| (` Billion) |
| Item |
Outstanding as on |
Growth (%) |
| Mar. 21, 2014 |
2014 |
2015 |
Financial year so far |
Y-o-Y |
| Feb. 21 |
Jan. 23 |
Feb. 20 |
2014-15 |
2015 |
| 1 |
2 |
3 |
4 |
5 |
6 |
| 1 Gross Bank Credit |
56,572 |
55,193 |
59,712 |
60,327 |
6.6 |
9.3 |
| 1.1 Food Credit |
912 |
990 |
1,070 |
1,041 |
14.1 |
5.1 |
| 1.2 Non-food Credit |
55,660 |
54,203 |
58,643 |
59,286 |
6.5 |
9.4 |
| 1.2.1 Agriculture & Allied Activities |
6,694 |
6,510 |
7,549 |
7,585 |
13.3 |
16.5 |
| 1.2.2 Industry |
25,229 |
24,648 |
25,877 |
26,128 |
3.6 |
6.0 |
| 1.2.2.1 Micro & Small |
3,517 |
3,404 |
3,721 |
3,728 |
6.0 |
9.5 |
| 1.2.2.2 Medium |
1,274 |
1,275 |
1,285 |
1,300 |
2.0 |
2.0 |
| 1.2.2.3 Large |
20,438 |
19,969 |
20,872 |
21,100 |
3.2 |
5.7 |
| 1.2.3 Services |
13,351 |
12,885 |
13,511 |
13,788 |
3.3 |
7.0 |
| 1.2.3.1 Transport Operators |
894 |
885 |
872 |
878 |
–1.8 |
–0.7 |
| 1.2.3.2 Computer Software |
176 |
175 |
169 |
163 |
–7.4 |
–7.1 |
| 1.2.3.3 Tourism, Hotels & Restaurants |
392 |
392 |
357 |
361 |
–7.9 |
–8.0 |
| 1.2.3.4 Shipping |
99 |
94 |
92 |
98 |
–1.5 |
3.8 |
| 1.2.3.5 Professional Services |
705 |
693 |
723 |
729 |
3.4 |
5.1 |
| 1.2.3.6 Trade |
3,237 |
3,151 |
3,390 |
3,485 |
7.6 |
10.6 |
| 1.2.3.6.1 Wholesale Trade |
1,709 |
1,665 |
1,705 |
1,782 |
4.2 |
7.0 |
| 1.2.3.6.2 Retail Trade |
1,528 |
1,486 |
1,686 |
1,703 |
11.5 |
14.6 |
| 1.2.3.7 Commercial Real Estate |
1,544 |
1,470 |
1,665 |
1,681 |
8.9 |
14.3 |
| 1.2.3.8 Non-Banking Financial Companies (NBFCs) |
2,946 |
2,819 |
2,962 |
3,020 |
2.5 |
7.1 |
| 1.2.3.9 Other Services |
3,358 |
3,205 |
3,280 |
3,373 |
0.5 |
5.2 |
| 1.2.4 Personal Loans |
10,386 |
10,159 |
11,705 |
11,786 |
13.5 |
16.0 |
| 1.2.4.1 Consumer Durables |
128 |
124 |
149 |
150 |
16.9 |
21.2 |
| 1.2.4.2 Housing |
5,423 |
5,291 |
6,137 |
6,211 |
14.5 |
17.4 |
| 1.2.4.3 Advances against Fixed Deposits |
639 |
569 |
629 |
608 |
–4.7 |
7.0 |
| 1.2.4.4 Advances to Individuals against share & bonds |
39 |
36 |
45 |
46 |
17.0 |
26.5 |
| 1.2.4.5 Credit Card Outstanding |
249 |
254 |
311 |
312 |
25.3 |
22.7 |
| 1.2.4.6 Education |
600 |
602 |
636 |
635 |
5.7 |
5.5 |
| 1.2.4.7 Vehicle Loans |
1,301 |
1,285 |
1,479 |
1,493 |
14.7 |
16.1 |
| 1.2.4.8 Other Personal Loans |
2,006 |
1,999 |
2,319 |
2,332 |
16.2 |
16.7 |
| 1.2A Priority Sector |
18,412 |
17,942 |
19,759 |
19,842 |
7.8 |
10.6 |
| 1.2A.1 Agriculture & Allied Activities |
6,694 |
6,510 |
7,549 |
7,585 |
13.3 |
16.5 |
| 1.2A.2 Micro & Small Enterprises |
7,142 |
6,951 |
7,800 |
7,836 |
9.7 |
12.7 |
| 1.2A.2.1 Manufacturing |
3,517 |
3,404 |
3,721 |
3,728 |
6.0 |
9.5 |
| 1.2A.2.2 Services |
3,625 |
3,546 |
4,079 |
4,107 |
13.3 |
15.8 |
| 1.2A.3 Housing |
3,034 |
2,985 |
3,226 |
3,217 |
6.0 |
7.8 |
| 1.2A.4 Micro-Credit |
174 |
175 |
172 |
175 |
0.2 |
–0.3 |
| 1.2A.5 Education Loans |
579 |
571 |
596 |
593 |
2.3 |
3.7 |
| 1.2A.6 State-Sponsored Orgs. for SC/ST |
3 |
1 |
4 |
4 |
7.0 |
144.1 |
| 1.2A.7 Weaker Sections |
3,862 |
3,549 |
3,965 |
3,986 |
3.2 |
12.3 |
| 1.2A.8 Export Credit |
483 |
434 |
391 |
405 |
–16.2 |
–6.8 |
Note: Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks.
1.2A.2.1 : Manufacturing include `335 billion and item 1.2A.2.2 : Services includes `34 billion credit to medium enterprises for the month of March 2014 only. |
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