A. Commercial Banks refer
to both scheduled and non-scheduled commercial banks which
are regulated under Banking Regulation Act, 1949.
(a) Scheduled Commercial Banks
are grouped under following categories:
1)State Bank of India and its Associates
4)Regional Rural Banks
5)Other Scheduled Commercial Banks.
(b) Non-Scheduled Commercial
Note: Banks in the groups
(1) & (2) above are known as public sector banks whereas,
other scheduled commercial banks mentioned at group (5) above
are known as private sector banks.
B. Bank Offices comprise
of branches doing banking business (i.e. accepting deposit
and/or offering credit to their customers) and administrative
of banks refer to those offices which are engaged in either;
1. banking business ( i.e., either accepting deposit and/or
offering credit to their customer); or
2. banking and foreign exchange business; or
3. administration, banking & foreign exchange; or
4. administration and banking; or
5. administration and foreign exchange; or
6. only foreign exchange business.
D. Administrative Offices
include head office, zonal office, regional office, local
head office, training centre, clearing cell, service branch,
asset recovery branch, divisional office, etc.
E. Banked Centre
is a centre, which has at least one branch or office of commercial
or co-operative bank.
F. Unbanked Centre is
a centre in which no branch of any commercial/ co-operative
bank is functioning.
G. Population group of banked
centres are defined as below:
1)'Rural' group includes all banked centres with population
of less than 10,000.
2)'Semi-urban' group includes banked centres with population
of 10,000 and above but less than 1 lakh.
3)'Urban' group includes banked centres with population of
1 lakh and above but less than 10 lakh.
4)'Metropolitan' group includes banked centres with population
of 10 lakh and above.
H. Business Status of Branches/Offices
Depending upon the type of specific activity a branch or an
administrative office is pursuing, status code and name is
I. Nature of Business-wise Designatory
Code of Branches/Offices of banks
Only Banking Business,
Banking & Foreign Exchange
& Foreign Exchange Business,
Administration & Banking
Administration & Foreign
Only Foreign Exchange Business,
Only Administration / Training
Non-Scheduled Banks doing
J. Authorised Dealer(AD)
Branches of banks
authorised to deal in foreign exchange business. Authorised
Dealer Category (AD-Category):
Foreign Currency (FC) Accounts
Maintaining FC A/Cs. through
H.O. Or any other Link Office
Handling Forex through
A Or B Category Office
District-wise list of branches/offices are based on latest
available information on districts, inclusive of details available
on formation/re-organisation of districts.