| (Amount in ₹ crore) | | Items | End- March 2018 | End- March 2019 | End- March 2020 | Percentage variation 2019- 20 | | 1 | 2 | 3 | 4 | 5 | | I. Gross Advances (II + III) | 19,66,095 | 23,15,608 | 23,60,504 | 1.9 | | II. Non-Food Credit (1 to 5) | 19,65,854 | 23,15,376 | 23,60,194 | 1.9 | | 1. Agriculture and Allied Activities | 46,794 | 70,965 | 61,759 | -13.0 | | 2. Industry (2.1 to 2.4) | 11,21,951 | 12,69,075 | 12,65,248 | -0.3 | | 2.1 Micro and Small | 55,408 | 41,985 | 75,849 | 80.7 | | 2.2 Medium | 24,349 | 18,464 | 17,388 | -5.8 | | 2.3 Large | 6,23,020 | 7,08,181 | 5,86,983 | -17.1 | | 2.4 Others | 4,19,172 | 5,00,445 | 5,85,028 | 16.9 | | 3. Services (3.1 to 3.10) | 3,21,437 | 3,85,177 | 3,72,596 | -3.3 | | 3.1 Transport Operators | 19,335 | 18,193 | 23,016 | 26.5 | | 3.2 Computer Software | 1,261 | 1,569 | 1,691 | 7.8 | | 3.3 Tourism, Hotel and Restaurants | 5,890 | 9,068 | 9,364 | 3.3 | | 3.4 Shipping | 582 | 503 | 215 | -57.3 | | 3.5 Professional Services | 7,774 | 8,629 | 6,371 | -26.2 | | 3.6 Trade | 34,299 | 37,962 | 44,725 | 17.8 | | 3.6.1 Wholesale Trade (other than Food Procurement) | 7,257 | 8,666 | 7,546 | -12.9 | | 3.6.2 Retail Trade | 27,042 | 29,296 | 37,179 | 26.9 | | 3.7 Commercial Real Estate | 1,25,108 | 1,51,617 | 1,29,232 | -14.8 | | 3.8 NBFCs | 24,061 | 30,326 | 40,401 | 33.2 | | 3.9 Aviation | 689 | 1,165 | 1,070 | -8.2 | | 3.10 Other Services | 1,02,438 | 1,26,145 | 1,16,512 | -7.6 | | 4. Retail Loans (4.1 to 4.8) | 3,59,380 | 4,52,442 | 5,50,302 | 21.6 | | 4.1 Housing Loans (incl. priority sector Housing) | 13,256 | 15,663 | 21,468 | 37.1 | | 4.2 Consumer Durables | 8,621 | 5,151 | 5,128 | -0.4 | | 4.3 Credit Card Receivables | 17,427 | 23,041 | 32,136 | 39.5 | | 4.4 Vehicle/Auto Loans | 1,64,378 | 2,02,136 | 2,38,970 | 18.2 | | 4.5 Education Loans | 7,198 | 8,874 | 8,653 | -2.5 | | 4.6 Advances against Fixed Deposits (incl. FCNR(B), etc.) | - | - | - | - | | 4.7 Advances to Individuals against Shares, Bonds, etc. | 16,092 | 16,537 | 9,114 | -44.9 | | 4.8 Other Retail Loans | 1,32,408 | 1,81,042 | 2,34,833 | 29.7 | | 5. Other Non-food Credit | 1,16,292 | 1,37,716 | 1,10,289 | -19.9 | Notes: 1. Data are provisional.
2. This format of reporting of credit to various sectors was introduced from March 31, 2017. Hence, the comparable data for previous years are not available.
Source: Supervisory Returns, RBI. | |