| (Amount in ₹ crore) | | Items | End- March 2018 | End- March 2019 | End- September 2019 | Percentage Variation 2018-19 | | 1 | 2 | 3 | 4 | 5 | | I. Gross Advances (II + III) | 19,62,459 | 22,76,600 | 23,54,211 | 16.0 | | II. Food Credit | 241 | 230 | 93 | -4.7 | | III. Non-Food Credit (1 to 5) | 19,62,217 | 22,76,370 | 23,54,118 | 16.0 | | 1. Agriculture and Allied Activities | 46,821 | 70,189 | 61,967 | 49.9 | | 2. Industry (2.1 to 2.4) | 11,22,496 | 12,55,317 | 13,33,811 | 11.8 | | 2.1 Micro and Small | 64,455 | 54,597 | 59,713 | -15.3 | | 2.2 Medium | 28,311 | 22,979 | 19,981 | -18.8 | | 2.3 Large | 5,46,041 | 6,32,795 | 6,37,698 | 15.9 | | 2.4 Others, if any, Please specify | 4,83,689 | 5,44,946 | 6,16,420 | 12.7 | | 3. Services (3.1 to 3.10) | 3,16,872 | 3,67,167 | 3,42,481 | 15.9 | | 3.1 Transport Operators | 19,346 | 17,994 | 19,414 | -7.0 | | 3.2 Computer Software | 1,262 | 1,552 | 1,111 | 23.0 | | 3.3 Tourism, Hotel and Restaurants | 5,893 | 8,969 | 8,743 | 52.2 | | 3.4 Shipping | 582 | 498 | 191 | -14.5 | | 3.5 Professional Services | 7,779 | 8,535 | 7,360 | 9.7 | | 3.6 Trade | 34,318 | 37,547 | 36,747 | 9.4 | | 3.6.1 Wholesale Trade (other than Food Procurement) | 7,261 | 8,571 | 8,898 | 18.0 | | 3.6.2 Retail Trade | 27,057 | 28,976 | 27,850 | 7.1 | | 3.7 Commercial Real Estate | 1,25,178 | 1,48,501 | 1,29,359 | 18.6 | | 3.8 NBFCs | 24,074 | 29,988 | 27,421 | 24.6 | | 3.9 Aviation | 690 | 1,153 | 715 | 67.1 | | 3.10 Other Services | 97,750 | 1,12,430 | 1,11,420 | 15.0 | | 4. Retail Loans (4.1 to 4.8) | 3,59,583 | 4,47,496 | 4,74,899 | 24.4 | | 4.1 Housing Loans (incl. priority sector Housing) | 13,263 | 15,491 | 17,862 | 16.8 | | 4.2 Consumer Durables | 8,626 | 5,094 | 4,917 | -40.9 | | 4.3 Credit Card Receivables | 17,436 | 22,789 | 28,571 | 30.7 | | 4.4 Vehicle/Auto Loans | 1,64,471 | 1,99,926 | 2,08,527 | 21.6 | | 4.5 Education Loans | 7,202 | 8,777 | 10,032 | 21.9 | | 4.6 Advances against Fixed Deposits (incl. FCNR(B), etc.) | - | - | - | | | 4.7 Advances to Individuals against Shares, Bonds, etc. | 16,101 | 16,356 | 13,029 | 1.6 | | 4.8 Other Retail Loans | 1,32,483 | 1,79,063 | 1,91,963 | 35.2 | | 5. Other Non-food Credit | 1,16,445 | 1,36,201 | 1,40,959 | 17.0 | Notes: 1. Data are provisional.
2. This format of reporting of credit to various sectors was introduced from March 31, 2017. Hence, the comparable data for previous years are not available.
Source: Supervisory Returns, RBI. | |