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Date : Dec 28, 2021
Appendix Table IV.13: Progress of Microfinance Programmes
(At end-March)
Item Self Help Groups
Number (₹ lakh) Amount (₹ crore)
2016-17 2017-18 2018-19 2019-20 2020-21 2016-17 2017-18 2018-19 2019-20 2020-21
Loans Disbursed by Banks 19.0 22.6 27.0 31.5 28.9 38,781 47,186 58,318 77,659 58,071
  (9.9) (13.8) (17.8) (22.1) (17.0) (20,012.0) (27,479.3) (36,818.5) (55,589.9) (31,755.1)
Loans Outstanding with Banks 48.5 50.2 50.8 56.8 57.8 61,581 75,599 87,098 1,08,075 1,03,290
  (28.1) (30.8) (35.1) (39.6) (36.0) (34,127.7) (43,575.9) (58,431.6) (73,183.9) (61,393.1)
Savings with Banks 85.8 87.4 100.1 102.4 112.2 16,114 19,592 23,325 26,152 37,478
  (42.9) (46.1) (60.2) (62.6) (70.1) (8,679.6) (11,784.8) (14,481.6) (15,836.3) (21,308.4)
  Microfinance Institutions
Number Amount (₹ crores)
Loans Disbursed by Banks 2,314.0 1,922.0 1,933.0 4,762.0 28,562.0 19,304 25,515 14,626 20,226 12,739
Loans Outstanding with Banks 5,357.0 5,073.0 5,488.0 15,197.0 61,181.0 29,225 32,306 17,761 29,289 22,602
  Joint Liability Groups
Number (₹ in lakhs) Amount (₹ crores)
Loans Disbursed by Banks (During the FY) 7.0 10.2 16.0 41.8 41.3 9,511 13,955 30,947 83,103 58,312
Notes: 1. Figures in brackets give the details of SHGs covered under the National Rural Livelihoods Mission (NRLM) and the National Urban Livelihoods Mission (NULM) for 2016-17, 2017-18, 2018-19, 2019-20 and 2020-21 respectively.
2. Actual number of MFIs availing loans from banks would be less than the number of accounts, as most of MFIs avail loans several times from the same bank and also from more than one bank.
Source: NABARD.

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