| (₹ Billion) | | Item | Outstanding as on Apr. 17, 2015 | Variation over | | Fortnight | Financial year so far | Year-on-Year | | 2014-15 | 2015-16 | 2014 | 2015 | | 1 | 2 | 3 | 4 | 5 | 6 | | 1 Liabilities to the Banking System | | | | | | | | 1.1 Demand and Time Deposits from Banks | 1,166.3 | –135.4 | 50.5 | 68.8 | –54.3 | 338.7 | | 1.2 Borrowings from Banks | 412.9 | 11.4 | 75.5 | 10.8 | 70.9 | –12.3 | | 1.3 Other Demand and Time Liabilities | 58.8 | –7.7 | –70.1 | –2.7 | 21.6 | –6.1 | | 2 Liabilities to Others | | | | | | | | 2.1 Aggregate Deposits | 87,203.2 | –1,911.6 | 1,229.4 | 1,346.8 | 10,034.2 | 8,918.2 | | 2.1a Growth (Per cent) | | –2.1 | 1.6 | 1.6 | 14.7 | 11.4 | | 2.1.1 Demand | 8,041.5 | –1,481.9 | 173.7 | 7.4 | 995.1 | 728.6 | | 2.1.2 Time | 79,161.7 | –429.8 | 1,055.6 | 1,339.4 | 9,039.2 | 8,189.7 | | 2.2 Borrowings | 2,204.5 | –101.5 | –45.6 | –54.2 | 4.8 | 39.7 | | 2.3 Other Demand and Time Liabilities | 4,292.4 | –701.5 | –281.3 | –299.0 | 422.7 | 190.3 | | 3. Borrowings from Reserve Bank | 902.0 | –1,296.4 | –97.4 | –680.0 | 125.7 | 583.3 | | 4 Cash in Hand and Balances with Reserve Bank | 4,144.4 | –64.7 | 111.9 | –123.7 | 240.0 | 410.4 | | 4.1 Cash in hand | 545.8 | 18.6 | 9.1 | 8.4 | 75.6 | 78.0 | | 4.2 Balances with Reserve Bank | 3,598.6 | –83.4 | 102.8 | –132.1 | 164.4 | 332.4 | | 5 Assets with the Banking System | | | | | | | | 5.1 Balances with Other Banks | 1,547.6 | –110.8 | 52.0 | 42.4 | 159.2 | 433.3 | | 5.2 Money at Call and Short Notice | 156.1 | 17.3 | –42.6 | –81.8 | –7.4 | –79.4 | | 5.3 Advances to Banks | 192.5 | –18.1 | 2.2 | 5.4 | 35.1 | 22.8 | | 5.4 Other Assets | 437.5 | –68.1 | –56.8 | 4.6 | –256.5 | 51.5 | | 6 Investments | 25,784.3 | 282.6 | 495.6 | 732.0 | 2,452.4 | 3,160.6 | | 6.1a Growth (Per cent) | | 1.1 | 2.2 | 2.9 | 12.2 | 14.0 | | 6.1 Government Securities | 25,764.5 | 282.3 | 494.2 | 736.0 | 2,457.4 | 3,158.3 | | 6.2 Other Approved Securities | 19.9 | 0.3 | 1.4 | –4.0 | –5.0 | 2.2 | | 7 Bank Credit | 66,039.2 | –2,270.4 | 189.5 | 392.4 | 7,318.7 | 5,908.8 | | 7.1a Growth (Per cent) | | –3.3 | 0.3 | 0.6 | 13.9 | 9.8 | | 7a.1 Food Credit | 871.3 | 179.0 | –57.9 | –72.9 | –35.6 | –55.6 | | 7a.2 Non-food credit | 65,167.9 | –2,449.4 | 247.3 | 465.4 | 7,354.3 | 5,964.4 | | 7b.1 Loans, Cash credit and Overdrafts | 63,797.3 | –2,110.5 | 168.3 | 392.0 | 7,095.7 | 5,938.3 | | 7b.2 Inland Bills – Purchased | 346.8 | –46.6 | –11.9 | 1.7 | 117.7 | –25.7 | | 7b.3 Discounted | 1,231.1 | –45.8 | 51.6 | 31.1 | 45.0 | 73.7 | | 7b.4 Foreign Bills – Purchased | 223.7 | –30.8 | –8.9 | –17.6 | 30.8 | –30.3 | | 7b.5 Discounted | 440.3 | –36.6 | –9.6 | –14.8 | 29.5 | –47.2 | |