Annual Report

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(153 kb)
Date : Aug 25, 2020
Select Abbreviations
ADEPT Automated Data Extraction Project
AePS Aadhar Enabled Payment System
ALM Asset-Liability Management
AMRMS Audit Management and Risk Monitoring System
AQI Asset Quality Index
ARCs Asset Reconstruction Companies
ARMS Audit and Risk Management Sub-Committee
BBPOUs Bharat Bill Payment Operating Units
BBPS Bharat Bill Payment System
BCBS Basel Committee on Banking Supervision
BCP Business Continuity Plan
BCSBI Banking Codes and Standards Board of India
BFS Board for Financial Supervision
BHIM Bharat Interface for Money
BIS Bank for International Settlements
BNII Bank-NBFC Intermediation Index
BPSS Board for Regulation and Supervision of Payment and Settlement Systems
BRBNMPL Bharatiya Reserve Bank Note Mudran Private Limited
BSBDAs Basic Savings Bank Deposit Accounts
BSC Building Sub-Committee
CA Concurrent Audit
CAD Current Account Deficit
CBDT Central Board of Direct Taxes
CBIC Central Board of Indirect Taxes and Customs
CCB Committee of the Central Board
CCIL Clearing Corporation of India Limited
CCM Committee on Currency Movement
CCO Chief Compliance Officer
CDDP Committee on Deepening of Digital Payments
CDS Credit Default Swaps
CFL Centre for Financial Literacy
CFR Central Fraud Registry
CGFMU Credit Guarantee Fund for Micro Units
CGFS Committee on the Global Financial System
CICs Core Investment Companies
CIMS Centralised Information Management System
CMBs Cash Management Bills
CoCR Charter of Customer Rights
CRAR Capital to Risk Weighted Assets Ratio
CRE Commercial Real Estate
CRILC Central Repository of Information on Large Credits
CSAA Control Self-Assessment Audit
CSF Consolidated Sinking Fund
CSRC China Securities Regulatory Commission
CTS Cheque Truncation System
CVPS Currency Verification and Processing System
CWBN Cylinder Watermarked Bank Note
DFIs Development Finance Institutions
DIAs Deposit Insurance Agencies
DIF Deposit Insurance Fund
DPI Digital Payments Index
ECCS Express Cheque Clearing System
EDPMS Export Data Processing and Monitoring System
ESG Environment, Social and Governance
ESTER Euro Short-Term Rate
ETCD Exchange Traded Currency Derivatives
EWS Early Warning Signals
FAR Fully Accessible Route
FCI Financial Conditions Index
FCP Financial Consumer Protection
FEDAI Foreign Exchange Dealers’ Association of India
FEMA Foreign Exchange Management Act
FFMCs Full-Fledged Money Changers
FIAC Financial Inclusion Advisory Committee
FinTech Financial Technology
FLCs Financial Literacy Centres
FLW Financial Literacy Week
FMCBG Finance Ministers and Central Bank Governors
FPC Fair Practices Code
FPI Foreign Portfolio Investment
FPO Farmer Producer Organization
FPOs Follow-on Public Offers
FSB Financial Stability Board
FSDC Financial Stability and Development Council
FSPs Financial Service Providers
GAHs Gilt Account Holders
GDAL Granular Data Access Lab
GEM Government e-Marketplace
GFC Global Financial Crisis
GFCE Government Final Consumption Expenditure
GFD Gross Fiscal Deficit
GFXC Global Foreign Exchange Committee
GNDI Gross National Disposable Income
GRF Guarantee Redemption Fund
GRIHA Green Rating for Integrated Habitat Assessment
GRQ General Review of Quotas
G-sec Government Securities
GVCs Global Value Chains
HFCs Housing Finance Companies
HLCCSM High Level Committee on Currency Storage and Movement
HRM-SC Human Resource Management Sub-Committee
IBA Indian Banks' Association
IBBI Insolvency and Bankruptcy Board of India
IBC Insolvency and Bankruptcy Code
IBORs Inter-Bank Offered Rate
ICCOMS Integrated Computerised Currency Operations and Management System
ICEGATE Indian Customs Electronic Gateway
ICMTS Integrated Compliance Management and Tracking System
ICSDs International Central Securities Depositories
ICT Information and Communication Technology
IDPMS Import Data Processing and Monitoring System
IFA International Financial Architecture
IFSC International Financial Services Centres
IGBC Indian Green Building Council
IIFCL India Infrastructure Finance Company Limited
IIP Index of Industrial Production
IMFC International Monetary and Financial Committee
IMPS Immediate Payment Service
IMSS Integrated Market Surveillance System
Ind AS Indian Accounting Standards
InvITS Infrastructure Investment Trusts
IOS Industrial Outlook Survey
IPPB India Post Payment Bank
IRRS Integrated Rajbhasha Reporting System
IT-SC Information Technology Sub-Committee
LAF Liquidity Adjustment Facility
LBS Lead Bank Scheme
LDOs Lead District Officers
LEF Large Exposures Framework
LEI Legal Entity Identifier
LIBOR London Inter-Bank Offered Rate
LTROs Long Term Repo Operations
MANI Mobile Aided Note Identifier
MCLR Marginal Cost of Funds-based Lending Rate
MIS Management Information System
MPC Monetary Policy Committee
MSMEs Micro, Small and Medium Enterprises
NACH National Automated Clearing House
NBFC Non-Banking Financial Company
NBFI Non-Bank Financial Intermediation
NDDCs Non-Deliverable Derivative Contracts
NEFT National Electronic Funds Transfer
NETC National Electronic Toll Collection
NGFS Network for Greening the Financial System
NIIF National Investment and Infrastructure Fund
NOC Network Operation Centre
NPCI National Payments Corporation of India
NSFI National Strategy for Financial Inclusion
NSFR Net Stable Funding Ratio
OBO Office of Banking Ombudsmen
OLTAS Online Tax Accounting System
OTC Over The Counter
PADO Public Administration, Defence and Other Services
PDIs Perpetual Debt Instruments
PFCE Private Final Consumption Expenditure
PIDF Payments Infrastructure Development Fund
PoS Point of Sale
PPIs Prepaid Payment Instruments
PSLCs Priority Sector Lending Certificates
PSOs Payment System Operators
QPM Quarterly Projection Model
RAM-OR Risk Assessment Methodology for Operational Risk
RBIA Risk Based Internal Audit
RDBs Rupee Denominated Bonds
ReBIT Reserve Bank Information Technology Private Limited
RegTech Regulatory Technology
ReITS Real Estate Investment Trusts
RIDF Rural Infrastructure Development Fund
RTGS Real Time Gross Settlement
SAs Statutory Auditors
SDLs State Development Loans
SDMX Statistical Data and Metadata eXchange
SEs Supervised Entities
SFBs Small Finance Banks
SFMS Structured Financial Messaging System
SGBs Sovereign Gold Bonds
SNRR Special Non-Resident Rupee
SOFR Secured Overnight Financing Rate
SONIA Sterling Overnight Index Average
SPDs Standalone Primary Dealers
SPMCIL Security Printing and Minting Corporation of India Limited
SRB Self-Regulatory Body
SRO Self-Regulatory Organisation
SupTech Supervisory Technology
SWIFT Society for Worldwide Interbank Financial Telecommunication
TAT Turn Around Time
T-Bills Treasury Bills
TCFD Task Force on Climate-related Financial Disclosures
TIN Tax Information System
TLTROs Targeted Long Term Repo Operations
TOLIC Town Official Language Implementation Committee
TReDS Trade Receivables Discounting System
UPI Unified Payment Interface
V-CIP Video-based Customer Identification Process
VRR Voluntary Retention Route
WACR Weighted Average Call Rate
WALR Weighted Average Lending Rate
WAM Weighted Average Maturity
WAS Weighted Average Spread
WAY Weighted Average Yield
WLA White Label ATM
WMA Ways and Means Advances
XBRL eXtensible Business Reporting Language