| System |
|
Volume (Million) |
|
Value (` Billion) |
| 2013-14 |
2014 |
2015 |
2013-14 |
2014 |
2015 |
| Dec. |
Jan. |
Feb. |
Dec. |
Jan. |
Feb. |
| 1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
| 1 RTGS |
81.11 |
8.19 |
7.89 |
7.69 |
904,968.04 |
84,449.60 |
76,635.09 |
70,910.56 |
| 1.1 Customer Transactions |
76.35 |
7.81 |
7.52 |
7.34 |
573,614.03 |
57,669.28 |
51,356.36 |
48,516.93 |
| 1.2 Interbank Transactions |
4.75 |
0.38 |
0.37 |
0.35 |
160,638.37 |
11,074.73 |
10,291.66 |
8,897.18 |
| 1.3 Interbank Clearing |
0.011 |
0.001 |
0.001 |
0.001 |
170,715.64 |
15,705.79 |
14,987.07 |
13,496.46 |
| 2 CCIL Operated Systems |
2.56 |
0.30 |
0.24 |
0.16 |
621,569.63 |
70,943.42 |
53,080.79 |
41,555.74 |
| 2.1 CBLO |
0.18 |
0.02 |
0.02 |
0.02 |
175,261.92 |
16,171.39 |
15,850.21 |
14,190.98 |
| 2.2 Govt. Securities Clearing |
0.87 |
0.13 |
0.12 |
0.07 |
161,848.24 |
26,061.00 |
26,151.48 |
20,525.10 |
| 2.2.1 Outright |
0.82 |
0.12 |
0.11 |
0.07 |
89,566.99 |
12,301.47 |
11,079.10 |
6,839.66 |
| 2.2.2 Repo |
0.046 |
0.010 |
0.010 |
0.009 |
72,281.26 |
13,759.53 |
15,072.38 |
13,685.44 |
| 2.3 Forex Clearing |
1.51 |
0.15 |
0.17 |
0.13 |
284,459.46 |
28,711.03 |
28,066.06 |
23,823.97 |
| 3 Paper Clearing |
1,257.31 |
109.57 |
97.41 |
93.66 |
93,316.04 |
7,488.29 |
7,135.01 |
6,808.13 |
| 3.1 Cheque Truncation System (CTS) |
591.38 |
84.40 |
80.51 |
76.65 |
44,691.39 |
5,997.74 |
5,741.14 |
5,447.55 |
| 3.2 MICR Clearing |
440.07 |
- |
- |
- |
30,942.81 |
– |
– |
– |
| 3.2.1 RBI Centres |
215.50 |
- |
- |
- |
15,246.84 |
– |
– |
– |
| 3.2.2 Other Centres |
224.57 |
- |
- |
- |
15,695.97 |
– |
– |
– |
| 3.3 Non-MICR Clearing |
225.86 |
25.17 |
16.90 |
17.01 |
17,681.84 |
1,490.55 |
1,393.87 |
1,360.59 |
| 4 Retail Electronic Clearing |
1,108.32 |
135.67 |
118.68 |
118.71 |
47,856.29 |
6,044.41 |
5,468.79 |
5,431.47 |
| 4.1 ECS DR |
192.91 |
19.35 |
19.49 |
19.11 |
1,267.96 |
147.44 |
148.83 |
149.81 |
| 4.2 ECS CR (includes NECS) |
152.54 |
10.10 |
9.65 |
8.34 |
2,492.19 |
183.51 |
165.50 |
159.34 |
| 4.3 EFT/NEFT |
661.01 |
83.49 |
80.22 |
81.19 |
43,785.52 |
5,573.36 |
5,084.73 |
5,046.41 |
| 4.4 Immediate Payment Service (IMPS) |
15.36 |
8.38 |
9.33 |
10.08 |
95.81 |
60.36 |
69.73 |
75.90 |
| 4.5 National Automated Clearing House (NACH) |
86.50 |
14.35 |
73.87 |
90.27 |
214.81 |
79.74 |
63.84 |
81.56 |
| 5 Cards |
7,219.13 |
721.21 |
733.20 |
688.21 |
22,159.58 |
2,285.17 |
2,212.72 |
1,906.21 |
| 5.1 Credit Cards |
512.03 |
56.53 |
56.58 |
49.92 |
1,556.72 |
174.38 |
175.67 |
156.50 |
| 5.1.1 Usage at ATMs |
2.96 |
0.44 |
0.41 |
0.37 |
16.87 |
2.51 |
2.14 |
1.96 |
| 5.1.2 Usage at POS |
509.08 |
56.09 |
56.17 |
49.55 |
1,539.85 |
171.87 |
173.52 |
154.55 |
| 5.2 Debit Cards |
6,707.10 |
664.68 |
676.62 |
638.29 |
20,602.86 |
2,110.79 |
2,037.05 |
1,749.70 |
| 5.2.1 Usage at ATMs |
6,088.02 |
591.06 |
602.18 |
570.39 |
19,648.35 |
1,999.78 |
1,924.17 |
1,668.06 |
| 5.2.2 Usage at POS |
619.08 |
73.62 |
74.44 |
67.90 |
954.51 |
111.01 |
112.89 |
81.64 |
| 6 Prepaid Payment Instruments (PPIs) |
133.63 |
28.98 |
33.49 |
30.31 |
81.05 |
22.67 |
23.65 |
24.42 |
| 6.1 m-Wallet |
107.51 |
23.19 |
27.62 |
24.08 |
29.05 |
8.28 |
8.92 |
8.76 |
| 6.2 PPI Cards |
25.60 |
5.74 |
5.82 |
6.19 |
28.36 |
12.01 |
12.59 |
13.64 |
| 6.3 Paper Vouchers |
0.53 |
0.05 |
0.05 |
0.04 |
23.63 |
2.38 |
2.13 |
2.01 |
| 7 Mobile Banking |
94.71 |
16.78 |
18.07 |
18.53 |
224.18 |
113.23 |
129.17 |
148.88 |
| 8 Cards Outstanding |
413.60 |
520.44 |
544.84 |
558.89 |
– |
– |
– |
– |
| 8.1 Credit Card |
19.18 |
20.36 |
20.61 |
20.86 |
– |
– |
– |
– |
| 8.2 Debit Card |
394.42 |
500.08 |
524.23 |
538.03 |
– |
– |
– |
– |
| 9 Number of ATMs (in actuals) |
160055 |
176408 |
177382 |
178747 |
– |
– |
– |
– |
| 10 Number of POS (in actuals) |
1065984 |
1058642 |
1085588 |
1095356 |
– |
– |
– |
– |
| 11 Grand Total (1.1+1.2+2+3+4+5+6) |
9,802.05 |
1,003.92 |
990.92 |
938.74 |
1,519,234.98 |
155,527.97 |
129,568.97 |
113,140.07 |
Note: 1.3: Pertain to multilateral net settlement batches.
3.1: Pertain to two centres - New Delhi and Chennai.
3.3: Pertain to clearing houses managed by 21 banks.
6: Available from December 2010.
7: Include IMPS transactions. |
|