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Date : Dec 28, 2018
Appendix Table V.6 Major Financial Indicators of State Co-operative Agriculture and Rural Development Banks - State-wise
(At end-March)
(Amount ₹ million)
Sr. No. Region/State Branches Profit / Loss NPAs to Loans ratio
(per cent)
Recovery Ratio
(per cent)**
(at End-June)
2017 2016 2017 2016 2017 2016 2017
1 2 3 4 5 6 7 8 9
  Northern Region 115 -9 -2,043 34.8 37.0 44.8 31.8
1 Haryana @ 19 -257 -2,181 73.0 79.0 28.2 17.9
2 Himachal Pradesh # - - 36 26.4 26.4 54.7 54.7
3 Jammu & Kashmir* - -59 -62 11.5 11.5 50.6 50.6
4 Punjab @ 89 254 108 3.6 6.1 86.2 61.3
5 Rajasthan @ 7 53 56 38.5 40.7 35.8 30.0
  North-Eastern Region 5 7 -6 41.4 50.0 44.0 39.0
6 Assam* - - - - - - -
7 Tripura* 5 7 -6 41.4 49.8 44.0 39.0
  Eastern Region 2 6 6 25.0 24.0 38.1 40.1
8 Bihar* - - - - - - -
9 Odisha @ - - - - - - -
10 West Bengal # 2 6 6 25 23.7 38.1 40.1
  Central Region 323 152 -270 42.5 46.0 44.4 14.0
11 Chhattisgarh @ - - - - - - -
12 Madhya Pradesh @ - - - - - - -
13 Uttar Pradesh* 323 152 -270 42.5^ 45.6 44.4 14.0
  Western Region 176 241 180 48.9 54.0 42.5 34.2
14 Gujarat* 176 241 180 48.9 53.7 42.5 34.2
15 Maharashtra @ - - - - - - -
  Southern Region 52 265 311 6.4 19.0 83.0 84.1
16 Karnataka @ 25 1 15 23.5 21.6 35.0 42.6
17 Kerala @ - 243 233 0.5 0.5 98.8 98.8
18 Puducherry* 1 -6 -2 5.5 3.6 94.9 95.6
19 Tamil Nadu @ 26 27 66 9.1 8.4 74.9 86.8
  All India 673 662 -1,821 16.6 23.6 63.6 50.8
-: Nil/ negligible. @: Federal structure. #: Mixed structure. *: Unitary structure. ^ Data taken from NAFCARD
Notes: 1. Components may not add up to the total due to rounding off.
2. In Chhattisgarh the Short-term co-operative credit structure merged with Long-term during 2014-15. Also, Assam, Bihar, Odisha, Madhya Pradesh and Maharashtra no longer have any functional SCARDBs.
3. **Recovery for the year 2016-17 is taken as on 30th June 2016.
Source: NABARD.

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