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Date : Dec 29, 2020
Appendix Table V.9: Financial Performance of State Co-operative Agriculture and Rural Development Banks
(Amount in ₹ crore)
Item As during Percentage Variation
2017-18 2018-19P 2017-18 2018-19
1 2 3 4 5
A. Income (i+ii) 2,384 2,510 8.5 5.3
  (100.00) (100.00)    
I. Interest Income 2,287 2,427 10.5 6.1
  (95.9) (96.6)    
ii. Other Income 97 83 -24.2 -14.2
  (4.0) (3.3)    
B. Expenditure (i+ii+iii) 2,394 2,559 0.5 6.9
i. Interest Expended 1,502 1,376 1.2 -8.4
  (62.7) (53.7)    
ii. Provisions and Contingencies 452 394 -7.0 -12.8
  (18.8) (15.4)    
iii. Operating Expenses 402 454 -2.0 13.1
  (16.7) (17.7)    
Of which : Wage Bill 344 377 1.7 9.8
  (14.3) (14.7)    
iv. Other Expenditure 38 335    
  (1.5) (13.0)    
C. Profits        
i. Operating Profits 442 345 45.9 -21.9
ii. Net Profits -9.4 -49.2    
Notes: 1. Figures in parentheses are percentages to total income/expenditure.
2. Y-o-Y variations could be slightly different because absolute numbers have been rounded off to ₹ 1 crore in the table.
3. Components may not add up to the total due to rounding off.
4. P- Provisional.
Source: NABARD.

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