(Amount in ₹ crore) | | 2018 | 2019 | 2020 | H1:2020-21 | A. Total Income | 47,671 | 61,468 | 70,475 | 31,842 | (i) Fund Based Income | 46,806 | 59,912 | 67,985 | 31,205 | | (98.2) | (97.5) | (96.5) | (98.0) | (ii) Fee Based Income | 864 | 1,555 | 2,490 | 637 | | (1.8) | (2.5) | (3.5) | (2.0) | B. Expenditure | 37,085 | 44,676 | 54,898 | 26,086 | (i) Financial Expenditure | 20,140 | 26,233 | 30,768 | 16,677 | | (54.3) | (58.7) | (56.0) | (63.9) | of which Interest payment | 4,853 | 5,526 | 7,020 | 9,271 | | (13.1) | (12.4) | (12.8) | (35.5) | (ii) Operating Expenditure | 11,183 | 11,595 | 15,526 | 4,844 | | (30.2) | (26.0) | (28.3) | (18.6) | (iii) Others | 5,762 | 6,848 | 8,604 | 4,565 | | (15.5) | (15.3) | (15.7) | (17.5) | C. Tax Provisions | 3,621 | 5,566 | 4,464 | 1,490 | D. Profit Before Tax | 10,586 | 16,792 | 15,577 | 5,756 | E. Net Profit | 6,966 | 11,226 | 11,113 | 4,266 | F. Total Assets | 3,41,103 | 4,21,823 | 4,85,381 | 4,98,037 | G. Financial Ratios (as Per cent of Total Assets) | | | | | (i) Income | 14.0 | 14.6 | 14.5 | 6.4 | (ii) Fund Income | 13.7 | 14.2 | 14.0 | 6.3 | (iii) Fee Income | 0.3 | 0.4 | 0.5 | 0.1 | (iv) Expenditure | 10.9 | 10.6 | 11.3 | 5.2 | (v) Financial Expenditure | 5.9 | 6.2 | 6.3 | 1.9 | (vi) Operating Expenditure | 3.3 | 2.7 | 3.2 | 1.0 | (vii) Tax Provision | 1.1 | 1.3 | 0.9 | 0.3 | (viii) Net Profit | 2.0 | 2.7 | 2.3 | 0.9 | H. Cost to Income (percentage) | 77.8 | 72.7 | 77.9 | 81.9 | Notes: 1. Data are provisional. 2. Figures in parentheses are share (in per cent) to respective total. Source: Quarterly Returns of NBFCs-ND-SI, RBI. | |