Annual Accounts Data of Scheduled Commercial Banks (1989-90 to 2000-2001)

 
Introduction

Data presented in this site cover all scheduled commercial banks (including Regional Rural Banks) for the period 1989-90 to 2000-2001. Number of scheduled commercial banks in operation in various years is given
in Table 1.

 Table 1: Number of scheduled commercial banks
operating in India: 1989-90 to 2000-2001

As at the end of March

1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001
Scheduled Commercial Banks (other than Regional Rural Banks)  
a. In operation  

74

76 77 76 75 88 95 100 103 104 101 100
b. Data covered

  74  

76 77 76 74 86 92 100 103 104 101 100
Regional Rural Banks  
a. In operation   196 196 196 196 196 196 196 196 196 196 196 196
b. Data covered   194 196 196 196 196 196 196 196 196 196 196 196

Data are presented in 3 Sections: I) Balance Sheet, II) Profit & Loss Accounts and III) Selected Ratios. Data presented in balance sheet and profit & loss accounts sections are based on the banks’ published annual accounts as per the new format effective from 1991-92. Data for the years 1989-90 and 1990-91 have been recasted in the new format, making a few adjustments to the data in the process.  The users are requested to read carefully the 'explanatory notes' before using the data for the years 1989-90 and 1990-91. 

The scheduled commercial banks (other than Regional Rural Banks) are required to disclose the following business ratios as a part of the ‘notes on annual accounts’ from the year 1997-98. These ratios are included in Section III.

  • Capital Adequacy Ratio,

  • Net NPA as a percentage to net advances,

  • Interest income as a percentage to working funds,

  • Non-interest income as a percentage to working funds,

  • Operating profit as a percentage to working funds,

  • Return on assets,

  • Business (deposits plus advances) per employee and

  • Profit per employee.

Besides the above mentioned ratios, facility for user-defined ratios has also been provided. Data can be extracted for selected items from any section for selected banks/bank-groups over a period of time. These facilities are explained in detail in help facility included in the site.

Top