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Date : Dec 24, 2019
Appendix Table V.13: Financial Performance of Primary Co-operative Agriculture and Rural Development Banks
(Amount in ₹ crore)
Item As during Variation (%)
2017 2018 2016-17 2017-18
1 2 3 4 5
A. Income (i+ii) 2,219 2,464 4.8 11.0
  (100.0) (100.0)    
i. Interest Income 1,629 1,992 -11.1 22.3
  (73.4) (80.8)    
ii. Other Income 560 472 100.0 -15.7
  (25.2) (19.1)    
B. Expenditure (i+ii+iii) 2,824 2,975 12.0 5.3
i. Interest Expended 1,690 1,786 13.3 5.7
  (59.8) (60.0)    
ii. Provisions and Contingencies 596 748 20.0 25.5
  (21.1) (25.1)    
iii. Operating Expenses 538 441 -2.0 -18.0
  (19.1) (14.8)    
of which : Wage Bill 313 330    
(11.1) (11.1)    
C. Profits        
i. Operating Profits -9 237 - -
ii. Net Profits -605 -511 - -
Notes: 1. Figures in parentheses are percentages to total income/expenditure.
2. Y-o-Y variations could be slightly different because absolute numbers have been rounded off to ₹ 1 crore in the table.
3. Components may not add up to the total due to rounding off.
Source: NABARD.

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