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9A. Retail Electronic Payment Systems
Date : Nov 12, 2012

(Number in Million and Amount in ` Billion)

Year/Period

Total Electronic Payments

Electronic Clearing Services (ECS)

National Electronic Funds Transfer NEFT/EFT

Card Payments#

NECS/ECS (Credit)

ECS (Debit)

Credit

Debit*

1=(2+3+4+5+6)

2

3

4

5

6

Number

Amount

Num ber

Amount

Num ber

Amo unt

Num ber

Amount

Num ber of Out-stan ding Cards**

Num ber

Amo unt

Num ber of Out-stan ding Cards**

Num ber

Amo unt

2003-04

166.94

521.43

20.32

102.28

7.87

22.54

0.82

171.25

100.18

176.63

37.76

48.74

2004-05

228.90

1,087.50

40.05

201.80

15.30

29.21

2.55

546.01

129.47

256.86

41.53

53.61

2005-06

285.01

1,463.83

44.22

323.24

35.96

129.86

3.07

612.88

17.33

156.09

338.86

49.76

45.69

58.97

2006-07

378.71

2,356.93

69.02

832.73

75.20

254.41

4.78

774.46

23.12

169.54

413.61

74.98

60.18

81.72

2007-08

535.31

10,419.92

78.37

7,822.22

127.12

489.37

13.32

1,403.26

27.55

228.20

579.85

102.44

88.31

125.21

2008-09

667.82

5,003.22

88.39

974.87

160.05

669.76

32.16

2,519.56

24.70

259.56

653.56

137.43

127.65

185.47

2009-10

718.16

6,848.86

98.13

1,176.13

149.28

695.24

66.34

4,095.07

18.33

234.24

618.24

181.97

170.17

264.18

2010-11

908.59

13,086.87

117.30

1,816.86

156.74

736.46

132.34

9,391.49

18.04

265.14

755.16

227.84

237.06

386.91

2011-12

1,159.84

22,075.33

121.50

1,837.84

164.74

833.55

226.11

17,903.50

17.65

319.96

966.13

278.28

327.54

534.32

2011-12

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April (P)

81.52

1,631.72

7.73

158.27

13.24

62.90

14.86

1,302.94

17.78

23.23

70.55

230.26

22.46

37.06

May (P)

85.73

1,467.85

6.69

136.55

13.54

65.15

15.77

1,145.32

17.66

25.34

78.81

234.98

24.39

42.01

June (P)

87.78

1,662.69

10.41

166.15

13.36

66.84

15.94

1,319.95

17.66

24.18

71.91

239.52

23.89

37.84

July (P)

93.01

1,626.58

11.53

160.70

12.64

65.30

16.63

1,283.54

17.65

25.61

74.72

243.34

26.60

42.33

August (P)

101.87

1,641.27

15.40

221.53

13.70

67.67

17.33

1,225.68

17.58

27.69

80.79

251.48

27.75

45.61

September (P)

95.22

1,679.71

12.71

130.10

13.31

66.15

17.56

1,365.51

17.63

25.59

76.94

251.97

26.05

41.01

October (P)

109.68

1,807.89

17.20

171.21

14.09

70.46

19.25

1,420.33

17.62

28.64

89.98

255.56

30.50

55.91

November (P)

93.48

1,657.65

7.55

102.43

13.67

70.58

18.78

1,362.15

17.64

26.41

79.20

259.83

27.06

43.29

December (P)

99.52

1,963.92

7.08

154.01

14.27

73.42

20.61

1,603.45

17.67

28.15

84.22

263.80

29.41

48.82

January (P)

101.55

2,104.04

6.25

187.15

14.18

72.49

20.63

1,705.70

17.74

29.81

88.68

268.00

30.67

50.02

February (P)

100.44

2,081.13

10.22

114.83

13.95

75.41

21.63

1,765.03

17.57

26.57

81.97

273.65

28.07

43.89

March (P)

110.05

2,750.89

8.73

134.91

14.79

77.18

27.11

2,403.89

17.65

28.74

88.37

278.28

30.67

46.53

Total (2011-12)

1,159.84

22,075.33

121.50

1,837.84

164.74

833.55

226.11

17,903.50

17.65

319.96

966.13

278.28

327.54

534.32

2012-13

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April (P)

106.28

2,341.04

7.64

151.13

14.38

81.72

23.73

1,956.30

17.77

29.48

101.19

281.90

31.04

50.72

May (P)

110.13

2,333.90

6.07

114.49

14.56

80.46

27.23

1,994.77

17.90

30.17

93.07

286.32

32.10

51.11

June (P)

114.05

2,452.16

9.87

157.28

14.41

81.76

27.20

2,072.12

18.01

29.51

90.27

290.68

33.06

50.73

July (P)

127.76

2,556.42

13.34

207.28

14.70

83.50

29.25

2,109.00

18.15

33.37

98.74

294.08

37.10

57.91

August (P)

128.44

2,531.54

13.64

179.67

14.70

83.29

29.37

2,113.83

18.24

32.52

95.84

298.57

38.21

58.89

September (P)

127.37

2,668.47

14.78

136.67

15.74

85.61

29.50

2,296.08

18.38

30.43

93.67

302.48

36.92

56.44

Total (upto September 2012)

714.03

14,883.53

65.35

946.53

88.48

496.33

166.29

12,542.10

18.38

185.48

572.78

302.48

208.43

325.79

# Card Payments figures pertain only to Point of Sale (POS) transactions.
* Debit Cards figures for 2003-04 and 2004-05 are estimated based on 2005-06 figures.
** Cards issued by banks (excluding those withdrawn/blocked).


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