 19.65 | 19.11 | 19.34 | 1,739.78 | 150.55 | 149.63 | 151.84 | 4.2 ECS CR (includes NECS) | 115.35 | 3.95 | 3.02 | 3.70 | 2,019.14 | 98.51 | 85.92 | 104.43 | 4.3 EFT/NEFT | 927.55 | 88.13 | 91.22 | 103.11 | 59,803.83 | 5,536.03 | 6,324.58 | 6,289.37 | 4.4 Immediate Payment Service (IMPS) | 78.37 | 13.32 | 13.82 | 15.60 | 581.87 | 106.75 | 103.24 | 112.17 | 4.5 National Automated Clearing House (NACH) | 340.17 | 94.52 | 100.44 | 103.43 | 1,220.88 | 252.43 | 235.80 | 265.43 | 5 Cards | 8,423.99 | 786.19 | 782.80 | 804.93 | 25,415.27 | 2,404.97 | 2,365.23 | 2,389.71 | 5.1 Credit Cards | 619.41 | 60.60 | 60.89 | 56.54 | 1,922.63 | 190.99 | 176.89 | 175.45 | 5.1.1 Usage at ATMs | 4.29 | 0.47 | 0.47 | 0.39 | 23.47 | 2.33 | 2.18 | 2.07 | 5.1.2 Usage at POS | 615.12 | 60.13 | 60.42 | 56.15 | 1,899.16 | 188.66 | 174.71 | 173.38 | 5.2 Debit Cards | 7,804.57 | 725.60 | 721.91 | 748.39 | 23,492.65 | 2,213.98 | 2,188.34 | 2,214.26 | 5.2.1 Usage at ATMs | 6,996.48 | 636.63 | 632.77 | 653.44 | 22,279.16 | 2,090.73 | 2,066.12 | 2,075.01 | 5.2.2 Usage at POS | 808.09 | 88.97 | 89.13 | 94.95 | 1,213.49 | 123.25 | 122.23 | 139.26 | 6 Prepaid Payment Instruments (PPIs) | 314.46 | 46.91 | 55.43 | 64.53 | 213.42 | 28.20 | 32.31 | 37.92 | 6.1 m-Wallet | 255.00 | 39.95 | 47.31 | 53.60 | 81.84 | 11.76 | 12.68 | 14.29 | 6.2 PPI Cards | 58.91 | 6.93 | 8.06 | 10.89 | 105.35 | 14.31 | 16.96 | 21.64 | 6.3 Paper Vouchers | 0.55 | 0.04 | 0.05 | 0.04 | 26.24 | 2.13 | 2.66 | 1.99 | 7 Mobile Banking | 171.92 | 21.36 | 21.82 | 24.96 | 1,035.30 | 199.18 | 221.17 | 235.71 | 8 Cards Outstanding | 574.56 | 592.29 | 596.21 | 604.62 | – | – | – | – | 8.1 Credit Card | 21.11 | 21.48 | 21.52 | 18.68 | – | – | – | – | 8.2 Debit Card | 553.45 | 570.81 | 574.69 | 585.94 | – | – | – | – | 9 Number of ATMs (in actuals) | 181398 | 183887 | 184221 | 187448 | – | – | – | – | 10 Number of POS (in actuals) | 1126735 | 1132120 | 1132955 | 1172770 | – | – | – | – | 11 Grand Total (1.1+1.2+2+3+4+5+6) | 11,718.19 | 1,152.14 | 1,164.66 | 1,220.09 | 1,682,461.11 | 139,088.34 | 166,616.91 | 155,186.43 | Note : 1.3: Pertain to multilateral net settlement batches. 3.1: Pertain to two centres - New Delhi and Chennai. 3.3: Pertain to clearing houses managed by 21 banks. 6: Available from December 2010. 7: Include IMPS transactions. | |