PART I - Payment System Indicators - Payment & Settlement System Statistics |
| Volume (lakh) | Value (₹ crore) |
FY 2022-23 | 2022 May | 2023 | 2023 | FY 2022-23 | 2022 May | 2023 | 2023 |
April | May | April | May |
1 | 2 | 3 | 4 | 1 | 2 | 3 | 4 |
A. Settlement Systems | | | | | | | | |
Financial Market Infrastructures (FMIs) | | | | | | | | |
1 CCIL Operated Systems | 41.44 | 3.32 | 3.21 | 4.03 | 258797336 | 19742339 | 20115131 | 22537634 |
1.1 Govt. Securities Clearing | 15.00 | 1.23 | 1.32 | 1.63 | 172251292 | 13110275 | 13093142 | 15227196 |
1.1.1 Outright | 7.99 | 0.66 | 0.79 | 0.98 | 10090700 | 832089 | 1158660 | 1326724 |
1.1.2 Repo | 4.07 | 0.31 | 0.36 | 0.45 | 68032487 | 4940038 | 6633808 | 7732270 |
1.1.3 Tri-party Repo | 2.94 | 0.26 | 0.17 | 0.20 | 94128105 | 7338148 | 5300674 | 6168201 |
1.2 Forex Clearing | 25.16 | 1.98 | 1.79 | 2.23 | 78932050 | 6039213 | 6450151 | 6189356 |
1.3 Rupee Derivatives @ | 1.27 | 0.11 | 0.09 | 0.17 | 7613994 | 592851 | 571838 | 1121082 |
B. Payment Systems | | | | | | | | |
I Financial Market Infrastructures (FMIs) | | | | | | | | |
1 Credit Transfers - RTGS | 2425.62 | 195.72 | 201.57 | 220.46 | 149946286 | 11183947 | 11876806 | 12882587 |
1.1 Customer Transactions | 2411.19 | 194.53 | 200.44 | 219.21 | 131667176 | 9851274 | 10452024 | 11413321 |
1.2 Interbank Transactions | 14.43 | 1.19 | 1.13 | 1.25 | 18279111 | 1332673 | 1424781 | 1469266 |
II Retail | | | | | | | | |
2 Credit Transfers - Retail | 983694.78 | 72187.50 | 100492.45 | 107130.93 | 55012192 | 4177865 | 4834441 | 5196720 |
2.1 AePS (Fund Transfers) @ | 5.90 | 0.58 | 0.36 | 0.34 | 356 | 36 | 25 | 23 |
2.2 APBS $ | 17898.09 | 2268.03 | 1066.77 | 1838.94 | 247580 | 41011 | 19744 | 31424 |
2.3 IMPS | 56532.64 | 4848.13 | 4957.93 | 5015.49 | 5585441 | 452328 | 521050 | 527558 |
2.4 NACH Cr $ | 19267.00 | 1794.53 | 1009.42 | 1227.66 | 1544342 | 97341 | 117079 | 122239 |
2.5 NEFT | 52847.43 | 3813.34 | 4825.37 | 4896.66 | 33719541 | 2546928 | 2761038 | 3026331 |
2.6 UPI @ | 837143.73 | 59462.89 | 88632.60 | 94151.85 | 13914932 | 1040221 | 1415505 | 1489145 |
2.6.1 of which USSD @ | 17.21 | 1.00 | 1.64 | 1.75 | 197 | 14 | 19 | 21 |
3 Debit Transfers and Direct Debits | 15343.22 | 1177.32 | 1398.58 | 1457.43 | 1289393 | 95542 | 120185 | 125654 |
3.1 BHIM Aadhaar Pay @ | 214.22 | 17.81 | 16.09 | 15.45 | 6791 | 571 | 604 | 535 |
3.2 NACH Dr $ | 13502.69 | 1018.05 | 1242.93 | 1288.88 | 1280001 | 94752 | 119338 | 124864 |
3.3 NETC (linked to bank account) @ | 1626.31 | 141.46 | 139.56 | 153.10 | 2601 | 218 | 243 | 256 |
4 Card Payments | 63337.24 | 5693.68 | 4887.94 | 4974.51 | 2152418 | 179494 | 187396 | 193436 |
4.1 Credit Cards | 29145.25 | 2378.03 | 2592.55 | 2734.74 | 1432255 | 113694 | 132769 | 140660 |
4.1.1 PoS based $ | 15598.70 | 1220.26 | 1408.20 | 1419.98 | 541944 | 42266 | 51624 | 50811 |
4.1.2 Others $ | 13546.54 | 1157.77 | 1184.35 | 1314.76 | 890311 | 71428 | 81144 | 89849 |
4.2 Debit Cards | 34192.00 | 3315.65 | 2295.38 | 2239.77 | 720163 | 65800 | 54627 | 52776 |
4.2.1 PoS based $ | 22917.38 | 2150.28 | 1633.96 | 1592.87 | 476693 | 44273 | 37647 | 35589 |
4.2.2 Others $ | 11274.61 | 1165.37 | 661.43 | 646.89 | 243470 | 21527 | 16980 | 17187 |
5 Prepaid Payment Instruments | 74667.44 | 6529.11 | 6313.42 | 6872.86 | 287111 | 25698 | 22595 | 23967 |
5.1 Wallets | 59112.76 | 5198.06 | 5145.40 | 5660.41 | 221896 | 19616 | 18894 | 20344 |
5.2 Cards | 15554.69 | 1331.05 | 1168.01 | 1212.46 | 65215 | 6082 | 3701 | 3624 |
5.2.1 PoS based $ | 1013.09 | 92.80 | 676.37 | 721.33 | 14777 | 1336 | 1080 | 1190 |
5.2.2 Others $ | 14541.60 | 1238.25 | 491.65 | 491.13 | 50438 | 4746 | 2620 | 2434 |
6 Paper-based Instruments | 7087.81 | 590.44 | 554.06 | 572.39 | 7162537 | 594562 | 639281 | 627772 |
6.1 CTS (NPCI Managed) | 7087.81 | 590.44 | 554.06 | 572.39 | 7162537 | 594562 | 639281 | 627772 |
6.2 Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Retail Payments (2+3+4+5+6) | 1144130.50 | 86178.05 | 113646.45 | 121008.13 | 65903651 | 5073160 | 5803897 | 6167549 |
Total Payments (1+2+3+4+5+6) | 1146556.12 | 86373.77 | 113848.01 | 121228.59 | 215849937 | 16257107 | 17680703 | 19050136 |
Total Digital Payments (1+2+3+4+5) | 1139468.31 | 85783.33 | 113293.95 | 120656.20 | 208687400 | 15662546 | 17041422 | 18422364 |